Financials
- Financial year
- 2025
- Total assets
- €3.3m
- Loss
- -€469,179
- Solvency
- 17.9%
Total assets▼ 26.1%
Net result
20182025
IJZERWAREN OOMS
ActiveSummary
The computed 12-month bankruptcy probability of IJZERWAREN OOMS is 3.0% (moderate). The 2025 annual accounts show equity of €587,378 and a net result of -€469,179. Equity is shrinking by about 22% per year and would, assuming unchanged policy, indicatively turn negative around financial year 2027. Its solvency ranks better than 29% of 4,942 sector peers (NACE 47, financial year 2025). The company has been active since 1981 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Retail sale of hardware, building materials, paint and glass (general range)
NACE 47521
10th largest employer in Nazareth-De Pinte, Wholesale and retail trade sector2 sites
Size
€3.3mtotal assets 2025
- Staff
- 20.5 FTE
- Equity
- €587,378
- Loss
- -€469,179
Equity -54%: branch of activity transferred
Structure
- Parent
- LISALIM · 100%
- SANCOFAChair · permanent representative Anne Santens
- MALPY INVESTManaging director · permanent representative Françoise Santens
- PHANNE-INVESTManaging director · permanent representative Philippe De Veyt
Accounts filed 55 days late5 of 11 deeds read
Why 49raises riskLoss of €469,179 (financial year 2025)Equity €587,378 (17.9% of total assets)Sector: Retail trade (NACE 47)Latest accounts 55 days late; 1 of the last 3 lateShow the evidence
Checked score
Score 2025
49
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 16% of its sector peers (NACE 47, small)
Financial strength · tick = 2024
Weak
Solvency
43-11
equity 17.9% of total assets
Liquidity
22-5
short-term debt 73.9% · cash 9.8%
Profitability
1-43
return on assets -14.3%
Bankruptcy probability, 12 months
3.0%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.6%
12-2024: 0.6%● unchanged vs 11-2024
01-2025: 0.6%● unchanged vs 12-2024
02-2025: 0.6%● unchanged vs 01-2025
03-2025: 0.6%● unchanged vs 02-2025
04-2025: 0.6%● unchanged vs 03-2025
05-2025: 0.7%▲ +0.1 percentage points vs 04-2025
06-2025: 0.7%● unchanged vs 05-2025
07-2025: 0.8%▲ +0.1 percentage points vs 06-2025
08-2025: 0.2%▼ -0.6 percentage points vs 07-2025lowest value
09-2025: 0.2%● unchanged vs 08-2025lowest value
10-2025: 0.2%● unchanged vs 09-2025lowest value
11-2025: 0.2%● unchanged vs 10-2025lowest value
12-2025: 0.2%● unchanged vs 11-2025lowest value
01-2026: 0.2%● unchanged vs 12-2025lowest value
02-2026: 0.2%● unchanged vs 01-2026lowest value
03-2026: 0.2%● unchanged vs 02-2026lowest value
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.6%▲ +0.4 percentage points vs 07-2026
09-2026: 0.7%▲ +0.1 percentage points vs 08-2026
10-2026: 3.0%▲ +2.3 percentage points vs 09-2026highest value
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.25, compared with 1.42 in 2024, below the usual 1.5; short-term debt: 73.9% and cash: 9.8% of total assets), and 82.1% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small): better than 32% on solvency, 21% on liquidity, 4% on profitability and 7% on growth.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
raises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-09-2026, 55 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
55 days late
2024
20 days early
2023
30 days late
2022
30 days late
2021
31 days late
2020
18 days late
2019
87 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 33 days after the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 August (4 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · full…
- Permanent representative: De Veyt PhilippеRegistered-office move
- Resignations: Horizooms NV (director) and Kim…Appointments: Sancofa NV, Malpy Invest…
Key points
- Caution: From profit to loss in 2025after €143,339 in 2024 -€469,179 View
- Caution: Among the weakest 5% on net resultsector median €40,659 · 4,942 companies -€469,179 View
- Board changedlatest change 02-02-2026 · 3 in office 3 joined · 2 left View
- Controlled by LISALIM 100% View
- Branch transferred to Doomuscontribution on 29-12-2025 2025 View
- Active since 1981founded 09-07-1981 45 years View
By topic
Board & ownership
- Board
- 3 members
- Parent
- LISALIM · 100%
- SANCOFAChair
- MALPY INVESTManaging director
- PHANNE-INVESTManaging director
Network & group
- Connected companies
- 2
- Mergers and asset contributions
- 1
Timeline
- Events
- 52
- Since
- 1983
- Next accounts
- by 31-07-2027
- 31-12-2025Weakest financial year
- 29-12-2025Restructuring
- 03-11-2025Reappointments: Van Der Sande Kim (director) and…
Company details
- Sites
- 2
- Legal form
- Public limited company
- Activity
- Retail sale of hardware, building materials, paint and…NACE 47521
- Founded
- 09-07-1981
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 2
- Purpose
- “Alle inkoop en verkoop van ijzerwaren, quincallerie, hang- en sluitwerk, tuingerief…” (deed in Dutch)
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