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Complete company report
Generated 19-08-2026
Active BE 1001.001.693Private limited company

IL PROINVEST

Promenade de Walque 16 ·4900 Spa, Belgium· 2 yrs active
Conclusion Checked

The computed 12-month bankruptcy probability of IL PROINVEST is 4.2% (elevated). The 2024 annual accounts show equity of €3k and a net result of €-3k. The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €3k
Net result €-3k
Active 2 yrs
Board 1
Financial profile 4 of 5 axes measured · computed by Checked
Health15Profitability0Solvency1Growth-Stability67
21 / 100

Fragile profile, watch profitability in particular.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 15
Profitability 0
Solvency 1
Growth -
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
4.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +No NACE activity registered +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
Young company
Founded in 2023, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
15 / 100 Critical
050100
Computed from 3 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 29-08-2025 with the NBB · fiscal year 2024 · micro
Fiscal year2024
Depositmicro
Revenue-
EBITDA-
Net profit€-3k
Cash flow-
Staff costs-
Income taxes-
Dividends-
Total assets€213k
Equity€3k
Debt€210k
of which ≤ 1y€210k
of which > 1y-
Working capital€-207k
Employees (FTE)-
Ratios (computed)
2024
Current ratio0.01
Quick ratio0.01
Working capital ratio-97.3%
Solvency1.3%
Debt / equity73.71
Long-term debt ratio-
Interest coverage-
Gross margin-
Net margin-
ROA-1.5%
ROE-110.6%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts (17 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€213k
Fixed assets 21/28€210k
Financial fixed assets 28€210k
Current assets 29/58€3k
Cash & bank 54/58€3k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€213k
Equity 10/15€3k
Contributions / capital 10/11€6k
Accumulated profits (losses) 14€-3k
Amounts payable 17/49€210k
Amounts payable within one year 42/48€210k
Income statement
Gross operating margin 9900€-2k
Operating result 9901€-3k
Financial charges 65€60
Result before taxes 9903€-3k
Net result for the period 9904€-3k
Result to be appropriated 9905€-3k
Ratios computed by Checked.
Directors & mandates 2 directors
Current directors & mandates
Former directors (1)
  • Olivier Kroonen
    Director
    State Gazette act 25162721 (29-12-2025)
    Former
    - → 29-12-2025
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary -
Legal form Private limited company(610)
Incorporation10-10-2023
StatusActive
Postal code4900
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
63072E0009/00L000 Wallonia 3,700 m² 1 · 195 m² 12.4 m · 3 fl.
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
29-12-2025
State Gazette act Capital & shares
v3.2
29-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2023
12-10-2023
State Gazette act Incorporation
oprichting
Belgian State Gazette reading coverage 0 of 2 acts read

We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 2 acts
Capital history · 1
29-12-2025
v3.2
All acts · 2 updated 7 months ago
2025
29-12-2025 Transaction in capital or shares Capital & shares
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "share_transfer",
      "amount": 60,
      "currency": "BEF",
      "after_eur": null,
      "delta_eur": null,
      "before_eur": null,
      "amount_type": "onbekend",
      "effective_date": "2025-12-16",
      "evidence_quote": "Monsieur, Olivier kroonen c\u00E9de ses 60 actions \u00E0 Monsieur Jos\u00E9 Fernandez Alvarez",
      "contribution_type": null
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "1001.001.693",
    "name_full": "IL PROINVEST",
    "legal_form": "SRL"
  }
}
2023
12-10-2023 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "4821 Dison (Andrimont), Rue de Verviers 318",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1974-01-25",
        "name": "KROONEN Olivier Claude Vincent Nicolas",
        "niss": null,
        "address": "4831 Limbourg (Bilstain), Nouvelle Route 26"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 6000,
      "holder_person_name": "KROONEN Olivier Claude Vincent Nicolas",
      "is_subscriber_only": false,
      "n_shares_subscribed": 60,
      "amount_subscribed_eur": 6000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 6000,
  "subject_company": {
    "kbo": "1001.001.693",
    "name_full": "IL PROINVEST",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2023-10-05",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Names & trade names
Legal nameFR IL PROINVEST
Registered office
Promenade de Walque 16
4900 Spa, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative