Imagini
ActiveSummary
Imagini has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €20,000 and a net result of €69,640. Equity is growing by ~36.3% per year across the filed fiscal years. Its solvency ranks better than 32% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency39▼-61
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.12 against 4.27 in 2024; short-term debt: 86.5% and cash: 72.2% of total assets), and 86.5% of the assets are financed with debt.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
47%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-12-2025, 32 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
32 d early
2024
16 d early
2023
23 d early
2022
18 d early
2021
33 d early
2020
17 d early
2019
16 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 22 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close27-09-2026 today31-01-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€20,000▼ 79.3%
2024 · €96,498
Total assets
€148,077▲ 18.9%
2024 · €124,527
Net result
€69,640▲ 91.0%
2024 · €36,457
Working capital
€15,828▼ 82.7%
2024 · €91,553
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€23,553▲ 17.5%€77,432▲ 229%€62,547▼ 19.2%€55,214▼ 11.7%€95,603▲ 73.2%
Net result€14,679within the sector's middle half▲ 16.3%€56,974above the sector's middle half▲ 288%€42,651above the sector's middle half▼ 25.1%€36,457above the sector's middle half▼ 14.5%€69,640above the sector's middle half▲ 91.0%
Equity€42,666within the sector's middle half▲ 52.4%€82,390within the sector's middle half▲ 93.1%€95,041within the sector's middle half▲ 15.4%€96,498within the sector's middle half▲ 1.5%€20,000within the sector's middle half▼ 79.3%
Total assets€141,544within the sector's middle half▲ 95.4%€124,522within the sector's middle half▼ 12.0%€189,723within the sector's middle half▲ 52.4%€124,527within the sector's middle half▼ 34.4%€148,077within the sector's middle half▲ 18.9%
Debt€98,878▲ 122%€42,132▼ 57.4%€94,682▲ 125%€28,029▼ 70.4%€128,077▲ 357%
Working capital€37,128▲ 32.7%€72,995▲ 96.6%€87,871▲ 20.4%€91,553▲ 4.2%€15,828▼ 82.7%
Solvency30.1%within the sector's middle half▼ 8.5pp66.2%above the sector's middle half▲ 36.0pp50.1%within the sector's middle half▼ 16.1pp77.5%above the sector's middle half▲ 27.4pp13.5%within the sector's middle half▼ 64.0pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 73% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €148,077
Fixed assets
€4,172 ▼ 15.6%
Current assets
€143,905 ▲ 20.3%
Equity and liabilities €148,077
Equity
€20,000 ▼ 79.3%
Debt
€128,077 ▲ 357%
Debt's share of the balance-sheet total rises from 22.5% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€98,179▲
2024 · €57,439
Cash flow
€72,216▲
2024 · €38,682
Current ratio
1.12▼
2024 · 4.27
Debt to equity
6.40▲
2024 · 0.29
ROE
348.2%▲
2024 · 37.8%
ROA
47.0%▲
2024 · 29.3%
Interest coverage
13.14▲
2024 · 6.47
Debt ≤ 1 year
€128,077▲
2024 · €28,029
Income taxes
€19,087▲
2024 · €10,658
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 6,703 companies that looked in July 2024 the way this one looks now, 1.7% went bankrupt within 24 months and 96% are still going.
- Micro
- 5 to 10 years old
- solvency 10 to 30%
- a profit of 5% of the balance sheet or more
1.7%
went bankrupt
2.2%
stopped otherwise
96%
still going
A further 0.3% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.8% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 6,703 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €516 | €1,214 | €2,225 | €2,225 | €2,576 | ▲ 15.8% |
| Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4 | - | - | - | €995 | €0 | ▼ 100% |
| Other operating charges640/8 | - | €1,324 | €1,319 | €1,152 | €1,909 | ▲ 65.6% |
| Gross operating margin9900 | €37,780 | €79,970 | €66,091 | €59,586 | €100,088 | ▲ 68.0% |
| Operating profit (loss)9901 | €23,553 | €77,432 | €62,547 | €55,214 | €95,603 | ▲ 73.2% |
| Financial income75/76B | - | €896 | €432 | €777 | €596 | ▼ 23.3% |
| Recurring financial income75 | €452 | €896 | €432 | €777 | €596 | ▼ 23.3% |
| Financial charges65/66B | - | €5,045 | €7,038 | €8,875 | €7,472 | ▼ 15.8% |
| Recurring financial charges65 | €4,759 | €5,045 | €7,038 | €8,875 | €7,472 | ▼ 15.8% |
| Profit (loss) for the period before taxes9903 | €19,246 | €73,283 | €55,940 | €47,115 | €88,727 | ▲ 88.3% |
| Income taxes67/77 | €4,567 | €16,309 | €13,289 | €10,658 | €19,087 | ▲ 79.1% |
| Profit (loss) for the period9904 | €14,679 | €56,974 | €42,651 | €36,457 | €69,640 | ▲ 91.0% |
| Profit (loss) for the period to be appropriated9905 | €14,679 | €56,974 | €42,651 | €36,457 | €69,640 | ▲ 91.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €141,544 | €124,522 | €189,723 | €124,527 | €148,077 | ▲ 18.9% |
| Fixed assets21/28 | €5,538 | €9,395 | €7,170 | €4,945 | €4,172 | ▼ 15.6% |
| Tangible fixed assets22/27 | €5,538 | €9,395 | €7,170 | €4,945 | €4,172 | ▼ 15.6% |
| Plant, machinery and equipment23 | - | €879 | €659 | €439 | €219 | ▼ 50.1% |
| Furniture and vehicles24 | - | €8,515 | €6,510 | €4,505 | €3,953 | ▼ 12.3% |
| Current assets29/58 | €136,006 | €115,127 | €182,553 | €119,582 | €143,905 | ▲ 20.3% |
| Stocks and contracts in progress3 | €21,161 | €14,107 | €13,269 | €887 | €0 | ▼ 100% |
| Stocks30/36 | - | €14,107 | €13,269 | €887 | €0 | ▼ 100% |
| Amounts receivable within one year40/41 | €47,119 | €52,744 | €116,119 | €34,206 | €35,436 | ▲ 3.6% |
| Trade receivables40 | - | €50,877 | €109,750 | €28,457 | €33,797 | ▲ 18.8% |
| Other amounts receivable41 | - | €1,867 | €6,369 | €5,749 | €1,639 | ▼ 71.5% |
| Cash at bank and in hand54/58 | €19,318 | €46,603 | €51,403 | €82,781 | €106,946 | ▲ 29.2% |
| Deferred charges and accrued income490/1 | - | €1,672 | €1,762 | €1,707 | €1,523 | ▼ 10.8% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €141,544 | €124,522 | €189,723 | €124,527 | €148,077 | ▲ 18.9% |
| Equity10/15 | €42,666 | €82,390 | €95,041 | €96,498 | €20,000 | ▼ 79.3% |
| Contributions10/11 | - | €20,000 | €20,000 | €20,000 | €20,000 | = |
| Reserves13 | €22,666 | €62,390 | €75,041 | €76,498 | €0 | ▼ 100% |
| Distributable reserves133 | - | €62,390 | €75,041 | €76,498 | €0 | ▼ 100% |
| Profit (loss) carried forward14 | -€4,637 | €0 | €0 | €0 | €0 | - |
| Amounts payable17/49 | €98,878 | €42,132 | €94,682 | €28,029 | €128,077 | ▲ 357% |
| Amounts payable within one year42/48 | €98,878 | €42,132 | €94,682 | €28,029 | €128,077 | ▲ 357% |
| Trade debts44 | €91,832 | €28,994 | €58,820 | €23,251 | €21,763 | ▼ 6.4% |
| Suppliers440/4 | - | €28,994 | €58,820 | €23,251 | €21,763 | ▼ 6.4% |
| Taxes, remuneration and social security45 | - | €13,138 | €35,863 | €4,778 | €10,042 | ▲ 110% |
| Taxes450/3 | - | €13,138 | €35,863 | €4,778 | €6,751 | ▲ 41.3% |
| Remuneration and social security454/9 | - | €0 | - | - | €3,291 | - |
| Other amounts payable47/48 | - | €0 | - | - | €96,271 | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €14,679 | €56,974 | €42,651 | €36,457 | €69,640 | ▲ 91.0% |
| + Depreciation and write-downs630 | €516 | €1,214 | €2,225 | €2,225 | €2,576 | ▲ 15.8% |
| Operating cash flow (approximation) | €15,195 | €58,188 | €44,876 | €38,682 | €72,216 | ▲ 86.7% |
| Investment in fixed assets (approximation) | - | -€5,071 | €0 | €0 | -€1,803 | - |
| Change in cash | - | €27,285 | €4,800 | €31,378 | €24,165 | ▼ 23.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Highest result since 2019net €69,640 ▲91%
Operating result €95,603, net result €69,640, both a record.
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity doublescurrent ratio 4.27
Current ratio from 1.93 to 4.27; short-term debt falls from €94,682 to €28,029.
08-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
13-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
14-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €12,624
Net result €12,624 after one loss-making year.
15-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beerse · 1 establishment unit since 2017
Ground area
1,499 m²
Building footprint
185 m²
Volume, LiDAR
1,018 m³
Parcel 13004C0387/00X008, Flanders · tallest building 9.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Imagini
since 20172.266.936.223
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13004C0387/00X008 | Flanders | 1,499 m² | 1 · 185 m² | 9.0 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeerse2.266.936.223
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Of 1,046 companies in sector 47559 we hold annual accounts for 350. 242 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded11-08-2017
Fiscal year end30-06
Activities, NACEBEL 2025
47559Retail sale of other household articles
46150Agents in the wholesale of furniture, household goods and hardware
E-invoicing
Reachable via Peppol
Peppol ID
0208:0679778671
Also
9925:BE0679778671
Registered
05-12-2025
Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.