IMAGIX CATERING
ActiveThe computed 12-month bankruptcy probability of IMAGIX CATERING is 2.5% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-12k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 57% of 3657 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
38
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-17
Solvency62▼-6
Growth32▼-20
Track record100
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.5 against 0.55 in 2024; short-term debt: 54.5% and cash: 14.1% of total assets), and 63.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Sector 56
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
36.5%
Return on assets
-26.5%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-12k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-07-2026, 14 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
14 d early
2024
49 d early
2023
48 d early
2022
40 d early
2021
17 d early
2020
31 d early
2019
90 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-12k▼ 118%
2024 · €-5k
2019: €18k
2020: €21k
2021: €9k
2022: €2k
2023: €17k
2024: €-5k
2019 → 2025
Working capital
€-12k▲ 18.9%
2024 · €-15k
2019: €-99k
2020: €-44k
2021: €-37k
2022: €-39k
2023: €-45k
2024: €-15k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€33k▲ 5.5%€33k▲ 0.8%€28k▼ 16.2%€16k▼ 42.1%
Operating result€7k-€208▼ 97.0%€15k▲ 7,286%€-7k€-14k▼ 110%
Net result€9k-€2k▼ 80.6%€17k▲ 919%€-5k€-12k▼ 118%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €14k in 2025 against €7k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €44k
Fixed assets
€32k▼ 30.8%
Current assets
€12k▼ 33.3%
Equity and liabilities €44k
Equity
€16k▼ 42.1%
Debt
€28k▼ 23.5%
The debt ratio rises from 56.8% to 63.5%. Equity and debt are lower.
Key figures and ratios
Solvency
36.5%▼
2024 · 43.2%
Current ratio
0.50▼
2024 · 0.55
Quick ratio
0.50▼
2024 · 0.55
Debt / equity
1.74▲
2024 · 1.32
ROE
-72.7%▼
2024 · -19.3%
ROA
-26.5%▼
2024 · -8.3%
Debt
€28k▼
2024 · €36k
Debt ≤ 1 year
€24k▼
2024 · €33k
Income taxes
€0▼
2024 · €11
Staff costs
€169k▼
2024 · €193k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€64k€44k▼
Fixed assets21/28€46k€32k▼
Financial fixed assets28€46k€32k▼
Current assets29/58€18k€12k▼
Amounts receivable within one year40/41€14k€6k▼
Trade receivables40€4k€82▼
Other amounts receivable41€10k€6k▼
Cash at bank and in hand54/58€4k€6k▲
Equity and liabilities
Total equity and liabilities10/49€64k€44k▼
Equity10/15€28k€16k▼
Contributions10/11€20k€20k=
Reserves13€8k€0▼
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€8k€0▼
Profit (loss) carried forward14€0€-4k▼
Amounts payable17/49€36k€28k▼
Amounts payable within one year42/48€33k€24k▼
Trade debts44€3k€2k▼
Suppliers440/4€3k€2k▼
Taxes, remuneration and social security45€30k€22k▼
Taxes450/3€3k€1k▼
Remuneration and social security454/9€27k€21k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€4k€4k▲
Income statement
Code20242025
Non-recurring operating income76A€6k€2k▼
Remuneration, social security and pensions62€193k€169k▼
Gross operating margin9900€187k€155k▼
Operating profit (loss)9901€-7k€-14k▼
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€385€213▼
Recurring financial charges65€385€213▼
Profit (loss) for the period before taxes9903€-5k€-12k▼
Income taxes67/77€11€0▼
Profit (loss) for the period9904€-5k€-12k▼
Profit (loss) for the period to be appropriated9905€-5k€-12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-5k€-12k▼
Transfer from equity791/2€5k€8k▲
Transfer to equity691/2€0-
To other reserves6921€0-
Profit to be distributed694/7€0-
Directors or managers695€0-
Social balance
Average headcount (FTE)90872.62.6=
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
17-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Weakest financial yearnet €-12k
Net result drops to €-12k, the lowest in the series.
12-06
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
13-06
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-06
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
31-12
Financial
Highest result since 2019net €21k ▲21.2%
Operating result €22k, net result €21k, both a record.
29-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 90 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tournai · 1 establishment unit since 2018
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Boulevard Delwart(TOU) 607500 TournaiGround area
376 m²
Parcel 57462A0023/10F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
IMAGIX CATERING
since 20182.280.108.922
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 57462A0023/10F000 | Wallonia | 376 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
RIBEIRO & RIBEIRO
BE 0830.374.240
Sint-Gillis (bij-Brussel) · Eq €16k
CW PRODUCTIONS
BE 0863.658.997
Brussel · Eq €16k
MEULEBERGSKE
BE 0886.616.523
Scherpenheuvel-Zichem · Eq €16k
Toerisme Hoegaarden
BE 0864.110.741
Hoegaarden · Eq €16k
Den Boekhout
BE 0787.666.922
Pepingen · Eq €16k
Of 14,025 companies in sector 56301 we hold annual accounts for 4,894. 3,890 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-09-2018
Fiscal year end31-12
Activities, NACEBEL
56220Contract catering and other food service activities
56290Food and beverage service activities
56301Cafés and bars
56102Limited-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.