Active BE 0469.571.852Private limited companyOpen bankruptcy

IM.MA.CO.

Hoge Buizen 1 ·1980 Zemst, Belgium· 26 yrs active

Sector: Administratieve en ondersteunende activiteiten ten behoeve van kantoren (82100)

Conclusion Checked

A bankruptcy procedure is open for IM.MA.CO. according to publications in the Belgian State Gazette. The 2024 annual accounts show negative equity (€-54k) and a net result of €13k.

Based on the State Gazette, CBE and 6 annual accounts.

Key figures

Equity	€-54k
Net result	€13k
Better than sector	7%
Active	26 yrs

Snowflake analysis 5 of 5 axes measured · computed by Checked

19 / 100

Fragile profile, watch health in particular.

All 5 axes are computed from data Checked has read.

Health 0

Profitability 0

Solvency 36

Growth 58

Stability 0

Bankruptcy probability (12 mo) Checked model v1 · free

Bankruptcy opened

A bankruptcy procedure is already open, a probability score is no longer meaningful. See the insolvency timeline for the state of the procedure.

Risk Assessment rule-based

50 / 100

High riskRegister: open bankruptcy

This score counts publications in the Belgian State Gazette only. The KBO register additionally records legal situation 050 for this company; it does not feed the figure above.

Components

· Open bankruptcy (+50)

Trust signals 2 signals

Register: open bankruptcy

The KBO register records legal situation 050 for this company. This is today's state according to the register itself; the register carries no start date.

Open bankruptcy

Active bankruptcy procedure in the Belgisch Staatsblad. Claims are handled by the appointed curator.

Administrative Flags0 events

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Health barometer FY 2024 · computed

0 / 100 Critical

050100

Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2024 and an insolvency signal from the Belgian State Gazette. Indicative, not credit advice.

Financial overview10 NBB filings

Annual accounts filed on 28-01-2026 with the NBB · fiscal year 2024 · micro

Operating resultNet result

Sector comparison

Fiscal year 2024 · NACE 82 · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	-49.0%	53.8%	better than 7% of 3174 sector peers
Net result	€13k	€18k	better than 43% of 3173 sector peers
Equity	€-54k	€40k	better than 5% of 3176 sector peers
Gross operating margin	€27k	€36k	better than 42% of 3173 sector peers
Total assets	€110k	€93k	better than 56% of 3179 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

EBITDA

€15k

-78.1% 18-24

Net profit

€13k

-77.2% 18-24

Cash flow

€14k

-76.2% 18-24

Total assets

€110k

-13.3% 18-24

Equity

€-54k

+19.7% 18-24

Working capital

€-60k

+18.9% 18-24

Debt

€164k

-15.5% 18-24

Debt ≤ 1y

€164k

-15.5% 18-24

Current ratio

0.64

+2.5% 18-24

Quick ratio

0.64

+2.5% 18-24

Solvency

-49.0%

+7.4% 18-24

Debt / equity

-3.04

-5.2% 18-24

ROE

-24.5%

+71.6% 18-24

ROA

12.0%

-73.7% 18-24

Interest coverage

20.27

-95.5% 18-24

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2024
Deposit	micro
Revenue	-
EBITDA	€15k
Net profit	€13k
Cash flow	€14k
Staff costs	-
Income taxes	-
Dividends	-
Total assets	€110k
Equity	€-54k
Debt	€164k
of which ≤ 1y	€164k
of which > 1y	-
Working capital	€-60k
Employees (FTE)	-

Ratios (computed)

	2024
Current ratio	0.64
Quick ratio	0.64
Working capital ratio	-54.3%
Solvency	-49.0%
Debt / equity	-3.04
Long-term debt ratio	-
Interest coverage	20.27
Gross margin	-
Net margin	-
ROA	12.0%
ROE	-24.5%
EBITDA margin	-
Days sales outstanding	-
Days payable outstanding	-
Inventory turnover	-
Days inventory (DSI)	-

Balance-sheet composition 2024

Assets

Fixed assets €6k · 5.3% Current assets €104k · 94.7%

Full annual accounts

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2024
Balance sheet, Assets
TOTAL ASSETS	20/58	€110k
Fixed assets	21/28	€6k
Tangible fixed assets	22/27	€6k
Current assets	29/58	€104k
Amounts receivable within one year	40/41	€102k
Cash & bank	54/58	€2k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€110k
Equity	10/15	€-54k
Contributions / capital	10/11	€19k
Accumulated profits (losses)	14	€-73k
Amounts payable	17/49	€164k
Amounts payable within one year	42/48	€164k
Trade debts payable within one year	44	€68k
Income statement
Gross operating margin	9900	€27k
Operating result	9901	€14k
Financial charges	65	€722
Result before taxes	9903	€13k
Net result for the period	9904	€13k
Result to be appropriated	9905	€13k

You are seeing the latest fiscal year only. 4 prior years (figures + ratios) are in a paid plan. See plans →

Ratios computed by Checked.

Directors & mandates 1 directors

Current directors & mandates

DESCHOUWER Freddy Jean
Statutair bestuurder
State Gazette act 23451541 (08-12-2023)

Current
08-12-2023 → present

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.

Directors & mandates1 person

Role	Name	Tenure	Source
Curator	STEVEN NYSTEN PEGASUSLAAN 5, 1831 DIEGEM-	17-02-2026 → present	Belgian State Gazette

Legal Structure

NACE primary	Administratieve en ondersteunende activiteiten ten behoeve van kantoren(82100)
Legal form	Private limited company(610)
Incorporation	12-01-2000
Status	Active
Postal code	1980
First BS signal	23-02-2026
Latest BS signal	23-02-2026

Establishment units 1 location

Hoge Buizen 1, 1980 Zemst

Personenvervoer door de lucht

since 20002.097.190.973

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23020D0342/00L000	Flanders	3,624 m²	1 · 2,800 m²	8.2 m · 2 fl.

Methodology

via registered seat: 1

1 of 1 parcels with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Updates 12 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026

23-02-2026

Bankruptcy Opening

Ondernemingsrechtbank Brussel · IM.MA.CO. BV HOGE BUIZEN 1, 1980 ZEMST · event 17-02-2026

28-01-2026

NBB filing Annual accounts filed

fiscal year 2024 · micro

2024

07-10-2024

NBB filing Annual accounts filed

fiscal year 2023 · micro

17-09-2024

NBB filing Annual accounts filed

fiscal year 2022 · micro

2023

08-12-2023

State Gazette act Statutes amendment

v3.2

10-07-2023

NBB filing Annual accounts filed

fiscal year 2021 · micro

2020

30-09-2020

NBB filing Annual accounts filed

fiscal year 2019 · verkort

2019

28-08-2019

NBB filing Annual accounts filed

fiscal year 2018 · verkort

2018

05-09-2018

NBB filing Annual accounts filed

fiscal year 2017 · verkort

2017

31-08-2017

NBB filing Annual accounts filed

fiscal year 2016 · verkort

2016

26-08-2016

NBB filing Annual accounts filed

fiscal year 2015 · verkort

2015

03-08-2015

NBB filing Annual accounts filed

fiscal year 2014 · verkort

Lifecycle & Insolvency Signals1 events

23-02-2026

Bankruptcy Opening

Date: 17-02-2026 · Ondernemingsrechtbank Brussel · IM.MA.CO. BV HOGE BUIZEN 1, 1980 ZEMST · Publications in State Gazette ↗

Time machine, BS events + macro context 2021, 2026

Macro context

2020-Q2/Q3 COVID lockdown

2022 energy crisis

2023-2024 ECB rate hikes

Legend

Bankruptcy

Interim / reorg

KBO event

Belgisch Staatsblad, acts 1 acts

All acts · 1 updated 2 years ago

2023

08-12-2023 Articles of association amended Statutes amendment

Summary: v3.2

Original publication ↗

Technical details

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  },
  "subject_company": {
    "kbo": "0469.571.852",
    "name_full": "IM.MA.CO."
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  "legal_form_change": {
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Credit advice verdict per customer and amount

Company registry (CBE) Crossroads Bank

Activities

Administratieve en ondersteunende activiteiten ten behoeve van kantoren82100Diverse administratieve activiteiten ten behoeve van kantoren82110Computerconsultancy-activiteiten62020Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200

Primary activity highlighted.

Names & trade names

Legal nameNL

IM.MA.CO.

Registered office

Hoge Buizen 1

1980 Zemst, Belgium

Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.

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