MYTEXTILEPUB
ActiveMYTEXTILEPUB has been active since 1998 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-27k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 30% of 11165 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-88
Solvency14▼-64
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.63 against 1.64 in 2024), and 84.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.8%
Return on assets
-15.4%
Age of the figures
8 mo
neutral · A punctual record breaks
This company filed 4 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
6 d late
2024
on the day
2023
1 d early
2022
on the day
2021
2 d early
2020
24 d late
2019
39 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 72.9%
2024 · €104k
2018: €39k
2019: €50k
2020: €45k
2021: €53k
2022: €95k
2023: €103k
2024: €104k
2018 → 2025
Total assets
€178k▼ 28.5%
2024 · €248k
2018: €155k
2019: €132k
2020: €135k
2021: €106k
2022: €147k
2023: €227k
2024: €248k
2018 → 2025
Net result
€-27k
2024 · €18k
2018: €-12k
2019: €18k
2020: €-5k
2021: €8k
2022: €42k
2023: €8k
2024: €18k
2018 → 2025
Working capital
€-31k
2024 · €33k
2018: €6k
2019: €18k
2020: €8k
2021: €15k
2022: €66k
2023: €35k
2024: €33k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€53k-€95k▲ 78.1%€103k▲ 8.8%€104k▲ 0.3%€28k▼ 72.9%
Operating result€12k-€65k▲ 433%€15k▼ 77.4%€24k▲ 62.8%€-25k
Net result€8k-€42k▲ 416%€8k▼ 79.9%€18k▲ 117%€-27k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €25k after €24k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €178k
Fixed assets
€124k▼ 24.3%
Current assets
€54k▼ 36.5%
Equity and liabilities €178k
Equity
€28k▼ 72.9%
Debt
€150k▲ 3.4%
The debt ratio rises from 58.2% to 84.2%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€21k▼
2024 · €48k
Cash flow
€19k▼
2024 · €43k
Solvency
15.8%▼
2024 · 41.8%
Current ratio
0.63▼
2024 · 1.64
Quick ratio
0.63▼
2024 · 1.64
Debt / equity
5.33▲
2024 · 1.39
ROE
-97.4%▼
2024 · 17.6%
ROA
-15.4%▼
2024 · 7.3%
Interest coverage
5.63▼
2024 · 10.54
Debt
€150k▲
2024 · €145k
Debt ≤ 1 year
€85k▲
2024 · €52k
Debt > 1 year
€64k▼
2024 · €93k
Income taxes
€253▼
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€248k€178k▼
Fixed assets21/28€163k€124k▼
Tangible fixed assets22/27€163k€124k▼
Land and buildings22€12k€11k▼
Plant, machinery and equipment23€7k€6k▼
Furniture and vehicles24€145k€107k▼
Current assets29/58€85k€54k▼
Amounts receivable within one year40/41€63k€42k▼
Trade receivables40€15k€14k▼
Other amounts receivable41€48k€28k▼
Cash at bank and in hand54/58€22k€12k▼
Equity and liabilities
Total equity and liabilities10/49€248k€178k▼
Equity10/15€104k€28k▼
Contributions10/11€19k€19k=
Reserves13€85k€37k▼
Distributable reserves133€85k€37k▼
Profit (loss) carried forward14-€-27k
Amounts payable17/49€145k€150k▲
Amounts payable after more than one year17€93k€64k▼
Financial debts170/4€93k€64k▼
Amounts payable within one year42/48€52k€85k▲
Current portion of amounts payable after more than one year42€29k€29k▼
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€2k€5k▲
Taxes450/3€2k€3k▲
Remuneration and social security454/9-€2k
Other amounts payable47/48€17k€48k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€46k▲
Other operating charges640/8€1k€2k▲
Non-recurring operating charges66A€93k-
Gross operating margin9900€142k€23k▼
Operating profit (loss)9901€24k€-25k▼
Financial income75/76B€8k€2k▼
Recurring financial income75€2k€2k▼
Non-recurring financial income76B€6k-
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€27k€-27k▼
Income taxes67/77€9k€253▼
Profit (loss) for the period9904€18k€-27k▼
Profit (loss) for the period to be appropriated9905€18k€-27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€18k€-27k▼
Transfer from equity791/2€18k€48k▲
Transfer to equity691/2€18k-
To other reserves6921€18k-
Profit to be distributed694/7€18k€48k▲
Return on contributions (dividend)694€18k€48k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 6 days late
2025
31-12
Financial
Weakest financial yearnet €-27k ▼250%
Net result drops to €-27k, the lowest in the series.
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €103k ▲8.8%
3 profitable years in a row build equity to €103k.
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €42k ▲416%
Operating result €65k, net result €42k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €8k
Net result €8k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
08-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 39 days late
2019
31-12
Financial
Back to profitnet €18k
Net result €18k after one loss-making year.
12-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 12 days late
2017
20-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 112 days late
2016
05-10
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 66 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Voetbrugstraat 1217700 MouscronGround area
416 m²
Building footprint
110 m²
Volume, LiDAR
982 m³
Parcel 54007B0743/02C000, Wallonia · tallest building 10.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Voetbrugstraat 121, 7700 Mouscron
since 19982.089.364.657
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0743/02C000 | Wallonia | 416 m² | 1 · 110 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 683 companies in sector 46412 we hold annual accounts for 512. 267 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-11-1998
Fiscal year end31-12
Activities, NACEBEL
46412Wholesale of household textiles and bedding
51410
13300Finishing of textiles
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.