ILA
ActiveSummary
The computed 12-month bankruptcy probability of ILA is 3.0% (moderate). The 2025 annual accounts show negative equity (-€14,101) and a net result of €18,994. Equity remains stable across the filed fiscal years (±1.5% per year). Its solvency ranks better than 5% of 28374 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability90▲+79
Solvency0=
Growth52▲+14
Track record94
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.56 against 0.42 in 2024; short-term debt: 139.7% and cash: 1.9% of total assets), and equity is negative.
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-40.3%
Return on assets
54.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 28374 sector peers (2025).
NBB · sector comparisonPosition among 28374 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
23 d early
2024
20 d late
2023
26 d late
2022
31 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 14 days after the deadline; the sector median for financial year 2024 is 1 day before the deadline, and 42% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 24 August (3 of the last 4 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Turnover
€169,297▼ 31.7%
2024 · €247,926
EBIT margin
11.5%▲ 12.3pp
2024 · -0.8%
Net result
€18,994
2024 · -€2,888
Working capital
-€21,269▲ 44.0%
2024 · -€37,984
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Turnover€316,108-€240,057▼ 24.1%€247,926▲ 3.3%€169,297▼ 31.7%
Operating result-€27,337--€3,956▲ 85.5%-€1,998▲ 49.5%€19,540
Net result-€28,253below the sector's middle half--€4,955below the sector's middle half▲ 82.5%-€2,888below the sector's middle half▲ 41.7%€18,994within the sector's middle half
EBIT margin-8.6%--1.6%▲ 7.0pp-0.8%▲ 0.8pp11.5%▲ 12.3pp
Equity-€25,253below the sector's middle half--€30,207below the sector's middle half▼ 19.6%-€33,095below the sector's middle half▼ 9.6%-€14,101below the sector's middle half▲ 57.4%
Total assets€20,844below the sector's middle half-€34,768below the sector's middle half▲ 66.8%€32,421below the sector's middle half▼ 6.8%€34,981below the sector's middle half▲ 7.9%
Debt€46,097-€64,975▲ 41.0%€65,516▲ 0.8%€49,082▼ 25.1%
Working capital-€26,273below the sector's middle half--€30,665below the sector's middle half▼ 16.7%-€37,984below the sector's middle half▼ 23.9%-€21,269below the sector's middle half▲ 44.0%
Solvency-121.2%below the sector's middle half--86.9%below the sector's middle half▲ 34.3pp-102.1%below the sector's middle half▼ 15.2pp-40.3%below the sector's middle half▲ 61.8pp
Current ratio0.43below the sector's middle half-0.53below the sector's middle half▲ 0.100.42below the sector's middle half▼ 0.110.56below the sector's middle half▲ 0.14
Return on assets (ROA)-135.5%below the sector's middle half--14.3%below the sector's middle half▲ 121.3pp-8.9%below the sector's middle half▲ 5.3pp54.3%above the sector's middle half▲ 63.2pp
above
within
below
the middle half (P25 to P75) of NACE 43, Specialised construction activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €19,540 after a loss of €1,998 in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €34,981
Fixed assets
€7,375 ▲ 50.8%
Current assets
€27,607 ▲ 0.3%
Equity and liabilities
Equity-€14,101
Debt€49,082
Equity is negative: debt (€49,082) exceeds the balance-sheet total (€34,981).
Key figures and ratios
EBITDA
€20,666▲
2024 · -€1,358
Cash flow
€20,120▲
2024 · -€2,247
Interest coverage
64.23▲
2024 · -2.32
Debt ≤ 1 year
€48,875▼
2024 · €65,516
Income taxes
€224▼
2024 · €303
Staff costs
€2,237▼
2024 · €11,757
No debt to equity: equity is negative, so debt divided by equity means nothing.
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 1,018 companies that looked in July 2024 the way this one looks now, 6.5% went bankrupt within 24 months and 89% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a profit of 5% of the balance sheet or more
6.5%
went bankrupt
4.0%
stopped otherwise
89%
still going
A further 0.4% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 3.0% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 1,018 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Turnover70 | €316,108 | €240,057 | €247,926 | €169,297 | ▼ 31.7% |
| Goods, raw materials, services and sundry goods60/61 | €322,182 | €223,971 | €235,362 | €144,360 | ▼ 38.7% |
| Remuneration, social security and pensions62 | €19,121 | €17,300 | €11,757 | €2,237 | ▼ 81.0% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €427 | €562 | €640 | €1,126 | ▲ 75.9% |
| Other operating charges640/8 | €1,715 | €2,179 | €2,165 | €2,033 | ▼ 6.1% |
| Gross operating margin9900 | -€6,074 | €16,086 | €12,564 | €24,937 | ▲ 98.5% |
| Operating profit (loss)9901 | -€27,337 | -€3,956 | -€1,998 | €19,540 | ▲ 1,078% |
| Financial income75/76B | €0 | - | - | €0 | - |
| Recurring financial income75 | €0 | - | - | €0 | - |
| Financial charges65/66B | €916 | €796 | €586 | €322 | ▼ 45.1% |
| Recurring financial charges65 | €916 | €796 | €586 | €322 | ▼ 45.1% |
| Profit (loss) for the period before taxes9903 | -€28,253 | -€4,752 | -€2,584 | €19,218 | ▲ 844% |
| Income taxes67/77 | - | €202 | €303 | €224 | ▼ 26.1% |
| Profit (loss) for the period9904 | -€28,253 | -€4,955 | -€2,888 | €18,994 | ▲ 758% |
| Profit (loss) for the period to be appropriated9905 | -€28,253 | -€4,955 | -€2,888 | €18,994 | ▲ 758% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €20,844 | €34,768 | €32,421 | €34,981 | ▲ 7.9% |
| Formation expenses20 | €698 | €136 | - | - | - |
| Fixed assets21/28 | €322 | €322 | €4,889 | €7,375 | ▲ 50.8% |
| Tangible fixed assets22/27 | - | - | €4,567 | €7,271 | ▲ 59.2% |
| Plant, machinery and equipment23 | - | - | €1,607 | €1,014 | ▼ 36.9% |
| Furniture and vehicles24 | - | - | €2,960 | €6,257 | ▲ 111% |
| Financial fixed assets28 | €322 | €322 | €322 | €104 | ▼ 67.7% |
| Current assets29/58 | €19,824 | €34,310 | €27,532 | €27,607 | ▲ 0.3% |
| Amounts receivable within one year40/41 | €17,211 | €29,152 | €16,707 | €25,244 | ▲ 51.1% |
| Trade receivables40 | €17,171 | €26,439 | €3,545 | €22,263 | ▲ 528% |
| Other amounts receivable41 | €40 | €2,713 | €13,163 | €2,982 | ▼ 77.3% |
| Cash at bank and in hand54/58 | €2,041 | €3,580 | €7,717 | €673 | ▼ 91.3% |
| Deferred charges and accrued income490/1 | €572 | €1,578 | €3,107 | €1,689 | ▼ 45.6% |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €20,844 | €34,768 | €32,421 | €34,981 | ▲ 7.9% |
| Equity10/15 | -€25,253 | -€30,207 | -€33,095 | -€14,101 | ▲ 57.4% |
| Contributions10/11 | €3,000 | €3,000 | €3,000 | €3,000 | = |
| Capital10 | €3,000 | - | - | - | - |
| Issued capital100 | €3,000 | - | - | - | - |
| Profit (loss) carried forward14 | -€28,253 | -€33,207 | -€36,095 | -€17,101 | ▲ 52.6% |
| Amounts payable17/49 | €46,097 | €64,975 | €65,516 | €49,082 | ▼ 25.1% |
| Amounts payable within one year42/48 | €46,097 | €64,975 | €65,516 | €48,875 | ▼ 25.4% |
| Trade debts44 | €20,495 | €12,993 | €34,923 | €11,880 | ▼ 66.0% |
| Suppliers440/4 | €20,495 | €12,993 | €34,923 | €11,880 | ▼ 66.0% |
| Taxes, remuneration and social security45 | €1,888 | €2,046 | €983 | €1,258 | ▲ 28.0% |
| Taxes450/3 | €1,194 | €1,212 | €845 | €514 | ▼ 39.1% |
| Remuneration and social security454/9 | €694 | €834 | €138 | €743 | ▲ 438% |
| Other amounts payable47/48 | €23,714 | €49,936 | €29,610 | €35,737 | ▲ 20.7% |
| Accrued charges and deferred income492/3 | - | - | - | €207 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€28,253 | -€4,955 | -€2,888 | €18,994 | ▲ 758% |
| + Depreciation and write-downs630 | €427 | €562 | €640 | €1,126 | ▲ 75.9% |
| Operating cash flow (approximation) | -€27,826 | -€4,392 | -€2,247 | €20,120 | ▲ 995% |
| Investment in fixed assets (approximation) | - | -€562 | -€5,207 | -€3,611 | ▲ 30.7% |
| Change in cash | - | €1,540 | €4,137 | -€7,044 | ▼ 270% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-08
State Gazette act
Appointment: Jason SAUSSEZ (statutory director)Reappointment: NEE Guillaume (non-statutory director) · Name change · Purpose change10 facts ▸
State Gazette act
Appointment: Jason SAUSSEZ (statutory director)
Reappointment: NEE Guillaume (non-statutory director) · Name change · Purpose change10 facts ▸
- General meeting, 27-04-2026
- Name change, ILA
- Purpose change
- Registered-office move, 1730 Asse, Brusselseteenweg, 18A
- Capital
- Director appointment, Jason SAUSSEZ (statutory director)
- Director reappointment, NEE Guillaume (non-statutory director)
- Other statement, Coördinatie van de statuten, De vergadering belast de ondergetekende notaris met de coördinatie van de statuten
- Other statement, Alle besluiten werden genomen met eenparigheid van stemmen, Voting result
- Statutes amendment
04-08
State Gazette act
Reappointment: NEE Guillaume (non-statutory director)Name change · Purpose change · Registered-office move8 facts ▸
State Gazette act
Reappointment: NEE Guillaume (non-statutory director)
Name change · Purpose change · Registered-office move8 facts ▸
- Name change, ILA
- General meeting, assemblée générale extraordinaire
- Other statement, dispense de lecture du rapport de l'organe d'administration, greffe du tribunal de l'entreprise
- Purpose change
- Registered-office move, 1730 Asse, Brusselseteenweg, 18A
- Statutes amendment
- Director reappointment, NEE Guillaume (non-statutory director)
- Other statement, mandat de coordination des statuts, Notaire soussigné
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
20-03
State Gazette act
Appointment: Guillaume NEE (director)2 facts ▸
State Gazette act
Appointment: Guillaume NEE (director)
2 facts ▸
- General meeting, 31/12/2025
- Director appointment, Guillaume NEE (director)
2025
31-12
Financial
Back to profitnet €18,994
Net result €18,994 after 3 loss-making years.
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
26-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 26 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
3 of 8 acts read
About the unread acts
Of the 8 Belgian State Gazette acts we know for this company, 3 have been read. The other 5 have not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 directors, last change in 2026
Guillaume NEE
CurrentNon-statutory director · since 01-01-2026
Jason SAUSSEZ
CurrentStatutory director · since 18-08-2026
Derived from published Gazette acts. The CBE keeps the official list of function holders; we do not read it, so the two can differ.
See the function holders in the CBE →
Not every act has been read: a resignation may be missing here
5 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Asse · 1 establishment unit since 2022
Ground area
918 m²
Building footprint
221 m²
Volume, LiDAR
1,356 m³
2 parcels, Flanders, Wallonia · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
58
companies at this address
See who is registered here
1 establishment unit
ILA PLAFONNAGE
since 20222.329.841.812
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53020B0470/00V000 | Wallonia | 549 m² | 1 · 54 m² | 10.5 m · 3 fl. |
| 23322E0103/00N000 | Flanders | 369 m² | 1 · 167 m² | 10.1 m · 1 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Mandate history
2 people since 2026, 2 in office
- Board
| Name | Functions and periods |
|---|---|
| Guillaume NEE |
|
| Jason SAUSSEZ |
|
Articles of association
Who signs
Each director alone
Annual meeting
Third Friday of June at 19:00
Duration
Unlimited
Purpose
Voor de voertuigen; -Detailhandel in andere motorvoertuigen (> 3,5 ton); -Handeisbemiddeling in de groothandel in andere specifieke goederen; -Groothandel in aanhangwagens…
Full purpose (16 activities)
- Voor de voertuigen
- -Detailhandel in andere motorvoertuigen (> 3,5 ton)
- -Handeisbemiddeling in de groothandel in andere specifieke goederen
- -Groothandel in aanhangwagens, opleggers en caravans
- -Detailhandel in aanhangwagens, opleggers en caravans
- -Bemiddelingsactiviteiten voor de gespecialiseerde detailhandel
- -Algemeen onderhoud en reparatie van auto's en lichte bestelwagens (<= 3,5 ton)
- -Algemeen onderhoud en reparatie van overige motorvoertuigen (> 3,5 ton)
- -Reparatie en montage van specifieke auto-onderdelen
- -Carrosserieherstelling (inclusief spuiten en verven)
- -Bandenservicebedrijven
- -Wassen en poetsen van motorvoertuigen
- -Onderhoud en reparatie van motorvoertuigen, n.e.g.
- -Handelsbemiddeling in de groothandel in andere specifieke goederen
- -Groothandel in delen en toebehoren van motorvoertuigen
- -Detailhandel in onderdelen en accessoires van motorvoertuigen
Name clause
Registered office clause
Vlaamse Gewest, bij enkel besluit van het bestuursorgaan
Other statement
De vennootschap beschikt over een statutair beschikbare eigen vermogensrekening waarop de inbrengen van de aandeelhouders geboekt worden, die niet vatbaar is vo…
Aandelen moeten bij hun uitgifte worden volgestort., stortingsplicht
Nieuwe aandelen waarop in geld wordt ingeschreven worden het eerst aangeboden aan de bestaande aandeelhouders naar evenredigheid van het aantal aandelen dat zij…
De effecten zijn ondeelbaar. De vennootschap erkent maar één eigenaar voor elk effect, wat de uitoefening van de aan de aandeelhouders toegekende rechten betref…
Instandhouding van het vermogen van de vennootschap: uitkeringen aan de aandeelhouders en tantièmes, Het bestuursorgaan heeft de bevoegdheid om binnen de grenze…
Ontbinding wegens verlies - alarmbelprocedure, moet het bestuursorgaan de algemene vergadering, behoudens strengere bepalingen in de statuten, oproepen tot een…
Voor de uitvoering van deze statuten, kiest elke in het buitenland wonende aandeelhouder, bestuurder, commissaris, vereffenaar of obligatiehouder, woonplaats op…
Artikel 31. Gerechtelijke bevoegdheid
De bepalingen van het Wetboek van vennootschappen en verenigingen, waarvan niet geldig zou zijn afgeweken, worden geacht te zijn ingeschreven in huidige akte, e…
5 more provisions on this in the deed
Share class
Op naam, register van aandelen op naam
Transfer restriction
Alle procedure- en expertisekosten zijn voor de helft ten laste van de overdrager en voor de andere helft ten laste van de koper(s), naar evenredigheid met het…
Board rule
Met of zonder beperking van duur, 1
Met uitzondering van die welke de wet voorbehoudt aan de algemene vergadering, Een bestuurder kan bijzondere bevoegdheden delegeren aan elke gevolmachtigde, al…
Deze wordt geboekt op de algemene kosten, los van eventuele representatie-, reis- en verplaatsingskosten, Indien het mandaat van de bestuurder bezoldigd is, dan…
Het bestuursorgaan bepaalt of zij alleen, dan wel gezamenlijk optreden, De gedelegeerden voor het dagelijks bestuur kunnen in het kader van dat bestuur bijzonde…
Auditor rule
Hernieuwbare termijn van drie jaar, commissarissen
Meeting access
Artikel 19. Toegang tot de algemene vergadering
Meeting procedure
Artikel 20. Zittingen - processen-verbaal
Voting rule
Elke aandeelhouder kan aan ieder andere persoon, al dan niet aandeelhouder, door alle middelen van overdracht, een schriftelijke volmacht geven om zich te laten…
Profit allocation
Bestuursorgaan, Bij gebrek aan dergelijke bestemmingsbeslissing wordt de helft van de jaarlijkse nettowinst gereserveerd en de andere helft uitgekeerd voor zove…
Dissolution rule
De vennootschap kan op elk moment worden ontbonden, beslissende in de vormen vereist voor de statutenwijziging
Liquidation rule
Zonder afbreuk te doen aan het recht van de algemene vergadering om één of meerdere vereffenaars aan te duiden, hun bevoegdheden te omlijnen en hun vergoeding t…
Liquidation distribution
Na aanzuivering van alle schulden, lasten en kosten van de vereffening of consignatie van de nodige sommen om die te voldoen en, indien er aandelen zijn die nie…
Other provisions
Artikel 22. Verdaging
Structure & network
Connections & network
2 current directorsThe network starts from this company’s directors. Other companies they run appear here as nodes.
This company
Company
Director
Shareholding
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Capital and shareholders
Capital over the years
- 18-08-2026 Capital stated in the act · 100 shares
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Company details
Identification
Legal formPrivate limited company
Founded30-03-2022
Fiscal year end31-12
Legal name FR
ILA PLAFONNAGE
Activities, NACEBEL 2025
43230Insulation installation
43990Other specialised construction activities
Contact
E-invoicing
Reachable via Peppol
Peppol ID
0208:0783992701
Also
9925:BE0783992701
Registered
02-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 30 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.