IM-BO

Active

Private limited companyfounded 199135 yrs activeMaastrichterweg 214, 3620 Lanaken, BelgiumKBO/BCE: BE 0444.875.157

The annual accounts of IM-BO for fiscal year 2025 show a net loss of 81% of total assets. The 2025 annual accounts show equity of €33k and a net result of €-29k. Equity is shrinking by ~12.9% per year across the filed fiscal years. Its solvency ranks better than 94% of 1508 sector peers (fiscal year 2025). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

59 / 100

Fair

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0=

Solvency100=

Growth32=

Track record100

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1.5k at 30 days only on tighter terms

Net loss of at least half of total assets or of the equity at the start of the financial year.

Liquidity ample (current ratio 12.11 against 24.68 in 2024; short-term debt: 8.3% and cash: 1.6% of total assets), and 8.3% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Long track record

A company with a long track record statistically fails less often than a young one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 77

Relative position

BE, all sectors

reference

Sector 77

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

91.7%

Return on assets

-80.7%

Age of the figures

9 mo

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year €-29k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-07-2026, 26 days ahead of the deadline.

NBB · 10 filings

Deviation from the deadline

2025

26 d early

2024

32 d early

2023

31 d early

2022

29 d early

2021

31 d early

2020

33 d early

2019

28 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

18-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover

€0

Total assets

€36k▼ 46.0%

2024 · €66k

2019: €159k 2020: €106k 2021: €109k 2022: €102k 2023: €92k 2024: €66k

2019 → 2025

Net result

€-29k▼ 125%

2024 · €-13k

2019: €110k 2020: €-7k 2021: €2k 2022: €-9k 2023: €-8k 2024: €-13k

2019 → 2025

Working capital

€33k▼ 48.3%

2024 · €63k

2019: €113k 2021: €95k 2022: €90k 2023: €62k 2024: €63k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€108k-€99k▼ 8.5%€76k▼ 23.3%€63k▼ 16.8%€33k▼ 48.3%

Operating result€-2k-€-13k▼ 418%€-11k▲ 14.7%€-14k▼ 34.5%€-30k▼ 106%

Net result€2k-€-9k€-8k▲ 11.5%€-13k▼ 57.5%€-29k▼ 125%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €30k in 2025 against €14k in 2024; the loss grows and 2025 has the lowest result in the available series.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Equity and liabilities €36k

91.7%

Equity €33k▼ 48.3%

Debt €3k▲ 10.1%

The debt ratio rises from 4.1% to 8.3%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

Solvency

91.7%▼

2024 · 95.9%

Current ratio

12.11▼

2024 · 24.68

Quick ratio

12.11▼

2024 · 24.68

Debt / equity

0.09▲

2024 · 0.04

ROE

-87.9%▼

2024 · -20.2%

ROA

-80.7%▼

2024 · -19.4%

Debt

€3k▲

2024 · €3k

Debt ≤ 1 year

€3k▲

2024 · €3k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€66k€36k▼

Fixed assets21/28€0-

Tangible fixed assets22/27€0-

Plant, machinery and equipment23€0-

Current assets29/58€66k€36k▼

Amounts receivable after more than one year29€47k€25k▼

Other amounts receivable291€47k€25k▼

Amounts receivable within one year40/41€17k€10k▼

Trade receivables40€17k€10k▼

Cash at bank and in hand54/58€2k€582▼

Equity and liabilities

Total equity and liabilities10/49€66k€36k▼

Equity10/15€63k€33k▼

Contributions10/11€20k€20k=

Reserves13€14k€14k=

Distributable reserves133€14k€14k=

Profit (loss) carried forward14€29k€-2k▼

Amounts payable17/49€3k€3k▲

Amounts payable within one year42/48€3k€3k▲

Taxes, remuneration and social security45€3k€1k▼

Taxes450/3€3k€1k▼

Other amounts payable47/48-€2k

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€0-

Other operating charges640/8€566€579▲

Non-recurring operating charges66A€3k-

Gross operating margin9900€-11k€-29k▼

Operating profit (loss)9901€-14k€-30k▼

Financial income75/76B€2k€1k▼

Recurring financial income75€2k€1k▼

Financial charges65/66B€39€86▲

Recurring financial charges65€39€86▲

Profit (loss) for the period before taxes9903€-13k€-29k▼

Profit (loss) for the period9904€-13k€-29k▼

Profit (loss) for the period to be appropriated9905€-13k€-29k▼

Appropriation of the result

Profit (loss) to be appropriated9906€29k€285▼

Profit (loss) brought forward from the previous period14P€42k€29k▼

Profit to be distributed694/7-€2k

Return on contributions (dividend)694-€2k

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 3Filings 10

Next filing, fiscal year 2026, expected by 31-07-2027

2026

05-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-29k

Net result drops to €-29k, the lowest in the series.

29-06

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

31-12

Financial Liquidity times 5current ratio 24.68

Current ratio from 4.87 to 24.68; short-term debt falls from €16k to €3k.

30-06

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

2023

02-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

30-06

NBB filing Annual accounts filed

fiscal year 2021 · micro schema

2021

31-12

Financial Back to profitnet €2k

Net result €2k after one loss-making year.

2020

28-11

NBB filing Annual accounts filed

fiscal year 2020 · micro schema

2019

03-12

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

2018

22-12

NBB filing Annual accounts filed

fiscal year 2018 · micro schema

2017

06-12

NBB filing Annual accounts filed

fiscal year 2017 · micro schema

06-01

NBB filing Annual accounts filed

fiscal year 2016 · abbreviated schema · 6 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lanaken · 1 establishment unit since 1991

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Maastrichterweg 2143620 Lanaken

Ground area

3,862 m²

Building footprint

299 m²

Volume, LiDAR

1,577 m³

Parcel 73042C0256/00V000, Flanders · tallest building 8.7 m, ±2 floors. Linked by address, not a title deed.

1 establishment unit

IM-BO

Maastrichterweg 214, 3620 LanakenNACE 70201

since 19912.054.519.980

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
73042C0256/00V000	Flanders	3,862 m²	1 · 299 m²	8.7 m · 2 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 233 companies in sector 77221 we hold annual accounts for 125. 71 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-08-1991

Fiscal year end31-12

Activities, NACEBEL

77221Rental and leasing activities

46471Wholesale trade

47551Retail sale of household furniture

47591Retail trade

Sources

Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.