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I.H.C.

Active
Private limited companyfounded 200026 yrs activeRue des Marais(R) 25, 7750 Mont-de-l'Enclus, BelgiumKBO/BCE: BE 0470.204.233
Summary

I.H.C. has been active since 2000 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€39,526) and a net result of -€11,842. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 16% of 1767 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Risk analysisWatch ReportCompare
I.H.C.ActiveChecked score 53/100
Risk analysis ReportCompare

Overview

Activity
Rental and leasing activities
NACE 77221NACE 77291
1 site
Size
€9,600turnover 2025
Equity
-€39,526
Loss
-€11,842
Financial health
53 Fair Checked score 2025
Bankruptcy chance 12 m
1.2%
Structure
Accounts filed 10 d late0 of 1 deed read
Why 53Capped at 59: negative equity- Negative equity -€39,526- Liquidity: current ratio 0.17, cash €308+ Size: turnover €9,600, total assets €168,384+ Founded in 2000Show the evidence

Checked score

Score 2025
53 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 12% of its sector peers (NACE 77, micro)
Performance against the sector, not lower risk
Negative equity caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 2-8
equity -23.5% of total assets
Liquidity 0-1
short-term debt 97.9% · cash 0.2%
Profitability 14+9
return on assets -7.0%
Bankruptcy probability, 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.5% (3,141 companies)
Last 24 months 11-2024: 0.9%lowest value 12-2024: 0.9%● 0.0% vs 11-2024lowest value 01-2025: 0.9%▲ +2.2% vs 12-2024 02-2025: 0.9%● 0.0% vs 01-2025 03-2025: 0.9%● 0.0% vs 02-2025 04-2025: 0.9%▲ +6.4% vs 03-2025 05-2025: 0.9%▼ -3.7% vs 04-2025 06-2025: 1.7%▲ +86.0% vs 05-2025 07-2025: 1.7%● 0.0% vs 06-2025 08-2025: 1.7%● 0.0% vs 07-2025 09-2025: 1.7%● 0.0% vs 08-2025 10-2025: 1.7%● 0.0% vs 09-2025 11-2025: 1.7%● 0.0% vs 10-2025 12-2025: 1.7%● 0.0% vs 11-2025 01-2026: 1.7%▲ +2.0% vs 12-2025 02-2026: 1.7%● 0.0% vs 01-2026 03-2026: 1.7%● 0.0% vs 02-2026 04-2026: 1.8%▲ +4.8% vs 03-2026 05-2026: 1.8%▼ -1.0% vs 04-2026 06-2026: 1.6%▼ -8.6% vs 05-2026 07-2026: 1.6%▲ +0.7% vs 06-2026 08-2026: 2.2%▲ +33.0% vs 07-2026highest value 09-2026: 1.2%▼ -42.2% vs 08-2026 10-2026: 1.2%● 0.0% vs 09-2026
  • Size: turnover €9,600, total assets €168,384 lowers the probability for this profile
  • Negative equity -€39,526 raises the probability
  • Liquidity: current ratio 0.17, cash €308 raises the probability
  • Founded in 2000 lowers the probability for this profile
No credit on open account
Liquidity short (current ratio 0.17 against 0.19 in 2024; short-term debt: 97.9% and cash: 0.2% of total assets), and equity is negative.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 77, micro). Better than this share of them on solvency 14%, liquidity 2%, profitability 17%, growth against the median 16%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Size: turnover €9,600, total assets €168,384
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
raises risk · Negative equity -€39,526
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
raises risk · Liquidity: current ratio 0.17, cash €308
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 2000
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
1819202122232425
2018 to 2025 · latest year -€39,526
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-08-2026, 10 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
10 d late
2024
85 d early
2023
68 d early
2022
53 d early
2021
2 d late
2020
39 d early
2019
4 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days before the deadline; the sector median for financial year 2024 is 3 days before the deadline, and 39% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 8 June (4 of the last 5 filed years within 55 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Weakest financial yearnet -€15,719

Key points

  • Risk: Negative equityfiscal year 2025: debts exceed assets -€39,526 View
  • Caution: Among the weakest 11% on equitysector median €45,959 · 1,772 companies -€39,526 View
  • Caution: 2 loss-making years in a rowloss fiscal year 2025 -€11,842 View

By topic

Financials

Fiscal year
2025
Turnover
€9,600
Loss
-€11,842
Solvency
-23.5%
Turnover▼ 38.5%
Net result
20182025
Go to Financials

Timeline

Events
13
Since
2017
Next accounts
by 31-07-2027
  1. 10-08-2026Annual accounts filed
  2. 07-05-2025Annual accounts filed
  3. 31-12-2024Weakest financial year
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Rental and leasing activitiesNACE 77221
Founded
27-01-2000
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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