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AU STOCK

Active
Private limited companyfounded 1983active for 43 yearsSaint Gilles 47, 5590 Ciney, BelgiumKBO/BCE: BE 0424.458.241
Summary

AU STOCK has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €164,843 and a net result of €49,607. Equity has been shrinking by about 10% per year since 2018. Its solvency ranks better than 16% of 5,039 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.8% (low).

Overview

Official details

Source: KBO
Status
Active since 29-08-1983 Normal situation
Activity
Other non-specialised retail sale NACE 47120and 1 other
Establishment unit
2.022.885.114 5590 Ciney, since 01-09-1983
Financial year end
31 December
Peppol
Reachable since 20-11-2020

Board and ownership

Board
  • ELROCEDirector · permanent representative Quentin Filsfils
Shareholders
  • C-GOannual accounts 2022

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.8%
Annual accounts 2025
Gross margin
€1.4m
▲ 143%
Turnover
≈ €9.2m
estimated
Profit
€49,607
▲ 67.3%
Equity
€164,843
▼ 31.4%
Total assets
€3.6m
▲ 64.0%
Employees on 31-12-2025
15
▲ 36.4%
  • 2025 accounts filed 1 day after the deadline
Score breakdownraises riskEquity €164,843 (4.6% of total assets)Sector: Retail trade (NACE 47)Liquidity: current ratio 1.47, cash €263,804, halvedlowers riskFigures for financial year 2025 (filed on 05-08-2026)Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 26% of small companies in retail trade (NACE 47)
Financial strength · tick: 2024
Weak
Solvency 30-6
equity 4.6% of total assets
Liquidity 41-22
short-term debt 39.0% · cash 7.4%
Profitability 45+6
return on assets 1.4%
Bankruptcy probability within 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%

About 8 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (3,696 companies, NACE 47, small)
Last 24 months 12-2024: 0.5% 01-2025: 0.5%● unchanged vs 12-2024 02-2025: 0.5%● unchanged vs 01-2025 03-2025: 0.5%● unchanged vs 02-2025 04-2025: 0.5%● unchanged vs 03-2025 05-2025: 0.5%● unchanged vs 04-2025 06-2025: 0.5%● unchanged vs 05-2025 07-2025: 0.7%▲ +0.2 percentage points vs 06-2025 08-2025: 1.0%▲ +0.3 percentage points vs 07-2025highest value 09-2025: 0.4%▼ -0.6 percentage points vs 08-2025 10-2025: 0.4%● unchanged vs 09-2025 11-2025: 0.4%● unchanged vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.4%● unchanged vs 12-2025 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026lowest value 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.9%▲ +0.5 percentage points vs 07-2026 09-2026: 0.8%▼ -0.1 percentage points vs 08-2026 10-2026: 0.8%● unchanged vs 09-2026 11-2026: 0.8%● unchanged vs 10-2026
Credit of up to €10,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.47 (1.74 in 2024), below the usual 1.5. Short-term debt is 39% and cash 7.4% of total assets. 95.4% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 15% of them on solvency, 46% on liquidity, 29% on profitability and 12% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
raises risk · Equity €164,843 (4.6% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
lowers risk · Figures for financial year 2025 (filed on 05-08-2026)
NBB · annual accounts
raises risk · Liquidity: current ratio 1.47, cash €263,804, halved
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 5039 sector peers (2025).
NBB · sector comparison
Position among 5039 sector peers
Solvency
better than 16%
← weakest strongest →
raises risk · 2025 accounts filed 1 day late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-08-2026, 1 day later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
1 day late
2024
2 days late
2023
20 days late
2022
97 days early
2021
19 days late
2020
33 days early
2019
27 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 9 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: More staff in 2025from 9 FTE to 16 FTE ▲ 77.8% View
  • Caution: Lower solvency than 84% of companies in retail tradesector median 36.1% · 5,039 companies 4.6% View
  • Positive: 7 profitable years in a rowprofit 2025: €49,607 7 years View

Recent changes

  1. · Gazette deed Resignation: C-GO (director)Permanent representative: Quentin FILSFILS
  2. · Gazette deed Appointment: ELROCE (director)Permanent representative: Quentin Filsfils
  3. · Gazette deed Permanent representative: Quentin Filsfils
All 16 events

Comparable companies

These companies have the same main activity as AU STOCK: other non-specialised retail sale (NACE 47120). They are comparable in size and age: total assets between €2.8m and €4.4m, founded between 1979 and 1989.

CompanyTotal assetsGross margin
AU STOCK Ciney€3.6m€1.4m
A.G.B.A. Aubel€3.2m€1.3m
WOMAT Eeklo€4.4m€1.8m
Legerstock Vermeersch-Andries Antwerpen€3.9m€0.8m
Dubomat Comines-Warneton€2.8m€1.4m
VAN HULLE JEAN - PIERRE Stekene€3.5m€1.3m
HEEBRI Antwerpen€2.9m€0.8m
Full comparison

Key facts about AU STOCK

What is the company number of AU STOCK?
The company number of AU STOCK is 0424.458.241. The VAT number is the same number with BE in front: BE 0424.458.241.
Where is AU STOCK based?
The registered office is at Saint Gilles 47, 5590 Ciney.Company details
What does AU STOCK do?
According to the KBO register, the main activity is other non-specialised retail sale (NACE 47120).
What is the legal form of AU STOCK?
The legal form of AU STOCK is Private limited company (BV).
When was AU STOCK founded?
AU STOCK was founded on 29-08-1983.
Is AU STOCK still active?
Yes, AU STOCK is an active enterprise in the KBO register.
How many employees does AU STOCK have?
AU STOCK had an average of 16 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of AU STOCK?
The turnover in financial year 2025 is ≈ €9.2m. This figure is estimated from the gross margin of €1.4m and 30 comparable companies (NACE 471). It probably lies between €5.6m and €11.0m.
Is AU STOCK profitable?
In financial year 2025, AU STOCK made a profit of €49,607.
Where can I find the annual accounts of AU STOCK?
AU STOCK filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of AU STOCK due?
AU STOCK must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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