R&M SERVICES
ActiveThe computed 12-month bankruptcy probability of R&M SERVICES is 2.7% (moderate). The 2024 annual accounts show equity of €22k and a net result of €21k. Its solvency ranks better than 58% of 36376 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
62
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability100
Solvency79
Growth-
Track record67
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.45; short-term debt: 46.4% and cash: 0.5% of total assets), and 46.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
53.6%
Return on assets
51.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-06-2025, 43 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2024
43 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€22k
Total assets
€42k
Net result
€21k
Working capital
€9k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €42k
Fixed assets
€14k
Current assets
€28k
Equity and liabilities €42k
Equity
€22k
Debt
€19k
Debt finances 46.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€29k
Cash flow
€22k
Solvency
53.6%
Current ratio
1.45
Quick ratio
1.45
Debt / equity
0.87
ROE
95.5%
ROA
51.2%
Interest coverage
134.50
Debt
€19k
Debt ≤ 1 year
€19k
Income taxes
€6k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€42k
Fixed assets21/28€14k
Tangible fixed assets22/27€14k
Furniture and vehicles24€14k
Current assets29/58€28k
Amounts receivable within one year40/41€27k
Trade receivables40€26k
Other amounts receivable41€1k
Cash at bank and in hand54/58€203
Deferred charges and accrued income490/1€570
Equity and liabilities
Total equity and liabilities10/49€42k
Equity10/15€22k
Contributions10/11€1k
Profit (loss) carried forward14€21k
Amounts payable17/49€19k
Amounts payable within one year42/48€19k
Trade debts44€13k
Suppliers440/4€13k
Taxes, remuneration and social security45€6k
Taxes450/3€6k
Remuneration and social security454/9€199
Other amounts payable47/48€91
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€966
Other operating charges640/8€2k
Gross operating margin9900€30k
Operating profit (loss)9901€28k
Financial income75/76B€1
Recurring financial income75€1
Financial charges65/66B€213
Recurring financial charges65€213
Profit (loss) for the period before taxes9903€27k
Income taxes67/77€6k
Profit (loss) for the period9904€21k
Profit (loss) for the period to be appropriated9905€21k
Appropriation of the result
Profit (loss) to be appropriated9906€21k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
18-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Linkebeek · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Alsembergsesteenweg 341630 LinkebeekGround area
1,311 m²
Building footprint
660 m²
Volume, LiDAR
5,609 m³
2 parcels, Brussels, Flanders · tallest building 18.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
R&M SERVICES
since 20242.356.874.227
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22003A0047/00X008 | Flanders | 1,134 m² | 1 · 561 m² | 11.6 m · 3 fl. |
| 21447B0315/00C000 | Brussels | 177 m² | 1 · 99 m² | 18.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VAIO
BE 0836.468.711
La Louvière · Eq €22k
REAL INVEST LINE
BE 1018.415.866
Aalst · Eq €22k
Papen Solutions
BE 0766.318.311
Wommelgem · Eq €22k
INSULUX
BE 0841.907.144
Destelbergen · Eq €23k
GATRICON
BE 0634.653.875
Tessenderlo-Ham · Eq €23k
Of 4,270 companies in sector 43230 we hold annual accounts for 1,241. 891 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-02-2024
Fiscal year end31-12
Activities, NACEBEL
43230Insulation installation
43291Specialised construction activities
43240Other construction installation
43299Specialised construction activities
43350Other building finishing work
43421Specialised construction activities
81210General cleaning of buildings
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.