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Generated 02-08-2026
Active BE 0791.855.540Private limited company

IKB. VLOERVERWARMING

Breendonkstraat 36 ·2830 Willebroek, Belgium· 3 yrs active
Sector: Specialised construction (43222)
Conclusion Checked

The computed 12-month bankruptcy probability of IKB. VLOERVERWARMING is 3.2% (moderate). The 2023 annual accounts show equity of €82k and a net result of €72k. Its solvency ranks better than 90% of 9068 sector peers (fiscal year 2023). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €82k
Net result €72k
Better than sector 90%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health100Profitability100Solvency100Growth50Stability79
86 / 100

Exceptional profile, strong across almost every axis.

Health 100
Profitability 100
Solvency 100
Growth 50
Stability 79
Bankruptcy probability (12 mo) Checked model v1 · free
3.2% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Annual accounts: weaker financial profile +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2023 · computed
100 / 100 Excellent
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 30-12-2024 with the NBB · fiscal year 2023 · micro
Sector comparison
Fiscal year 2023 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 76.4% 38.6%
better than 90% of 9068 sector peers
Net result €72k €12k
better than 93% of 9053 sector peers
Equity €82k €30k
better than 81% of 9074 sector peers
Gross operating margin €149k €33k
better than 90% of 9043 sector peers
Staff costs €40k €26k
higher than 59% of 3330 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2023
Revenue€177k
EBITDA€108k
Net profit€72k
Cash flow€83k
Staff costs€40k
Income taxes€24k
Dividends-
Total assets€108k
Equity€82k
Debt€25k
of which ≤ 1y€25k
of which > 1y-
Working capital€66k
Employees (FTE)-
Ratios (computed)
2023
Current ratio3.62
Quick ratio3.62
Working capital ratio61.6%
Solvency76.4%
Debt / equity0.31
Long-term debt ratio-
Interest coverage8947.82
Gross margin84.1%
Net margin40.7%
ROA67.1%
ROE87.8%
EBITDA margin60.7%
Days sales outstanding6d
Days payable outstanding16d
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2023
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2023
Balance sheet, Assets
TOTAL ASSETS 20/58€108k
Fixed assets 21/28€16k
Tangible fixed assets 22/27€16k
Current assets 29/58€92k
Amounts receivable within one year 40/41€12k
Cash & bank 54/58€80k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€108k
Equity 10/15€82k
Contributions / capital 10/11€10k
Accumulated profits (losses) 14€72k
Amounts payable 17/49€25k
Amounts payable within one year 42/48€25k
Trade debts payable within one year 44€1k
Income statement
Turnover 70€177k
Gross operating margin 9900€149k
Operating result 9901€96k
Financial income 75€2
Financial charges 65€12
Result before taxes 9903€96k
Income taxes 67/77€24k
Net result for the period 9904€72k
Result to be appropriated 9905€72k
Ratios computed by Checked.
Legal Structure
NACE primary Specialised construction(43222)
Legal form Private limited company(610)
Incorporation04-10-2022
StatusActive
Postal code2830
Establishment units 1 location
IKB. VLOERVERWARMING
Kerkhofstraat 274, 2850 BoomReparatie en onderhoud van verwarmingsinstallaties
since 20222.337.860.940
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
12342C0193/00X004 Flanders 494 m² 1 · 143 m² 7.6 m · 2 fl.
11622D0118/00W002 Flanders 174 m² 1 · 174 m² 10.3 m · 1 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 3 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
15-12-2025
State Gazette act Registered-office change
v3.2
2024
30-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
06-10-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 2 acts
Address history · 1
15-12-2025
v3.2
All acts · 2 updated 7 months ago
2025
15-12-2025 Registered office moved from BOOM to WILLEBROEK Registered-office change
  • Kerkhofstraat 274, 2850 BOOM → Breendonkstraat 36, 2830 WILLEBROEK
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "zetel_transfer",
      "seat_type": "statutaire",
      "new_address": {
        "city": "WILLEBROEK",
        "region": null,
        "street": "Breendonkstraat",
        "country": "BE",
        "postcode": "2830",
        "box_number": null,
        "street_number": "36"
      },
      "old_address": {
        "city": "BOOM",
        "region": null,
        "street": "Kerkhofstraat",
        "country": "BE",
        "postcode": "2850",
        "box_number": "1",
        "street_number": "274"
      },
      "effective_date": "2025-11-01",
      "evidence_quote": "De vergadering beslist om vanaf 01/11/2025 de zetel te verplaatsen naar: Breendonkstraat 36 2830 WILLEBROEK"
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0791.855.540",
    "name_full": "IKB. VLOERVERWARMING",
    "legal_form": "BV"
  }
}
2022
06-10-2022 Incorporation of a new BV Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "2850 Boom, Kerkhofstraat 274 bus 1",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1980-02-27",
        "name": "EL KADDOURI BENALI Ismail",
        "niss": null,
        "address": "2850 Boom, Kerkhofstraat 274 bus 0001"
      },
      "share_class": "Aandelen",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 10000,
      "holder_person_name": "EL KADDOURI BENALI Ismail",
      "is_subscriber_only": true,
      "n_shares_subscribed": 100,
      "amount_subscribed_eur": 10000,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 10000,
  "subject_company": {
    "kbo": "0791.855.540",
    "name_full": "IKB. VLOERVERWARMING",
    "legal_form": "BV"
  },
  "initial_directors": [],
  "incorporation_date": "2022-10-04",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Overige bouwinstallatie43240Overige bouwinstallatie, n.e.g.43299
Primary activity highlighted.
Names & trade names
Legal nameNL IKB. VLOERVERWARMING
Registered office
Breendonkstraat 36
2830 Willebroek, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative