Active BE 0862.666.629Public limited company

IMABO INVEST

Dorp 15 ·9860 Oosterzele, Belgium· 22 yrs active

Conclusion Checked

The computed 12-month bankruptcy probability of IMABO INVEST is 0.8% (low). The 2025 annual accounts show equity of €84k and a net result of €-491. Equity is growing by ~3.7% per year across the filed fiscal years. The company has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Key figures

Equity	€84k
Net result	€-491
Active	22 yrs
Board	5

Financial profile 5 of 5 axes measured · computed by Checked

37 / 100

Fragile profile, watch profitability in particular.

All 5 axes are computed from data Checked has read.

Health 23

Profitability 0

Solvency 11

Growth 52

Stability 100

Bankruptcy probability (12 mo) Checked model v1 · free

0.8% Low

0%0,5%1,5%4%10%≥25%

No NACE activity registered +Long track record −Lower-risk legal form −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based

0 / 100

Low risk

Trust signals 2 signals

Long-established

Founded in 2004, 22 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2025 · computed

23 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 09-12-2025 with the NBB · fiscal year 2025 · micro

Operating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Equity: growth of ~3.7%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

EBITDA

€48k

+12.2% 19-25

Net profit

€-491

+96.5% 19-25

Cash flow

€30k

+7.1% 19-25

Total assets

€492k

-4.8% 19-25

Equity

€84k

-0.6% 19-25

Working capital

€-142k

+2.5% 19-25

Income taxes

€0

-84.1% 19-25

Debt

€408k

-5.7% 19-25

Show 9 other metrics

Debt ≤ 1y

€166k

+1.0% 19-25

Debt > 1y

€230k

-12.9% 19-25

Current ratio

0.14

+26.6% 19-25

Quick ratio

0.14

+26.6% 19-25

Solvency

17.0%

+4.5% 19-25

Debt / equity

4.89

-5.1% 19-25

ROE

-0.6%

+96.5% 19-25

ROA

-0.1%

+96.3% 19-25

Interest coverage

2.60

-7.6% 19-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	-
EBITDA	€48k
Net profit	€-491
Cash flow	€30k
Staff costs	-
Income taxes	€0
Dividends	-
Total assets	€492k
Equity	€84k
Debt	€408k
of which ≤ 1y	€166k
of which > 1y	€230k
Working capital	€-142k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	0.14
Quick ratio	0.14
Working capital ratio	-28.9%
Solvency	17.0%
Debt / equity	4.89
Long-term debt ratio	2.76
Interest coverage	2.60
Gross margin	-
Net margin	-
ROA	-0.1%
ROE	-0.6%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2025

Assets

Fixed assets €468k · 95.2% Current assets €24k · 4.9%

Equity & liabilities

Equity €84k · 17.0% Debt €408k · 83.0%

Full annual accounts (22 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€492k
Fixed assets	21/28	€468k
Tangible fixed assets	22/27	€468k
Current assets	29/58	€24k
Cash & bank	54/58	€22k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€492k
Equity	10/15	€84k
Contributions / capital	10/11	€62k
Reserves	13	€36k
Accumulated profits (losses)	14	€-15k
Amounts payable	17/49	€408k
Amounts payable after one year	17	€230k
Amounts payable within one year	42/48	€166k
Trade debts payable within one year	44	€2k
Income statement
Gross operating margin	9900	€52k
Operating result	9901	€18k
Financial income	75	€0
Financial charges	65	€19k
Result before taxes	9903	€-491
Income taxes	67/77	€0
Net result for the period	9904	€-491
Result to be appropriated	9905	€-491

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 5 directors

Current directors & mandates

Bekaert Bo
Director
State Gazette act 23153254 (30-11-2023)

Current
07-10-2023 → present
BEECKMAN Marva Marguerite
Director
State Gazette act 23354295 (09-06-2023)

Current
02-06-2023 → present
COIFFURE MARVAPrivate limited company
Director· perm. rep.: COIFFURE MARVA
State Gazette act 23354295 (09-06-2023)

Current
02-06-2023 → present
Coiffure Marva by
Director
State Gazette act 23023529 (17-02-2023)

Current
03-12-2022 → present
Marva Beeckman
Managing director
State Gazette act 23354295 (09-06-2023)

Current
03-12-2022 → present
4 events
- 07-10-2023 Resigned· Director
- 02-06-2023 Appointed· Managing director
- 02-06-2023 Appointed· Chair
- 03-12-2022 Appointed· Managing director

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Legal Structure

NACE primary	-
Legal form	Public limited company(014)
Incorporation	14-01-2004
Status	Active
Postal code	9860

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
44052C0561/00G004	Flanders	188 m²	1 · 144 m²	11.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 13 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025

09-12-2025

NBB filing Annual accounts filed

fiscal year 2025 · micro

29-01-2025

NBB filing Annual accounts filed

fiscal year 2024 · micro

2023

27-12-2023

NBB filing Annual accounts filed

fiscal year 2023 · micro

30-11-2023

State Gazette act Director changes

09-06-2023

State Gazette act Director changes

Eveline De Wever-De Geest

17-02-2023

State Gazette act Director changes

2022

08-12-2022

NBB filing Annual accounts filed

fiscal year 2022 · micro

2021

16-12-2021

NBB filing Annual accounts filed

fiscal year 2021 · micro

2020

11-12-2020

NBB filing Annual accounts filed

fiscal year 2020 · micro

2019

16-12-2019

NBB filing Annual accounts filed

fiscal year 2019 · micro

2018

17-12-2018

NBB filing Annual accounts filed

fiscal year 2018 · micro

2017

08-12-2017

NBB filing Annual accounts filed

fiscal year 2017 · micro

2016

09-12-2016

NBB filing Annual accounts filed

fiscal year 2016 · verkort

Belgian State Gazette reading coverage 0 of 7 acts read

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts

All acts · 3 updated 2 years ago

2023

30-11-2023 1 director appointed, 1 resigning Director changes

Bekaert Bo, Bestuurder
Beeckman Marva, Bestuurder

Original publication ↗

Technical details

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09-06-2023 4 directors appointed Director changes·Eveline De Wever-De Geest

BEECKMAN Marva Marguerite, Bestuurder
COIFFURE MARVA, Bestuurder
Marva Beeckman, Gedelegeerd bestuurder
Marva Beeckman, Voorzitter

Notary: Eveline De Wever-De Geest · Kruisem

Original publication ↗

Technical details

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    },
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17-02-2023 2 directors appointed Director changes

Coiffure Marva by, Bestuurder
Beeckman Marva, Gedelegeerd bestuurder

Original publication ↗

Technical details

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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Names & trade names

Legal nameNL

IMABO INVEST

Registered office

Dorp 15

9860 Oosterzele, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.