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IGMA

Active
Private limited companyfounded 2016active for 10 yearsKloosterstraat 28, 9255 Buggenhout, BelgiumKBO/BCE: BE 0656.484.221
Summary

IGMA has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €74,255 and a net result of €53,795. Equity has been growing by about 13% per year since 2018. Its solvency ranks better than 44% of 9,399 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Official details

Source: KBO
Status
Active since 08-06-2016 Normal situation
Activity
General construction of residential buildings NACE 41001and 4 others
Establishment unit
2.253.903.084 9255 Buggenhout, since 01-07-2016
Financial year end
31 December
Peppol
Reachable since 09-11-2024

Board and ownership

Board

Financial position

68 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Annual accounts 2025
Gross margin
€71,833
▲ 209%
Turnover
≈ €370,000
estimated
Profit
€53,795
▲ 603%
Equity
€74,255
▼ 29.8%
Total assets
€196,970
▲ 22.4%
Score breakdownraises riskSector: Construction of residential and non-residential buildings (NACE 41)1 of the last 3 accounts lateSize: total assets €196,970lowers riskLiquidity: current ratio 1.37, cash €63,899Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 54% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Strong
Solvency 63-28
equity 37.7% of total assets
Liquidity 58+7
short-term debt 62.3% · cash 32.4%
Profitability 100+50
return on assets 27.3%
Bankruptcy probability within 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,457 companies, NACE 41, micro)
Last 24 months 12-2024: 1.3% 01-2025: 1.3%● unchanged vs 12-2024 02-2025: 1.3%● unchanged vs 01-2025 03-2025: 1.3%● unchanged vs 02-2025 04-2025: 1.3%● unchanged vs 03-2025 05-2025: 1.3%● unchanged vs 04-2025 06-2025: 1.3%● unchanged vs 05-2025 07-2025: 2.0%▲ +0.7 percentage points vs 06-2025 08-2025: 2.0%● unchanged vs 07-2025 09-2025: 2.0%● unchanged vs 08-2025 10-2025: 2.0%● unchanged vs 09-2025highest value 11-2025: 1.9%▼ -0.1 percentage points vs 10-2025 12-2025: 1.9%● unchanged vs 11-2025 01-2026: 1.3%▼ -0.6 percentage points vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.3%● unchanged vs 05-2026 07-2026: 1.0%▼ -0.3 percentage points vs 06-2026 08-2026: 1.1%▲ +0.1 percentage points vs 07-2026 09-2026: 1.3%▲ +0.2 percentage points vs 08-2026 10-2026: 0.9%▼ -0.4 percentage points vs 09-2026lowest value 11-2026: 0.9%● unchanged vs 10-2026lowest value
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.37 (2.74 in 2024), below the usual 1.5. Short-term debt is 62.3% and cash 32.4% of total assets. 62.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 45% of them on solvency, 63% on liquidity, 91% on profitability and 15% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Five signals.
lowers riskraises riskneutral
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · 1 of the last 3 accounts late
NBB · filings
lowers risk · Liquidity: current ratio 1.37, cash €63,899
NBB · annual accounts
raises risk · Size: total assets €196,970
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-06-2026, 34 days ahead of the deadline.
NBB · 9 filings
Deviation from the deadline
2025
34 days early
2024
32 days early
2023
48 days late
2022
346 days late
2021
711 days late
2020
44 days late
2019
87 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 142 days after the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 September (4 of the last 5 accounts filed within 297 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher net result than 89% of companies in construction of buildingssector median €8,552 · 9,389 companies €53,795 View
  • Positive: 8 profitable years in a rowprofit 2025: €53,795 8 years View

Recent changes

  1. · Gazette deed Purpose change · Amendment of the articles · Resignations & appointmentsAppointment: MACIEJEWSKA Monika (director) · “Algemene bouw van residentiële gebouwen; Bouw van individuele huizen volgens de formule “sleutel op de deur”…” (deed in Dutch)
  2. · Gazette deed Registered office moved within BuggenhoutNew seat: Kloosterstraat 28, 9255 Buggenhout · Previous seat: Maalderijstraat 22, 9255 Buggenhout · Change of role: MACIEJEWSKI Dariusz Rafal, from manager to director
  3. · Gazette deed Incorporation
All 17 events

Comparable companies

These companies have the same main activity as IGMA: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €187,000 and €209,000, founded between 2014 and 2017.

CompanyTotal assetsGross margin
IGMA Buggenhout€196,970€71,833
MANTEQ Lochristi€195,210€60,711
ANE Consult & Service Lievegem€189,385€71,752
Ali-Cel Bouw Lokeren€189,418€81,976
Trust Building Beringen€187,093€70,611
Werkpaard Brasschaat€209,359€78,080
IKB GROUP Eupen€190,404€81,196
Full comparison

Key facts about IGMA

What is the company number of IGMA?
The company number of IGMA is 0656.484.221. The VAT number is the same number with BE in front: BE 0656.484.221.
Where is IGMA based?
The registered office is at Kloosterstraat 28, 9255 Buggenhout.Company details
What does IGMA do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of IGMA?
The legal form of IGMA is Private limited company (BV).
When was IGMA founded?
IGMA was founded on 08-06-2016.
Is IGMA still active?
Yes, IGMA is an active enterprise in the KBO register.
What is the turnover of IGMA?
The turnover in financial year 2025 is ≈ €370,000. This figure is estimated from the gross margin of €71,833 and 108 comparable companies (NACE 41001). It probably lies between €260,000 and €650,000. In financial year 2019 turnover was €371,869.Financials
Is IGMA profitable?
In financial year 2025, IGMA made a profit of €53,795.
Where can I find the annual accounts of IGMA?
IGMA filed 9 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IGMA due?
IGMA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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