Equity
€119,393 ▲ 33.4%
IMAGE PROXI SERVICES has made a profit without a break since 2021.
IMAGE PROXI SERVICES
Lifetime
20 annual accounts with figures on one time axis, 23 filings since 2003peak €426,945 (2007)
€189,408▲ 15.6%
lowest -€92,885 (2016)
€29,914▲ 374%
peak €132,524 (2008)
€119,393▲ 33.4%
€298,735▼ 31.4%
peak 8 FTE (2010)
-not published
Board4 names since 2019
2 directorsPaci Maxime and 1 other
Documentsfilings and deeds
19-10-202680 days late
2025abbreviated format
Gross margin from €163,828 to €189,408Result from €6,305 to €29,914Reappointments: Paci Maxime (director) and Wiatko Michaël (di… 08-12Equity from €89,479 to €119,393Debts from €435,750 to €298,735Cash from €45,558 to €9,474
Key points
from the 2025 annual accountsChecked score
69
Healthy
Financially stronger than 51% of micro companies in retail trade (NACE 47)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.6% across 40,275 companies (NACE 47, micro).
About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.5%▼ -0.1 percentage points vs 03-2025
05-2025: 1.5%● unchanged vs 04-2025
06-2025: 1.5%● unchanged vs 05-2025
07-2025: 1.6%▲ +0.1 percentage points vs 06-2025
08-2025: 2.2%▲ +0.6 percentage points vs 07-2025
09-2025: 2.5%▲ +0.3 percentage points vs 08-2025
10-2025: 3.2%▲ +0.7 percentage points vs 09-2025
11-2025: 3.4%▲ +0.2 percentage points vs 10-2025
12-2025: 4.3%▲ +0.9 percentage points vs 11-2025
01-2026: 7.4%▲ +3.1 percentage points vs 12-2025highest value
02-2026: 7.4%● unchanged vs 01-2026highest value
03-2026: 1.6%▼ -5.8 percentage points vs 02-2026
04-2026: 1.6%● unchanged vs 03-2026
05-2026: 1.7%▲ +0.1 percentage points vs 04-2026
06-2026: 1.6%▼ -0.1 percentage points vs 05-2026
07-2026: 1.6%● unchanged vs 06-2026
08-2026: 2.2%▲ +0.6 percentage points vs 07-2026
09-2026: 2.5%▲ +0.3 percentage points vs 08-2026
10-2026: 0.7%▼ -1.8 percentage points vs 09-2026lowest value
11-2026: 0.7%● unchanged vs 10-2026lowest value
Financial strengthAverage
Score breakdown
raises risk
Last filed accounts filed 80 days late; 3 of the last 3 accounts late
Liquidity: current ratio 1.09, cash €9,474, halved
lowers risk
Founded in 2002
Size: total assets €418,128
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 44% of them on solvency, 14% on liquidity, 67% on profitability and 81% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 3,818 companies had the same profile as IMAGE PROXI SERVICES has now. Each dot stands for 10 companies, two years later.
95.1%
were still trading
3.7%
stopped another way
1.0%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of IMAGE PROXI SERVICES itself: 0.7% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 3,818 companies, not a prediction for IMAGE PROXI SERVICES. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €8,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.09 (0.96 in 2024), below the usual 1.5. Short-term debt is 71% and cash 2.3% of total assets. 71.4% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 80 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-10-2026, 80 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
80 days late
2024
183 days late
2023
99 days late
2022
67 days late
2021
88 days late
2020
139 days late
2019
63 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 103 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0478812487
Reappointments: Paci Maxime (director) and Wiatko Michaël (director)
General meeting of 11-01-2024 · Gazette deed
Reappointment: WIATKO Michaël Antonio Zénon (director)
Gazette deed
Resignation: FINN François (director)
Director discharge: FINN François · General meeting of 17-10-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IMAGE PROXI SERVICES Mons | €418,128 | €189,408 | 28.6% | - |
| HUIS WINDELS Mechelen | €479,094 | €217,091 | 51.9% | - |
| BAHANA Ixelles | €410,750 | €142,340 | 58.0% | 0.5 |
| L'EXPRESS-TABACS Quévy | €389,529 | €133,373 | 43.9% | 3.4 |
| MAISON DEMOULIN Fexhe-le-Haut-Clocher | €379,005 | €109,883 | 47.7% | - |
| LIMAX Houthalen-Helchteren | €319,732 | €125,977 | 86.4% | - |
| ALI ENTREPRISE Hasselt | €613,364 | €238,107 | 24.9% | - |
These companies have the same main activity as IMAGE PROXI SERVICES: retail trade (NACE 47260). They are comparable in size and age: total assets between €320,000 and €613,000, founded between 1996 and 2007.
Official details
Source: KBO- Status
- Active since 28-11-2002Normal situation
- Activity
- Retail tradeNACE 47260and 3 others
- Establishment unit
- 2.115.131.1247020 Mons, since 10-12-2002
- Financial year end
- 31 December
- Peppol
- Reachable since 18-12-2025
Annual accounts 2025
- ≈ €920,000estimated
- €418,128▼ 20.4%
- ≈ 2.7 FTEestimated
- Filing
- Filed on 19-10-2026
Insights on IMAGE PROXI SERVICES
IMAGE PROXI SERVICES files the abbreviated format. That format states no turnover. The gross margin fell from €362,183 in 2006 to €189,408 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IMAGE PROXI SERVICES
- What is the company number of IMAGE PROXI SERVICES?
- The company number of IMAGE PROXI SERVICES is 0478.812.487. The VAT number is the same number with BE in front: BE 0478.812.487.
- Where is IMAGE PROXI SERVICES based?
- The registered office is at Rue des Viaducs 283, 7020 Mons.Company details
- What does IMAGE PROXI SERVICES do?
- According to the KBO register, the main activity is retail trade (NACE 47260).
- What is the legal form of IMAGE PROXI SERVICES?
- IMAGE PROXI SERVICES is a public limited company (NV).
- When was IMAGE PROXI SERVICES founded?
- IMAGE PROXI SERVICES was founded on 28-11-2002.
- Is IMAGE PROXI SERVICES still active?
- Yes, IMAGE PROXI SERVICES is an active enterprise in the KBO register.
- What is the turnover of IMAGE PROXI SERVICES?
- The turnover in financial year 2025 is ≈ €920,000. This figure is estimated from the gross margin of €189,408 and 30 comparable companies (NACE 472). It probably lies between €520,000 and €1.5m.Financials
- Is IMAGE PROXI SERVICES profitable?
- In financial year 2025, IMAGE PROXI SERVICES made a profit of €29,914.
- Where can I find the annual accounts of IMAGE PROXI SERVICES?
- IMAGE PROXI SERVICES filed 23 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IMAGE PROXI SERVICES due?
- IMAGE PROXI SERVICES must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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