IMAGO TEXTIEL
ActiveIMAGO TEXTIEL has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €6k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 71% of 11209 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability61▼-39
Solvency93▼-7
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 2.61 against 3.73 in 2024; short-term debt: 25.4% and cash: 5.6% of total assets), and 31.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68.4%
Return on assets
6.3%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €65k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
22 d early
2023
23 d late
2022
21 d late
2021
19 d late
2020
12 d late
2019
19 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▲ 10.1%
2024 · €59k
2018: €67k
2019: €73k
2020: €52k
2021: €54k
2022: €28k
2023: €29k
2024: €59k
2018 → 2025
Total assets
€95k▲ 22.3%
2024 · €78k
2018: €88k
2019: €107k
2020: €65k
2021: €67k
2022: €40k
2023: €49k
2024: €78k
2018 → 2025
Net result
€6k▼ 80.1%
2024 · €30k
2018: €11k
2019: €6k
2020: €-22k
2021: €2k
2022: €-26k
2023: €742
2024: €30k
2018 → 2025
Working capital
€39k▼ 23.8%
2024 · €51k
2018: €66k
2019: €73k
2020: €51k
2021: €42k
2022: €18k
2023: €25k
2024: €51k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€54k-€28k▼ 47.7%€29k▲ 2.6%€59k▲ 104%€65k▲ 10.1%
Operating result€3k-€-25k€1k€39k▲ 3,049%€14k▼ 64.3%
Net result€2k-€-26k€742€30k▲ 3,969%€6k▼ 80.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 64% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €95k
Fixed assets
€32k▲ 308%
Current assets
€63k▼ 9.7%
Equity and liabilities €95k
Equity
€65k▲ 10.1%
Debt
€30k▲ 60.7%
The debt ratio rises from 24.1% to 31.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€17k▼
2024 · €41k
Cash flow
€9k▼
2024 · €33k
Solvency
68.4%▼
2024 · 75.9%
Current ratio
2.61▼
2024 · 3.73
Quick ratio
2.61▼
2024 · 3.25
Debt / equity
0.46▲
2024 · 0.32
ROE
9.2%▼
2024 · 51.0%
ROA
6.3%▼
2024 · 38.7%
Interest coverage
4.17▼
2024 · 11.38
Debt
€30k▲
2024 · €19k
Debt ≤ 1 year
€24k▲
2024 · €19k
Debt > 1 year
€5k
Income taxes
€4k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€78k€95k▲
Fixed assets21/28€8k€32k▲
Tangible fixed assets22/27€8k€32k▲
Plant, machinery and equipment23€4k€4k▼
Furniture and vehicles24€4k€13k▲
Leasing and similar rights25-€16k
Current assets29/58€70k€63k▼
Stocks and contracts in progress3€9k€0▼
Stocks30/36€9k€0▼
Amounts receivable within one year40/41€40k€54k▲
Trade receivables40€39k€54k▲
Other amounts receivable41€767€452▼
Cash at bank and in hand54/58€18k€5k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€78k€95k▲
Equity10/15€59k€65k▲
Contributions10/11€19k€19k=
Reserves13€87k€93k▲
Distributable reserves133€87k€93k▲
Profit (loss) carried forward14€-47k€-47k=
Amounts payable17/49€19k€30k▲
Amounts payable after more than one year17-€5k
Financial debts170/4-€5k
Amounts payable within one year42/48€19k€24k▲
Current portion of amounts payable after more than one year42-€5k
Financial debts43€3k€1k▼
Credit institutions430/8€3k€1k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€13k€16k▲
Taxes450/3€13k€16k▲
Other amounts payable47/48€2k€159▼
Accrued charges and deferred income492/3€0€636▲
Income statement
Code20242025
Non-recurring operating income76A€22k€0▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0€9k▲
Other operating charges640/8€1k€1k▼
Gross operating margin9900€43k€28k▼
Operating profit (loss)9901€39k€14k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€35k€10k▼
Income taxes67/77€5k€4k▼
Profit (loss) for the period9904€30k€6k▼
Profit (loss) for the period to be appropriated9905€30k€6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-16k€-41k▼
Profit (loss) brought forward from the previous period14P€-47k€-47k=
Transfer to equity691/2€30k€6k▼
To other reserves6921€30k€6k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
09-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €30k ▲3969%
Operating result €39k, net result €30k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 23 days late
2023
31-12
Financial
Back to profitnet €742
Net result €742 after one loss-making year.
21-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 21 days late
2022
31-12
Financial
Weakest financial yearnet €-26k ▼1238%
Net result drops to €-26k, the lowest in the series; recovery starts the following year.
19-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 19 days late
2021
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 12 days late
2020
19-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 19 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
10-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hasselt · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sepulkrijnenlaan 93500 HasseltGround area
1,468 m²
Building footprint
153 m²
Volume, LiDAR
761 m³
Parcel 71324E0709/00R008, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMAGO TEXTIEL
since 19982.089.144.527
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71324E0709/00R008 | Flanders | 1,468 m² | 1 · 153 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
GE-DE-TEX
BE 0431.641.585
Koksijde · Eq €65k
SERATEX
BE 0459.229.276
Heist-op-den-Berg · Eq €66k
YEGA MODE
BE 0460.332.504
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Rebo Home
BE 0744.733.930
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MARVI
BE 0472.509.071
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Of 687 companies in sector 46412 we hold annual accounts for 517. 365 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-10-1998
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
46423Wholesale of clothing, excluding workwear and underwear
46498Wholesale trade
47512Retail sale of household textiles and bedding
47715Retail trade
47722Retail trade
51421
52410
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.