Turnover
≈ €360,000 estimated
The abbreviated format states no turnover.
IK CONSTRUCT
Overview
Lifetime
1 annual account with figurespeak €101,503 (2025)
€101,503
peak €54,380 (2025)
€54,380
peak €59,380 (2025)
€59,380
€22,093
Board2 names since 2025
2 directorsKAZILIERIS Ioannis and 1 other
Documentsfilings and deeds
03-08-20263 days late
2025abbreviated format
Incorporation 18-031 establishment registeredFirst year with figures
Key points
from the 2025 annual accountsStarting capital
€5,000 100 shares
Position in the sector
72.9%
Higher solvency than 82% of companies in construction of buildings. Sector median 38.6% · 2,815 companies.
2025 accounts filed 3 days after the deadline
Checked score
67
Healthy
Financially stronger than 87% of micro companies in construction of buildings (NACE 41)
Probability in this band: 0.55% to 1.5%
Bankruptcy probability within 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
04-2026: 3.6%
05-2026: 3.7%▲ +0.1 percentage points vs 04-2026
06-2026: 3.7%● unchanged vs 05-2026
07-2026: 4.2%▲ +0.5 percentage points vs 06-2026
08-2026: 4.2%● unchanged vs 07-2026highest value
09-2026: 1.2%▼ -3.0 percentage points vs 08-2026lowest value
10-2026: 1.3%▲ +0.1 percentage points vs 09-2026
11-2026: 1.3%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2025
Size: total assets €81,473
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Liquidity: current ratio 2.50, cash €29,780
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 82% of them on solvency, 87% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the low class on 30-06-2025, 0.8% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 11,279 companies had the same profile as IK CONSTRUCT has now. Each dot stands for 29 companies, two years later.
96.6%
were still trading
2.6%
stopped another way
0.7%
went bankrupt
The bankruptcy probability of IK CONSTRUCT itself is higher: 1.3% within 12 months. It rests on far more data about IK CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 11,279 companies, not a prediction for IK CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.5, above the usual 1.5. Short-term debt is 27.1% and cash 36.6% of total assets. 27.1% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 3 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
3 days late
← before the deadline
after the deadline →
Searched, nothing found (1)
Board and ownership
- KAZILIERIS Ioannis founderdeed of 18-03-2025
- NYSTAZOS Nicolas founderdeed of 18-03-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1021029126
First establishment
Rue Frison Auguste 82, Charleroi
Incorporation
Founding capital of €5,000, 100 shares · Founders: KAZILIERIS Ioannis and NYSTAZOS Nicolas · Appointments: KAZILIERIS Ioannis (director) and NYSTAZOS Nicolas (director) · published on 18-03-2025 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| IK CONSTRUCT Charleroi | - | - | 72.9% | - |
| Altiservices Mons | - | - | 65.7% | - |
| SCM GRONDWERKEN Hamme (Vl.) | €164,587 | 49.1% | 70.9% | - |
| DRS RENOV Machelen (Brab.) | €250,967 | 23.6% | 81.0% | - |
| Aslan Construct Kraainem | - | - | 28.3% | - |
| R&N CONCEPT Dison | - | - | 2.6% | - |
| VD INFINITECH Kapelle-op-den-Bos | - | - | 22.0% | - |
These companies have the same main activity as IK CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €67,600 and €89,600, founded between 2024 and 2025.
Official details
Source: KBO- Status
- Active since 14-03-2025Normal situation
- Activity
- General construction of residential buildingsNACE 41001and 5 others
- Establishment unit
- 2.373.072.0396040 Charleroi, since 01-04-2025
- Financial year end
- 31 December
- Peppol
- Reachable since 23-12-2025
Insights on IK CONSTRUCT
IK CONSTRUCT has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €59,380 and a net result of €54,380.
Its solvency ranks better than 83% of 2,815 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
abbreviated format, filed on 03-08-2026, 3 days late€101,503
€79,535
€54,380
€33,076
72.9%
2.50
Turnover and EBIT margin are not published. The abbreviated format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €360,000. Estimated: probably between €240,000 and €560,000.
Balance sheet
balance sheet total €81,473 on 31-12-2025What the company ownsHow it is paid for
Position in the sector
72.9%
Higher than 83% of 2,815 companies in 2025.
2.50
Higher than 71% of 2,744 companies in 2025.
66.7%
Higher than 95% of 2,780 companies in 2025.
IK CONSTRUCT
Middle half of the sector
80% of the sector
Abbreviated accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: bottom quarter · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 |
|---|---|---|
| Balance sheet: assets | ||
20/58 |
81,473 | |
21/28 |
26,304 | |
22/27 |
26,304 | |
23 |
21,850 | |
24 |
4,454 | |
29/58 |
55,169 | |
3 |
7,317 | |
30/36 |
7,317 | |
40/41 |
16,589 | |
40 |
6,857 | |
41 |
9,732 | |
54/58 |
29,780 | |
490/1 |
1,483 | |
| Balance sheet: equity and liabilities | ||
10/49 |
81,473 | |
10/15 |
59,380 | |
10/11 |
5,000 | |
13 |
36,364 | |
133 |
36,364 | |
14 |
18,016 | |
17/49 |
22,093 | |
42/48 |
22,093 | |
44 |
1,307 | |
440/4 |
1,307 | |
45 |
20,130 | |
450/3 |
20,130 | |
47/48 |
656 | |
| Income statement | ||
9900 |
101,503 | |
62 |
18,296 | |
630 |
3,163 | |
640/8 |
509 | |
9901 |
79,535 | |
65/66B |
25 | |
65 |
25 | |
9903 |
79,510 | |
67/77 |
25,130 | |
9904 |
54,380 | |
9905 |
54,380 | |
| Appropriation of the result | ||
9906 |
54,380 | |
691/2 |
36,364 | |
6921 |
36,364 | |
| Document | ||
The notes to these accounts have 9 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 03-08-2026.
Filings
each dot is a set of accounts, on the day it reached the National Bank2025 annual accounts filed 3 days after the deadline. Filed on 3 August 2026, deadline 31 July 2026 (7 months after the close on 31 December 2025, Companies Code art. 3:10). Source: NBB, 2026-00375846.
| Financial year | Type | Filed | Reference | Document |
|---|---|---|---|---|
| 31-12-2025 | abbreviated format | 03-08-2026 | 2026-00375846 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 |
|---|---|---|
| 82,698 | ||
| 57,543 | ||
| 29,467 | ||
| 33,076 | ||
| 72.9% | ||
| 2.50 | ||
| 2.17 | ||
| 0.37 | ||
| 91.6% | ||
| 66.7% | ||
| over 100 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 |
|---|---|
| Tangible fixed assets | €29,466 |
| Intangible fixed assets | €1 |
| €3,163 |
Source: notes to the 2025 annual accounts (statement of fixed assets)
Insights on IK CONSTRUCT
Debt's share of the balance-sheet total is 27.1%.
Board & ownership
Board
2 directors, since incorporationDirector (not named in the articles)
appointed by deed of 18-03-2025
term without a fixed end
Director (not named in the articles)
appointed by deed of 18-03-2025
term without a fixed end
Mandates through the years
2 names, the dashed line is todayKAZILIERIS Ioannis
Director (not named in the articles)
Director (not named in the articles)
NYSTAZOS Nicolas
Director (not named in the articles)
Director (not named in the articles)
Board
Mandates as a list
- KAZILIERIS Ioannis
- Director (not named in the articles), appointed by deed of 18-03-2025, still in office
- NYSTAZOS Nicolas
- Director (not named in the articles), appointed by deed of 18-03-2025, still in office
Control
Founders
This company
IK CONSTRUCT
Equity €59,380
Profit €54,380 in 2025
Capital
- Contribution
- €5,000
- Shares
- 100
- Contribution per share
- €50
- Equity per share
- €594 in 2025
- Source
- deed of 18-03-2025
Articles of association
deed of 18-03-2025 (in French)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Founders
At incorporation
deed of 18-03-2025 ↗
- KAZILIERIS Ioannis founder
- NYSTAZOS Nicolas founder
Network & group
No group
IK CONSTRUCT has no parent and no holdings in its annual accounts. IK CONSTRUCT shares no director with another company.
Timeline
Timeline
4 events since 2025Filings
Establishments
20252026
2026
Annual accounts 2025 filed NBBabbreviated format · 3 days late
2025
Registered in the Peppol Directory Reachable for e-invoices through 0208:1021029126
First establishment Rue Frison Auguste 82, Charleroi
IncorporationFounding capital of €5,000, 100 shares · Founders: KAZILIERIS Ioannis and NYSTAZOS Nicolas · Appointments: KAZILIERIS Ioannis (director) and NYSTAZOS Nicolas (director) · published on 18-03-20257 points ▸
- Founder, KAZILIERIS Ioannis
- Founder, NYSTAZOS Nicolas
- Founding capital, €5,000, 100 shares
- Registered office clause, rue Frison 82, 6040 Jumet
- Board rule, 2
- Director appointment, KAZILIERIS Ioannis (director (not named in the articles))
- Director appointment, NYSTAZOS Nicolas (director (not named in the articles))
- The deed holds 6 more points.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
Company details
Identity
- Enterprise number
- 1021.029.126
- VAT number
- BE 1021.029.126
- Peppol ID
- 0208:1021029126
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 14-03-2025
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of Junedeed of 18-03-2025 (in French)
- Peppol
- Reachable since 23-12-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- IK CONSTRUCT in French
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 18-03-2025 (in French)
Activities
NACEBEL 2025VAT activities
41001
General construction of residential buildings main activity
Social security (RSZ) activities
41001
General construction of residential buildings main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Construction générale de bâtiments résidentiels; Travaux de démolition; Travaux de préparation de sites; Pose de carrelages de sols et de…”deed of 18-03-2025 (in French)
110 activities
- Construction générale de bâtiments résidentiels
- Travaux de démolition
- Travaux de préparation de sites
- Pose de carrelages de sols et de murs
- Travaux de maçonnerie et de rejointoiement
- Autres activités de construction spécialisées
- Placement et réparation de menuiserie et vitrerie
- Travaux de plafonnage, cimentage ou pose de chapes
- Activités de menuiserie générale
- Pose de carrelages, de pierres naturelles et marbre
- Tous travaux de finition
- Travaux de toiture et d’étanchéité
- Travaux et pose de chauffage central ; climatisation, gaz et sanitaires de tout type
- Fabrication de charpentes et d’autres menuiseries
- Fabrication de structures métalliques et de parties de structures
- Fabrication de portes et de fenêtres en métal
- Forge
- Réparation et maintenance d’autres équipements de transport
- Promotion immobilière résidentielle
- Promotion immobilière de maisons d’habitation neuves ou de travaux de rénovation
- Promotion immobilière non résidentielle
- Promotion immobilière de bureau
- Réalisation du gros œuvre de maisons individuelles
- Construction de maisons individuelles « clés en main »
- Réalisation du gros œuvre de bâtiments à cellules multiples
- Réalisation du gros œuvre de bâtiments
- Coordination générale sur le chantier
- Construction générale d’immeubles de bureaux
- Construction générale d’autres bâtiments non résidentiels
- Réalisation du gros oeuvre de bâtiments et ouvrages industriels ou commerciaux, de dépôts de véhicules, d'entrepôts, d'écoles, de cliniques, de bâtiments pour la pratique d'un culte, etc.
- Montage de hangars, granges, silos, ..., à usages agricoles
- Construction de réseaux pour fluides n.c.a.
- Construction d'autres ouvrages de génie civil n.c.a.
- Travaux de démolition
- Démolition d'immeubles et autres constructions
- Travaux de préparation des sites
- Travaux de terrassement: creusement, comblement, nivellement de chantiers de construction, ouverture de tranchées, dérochement, destruction à l'explosif, etc.
- Rabattement de la nappe aquifère et drainage des chantiers des construction
- Déblayage des chantiers
- Travaux d'installation électrotechnique de bâtiment
- Installation de câbles et appareils électriques
- Installation de systèmes de surveillance et d'alarme contre les effractions
- Travaux d'installation électrotechnique autres que de bâtiment
- Travaux de plomberie
- Installation de chauffage, de ventilation et de conditionnement d'air
- Installation dans des bâtiments. ou d'autres projets de construction de: systèmes de chauffage à l'électricité, au gaz et au mazout, chaudières, matériaux. et conduites de ventilation et de climatisation, etc
- Travaux d'isolation
- Mise en oeuvre dans des bâtiments ou d'autres projets de construction de: matériaux d'isolation thermique, matériaux d'isolation acoustique et antivibratile
- Autres travaux d'installation n.c.a
- Travaux de plâtrerie
- Travaux de menuiserie
- Montage de menuiseries extérieures et intérieures: portes, fenêtres, escaliers, placards de cuisines équipées, équipements pour magasins, dormants de portes et fenêtres, etc.
- Montage de cloisons mobiles; revêtement de murs, de plafonds etc., en bois ou en matière plastique
- Montage de menuiseries extérieurs et intérieurs métallique: portes, fenêtres, dormants de portes et fenêtres, escaliers, placards de cuisines équipées, équipements pour magasins, etc.
- Montage de cloisons mobiles; revêtement de murs, de plafonds, etc., métallique
- Montage de portes blindées et portes coupe-feux, métallique
- Montage de menuiseries extérieures et intérieures en matière plastique
- Montage de cloisons sèches à base de plâtre
- Pose de carrelages de sols et de murs
- Pose de revêtements en bois de sols et de murs
- Pose de papiers peints et de revêtements de murs et de sols en d'autres matériaux
- Peinture de bâtiments
- Peinture intérieure et extérieure des bâtiments
- Peinture de travaux de génie civil
- Peinture d'ossatures métalliques
- Vitrerie
- Nettoyage de bâtiments nouveaux et remise en état des lieux après travaux
- Travaux de couverture
- Mise en place des éléments d'évacuation des eaux de pluie
- Travaux d'étanchéification des murs
- Nettoyage à la vapeur, le sablage et les activités analogues appliquées aux parties extérieures des bâtiments
- Construction de cheminées décoratives et de feux ouverts
- Travaux de maçonnerie et de rejointoiement
- Maçonnerie
- Exécution de travaux de rejointoiement
- Travaux de restauration des bâtiments
- Pose de chape
- Autres activités de construction spécialisées
- Mise en place de fondations, y compris le battage de pieux
- Travaux de ferraillage et pose de coffrage
- Construction de cheminées et de fours industriels
- Exécution pour les tiers de travaux de levage
- Montage et démontage d'échafaudages et de plates-formes de travail
- Construction de chambres froides, chambres fortes, etc
- Installation de piscines privées
- Conception de jardins, de parcs, etc
- Décoration d'intérieur
- Nettoyage courant des bâtiments
- Autres activités de nettoyage des bâtiments; nettoyage industriel
- Autres activités de nettoyage
- Services d'aménagement paysager
- Création et entretien de jardins, de parcs et d'espaces verts pour installations
- Intermédiaires du commerce en automobiles et autres véhicules automobiles légers( = 3,5 tonnes )
- Commerce de détail d'automobiles et d'autres véhicules automobiles légers ( = 3,5 tonnes )
- Intermédiaires du commerce en autres véhicules automobiles ( > 3,5 tonnes )
- Commerce de détail d'autres véhicules automobiles ( > 3,5 tonnes )
- Commerce de remorques, de semi-remorques et de caravanes
- Entretien et réparation général d'automobiles et d'autres véhicules automobiles
- Réparation de parties spécifiques de véhicules automobiles
- Réparations de carrosseries
- Entretien et réparation de véhicules automobiles n.c.a
- Intermédiaires du commerce et commerce de gros de motocycles, y compris les pièces et accessoires
- Autres transports terrestres de voyageurs n.c.a.
- Autres transports routiers de passagers, non réguliers: transports à la demande, excursions touristiques par autocar ou autobus, etc.
- Location et exploitation de biens immobiliers non résidentiels propres ou loués, sauf terrains
- La constitution, la valorisation et la conservation d’un patrimoine tant immobilier que mobilier en vue de le faire fructifier
- Conseil pour les affaires et autres conseils de gestion
- Activités d'ingénierie et de conseils techniques, sauf activités des géomètres
- Conception de techniques de publicité visant à toucher le consommateur (marketing direct) au moyen de publicité personnalisée (publipostage), propositions téléphoniques d'achat, etc
- Autres activités de soutien aux entreprises
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Rue Frison Auguste 82 registered office 6040 Charleroi | 01-04-2025 | 2.373.072.039 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 1021.029.126