Ali-Cel Bouw
ActiveAli-Cel Bouw has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €100k and a net result of €1k. Equity is growing by ~45% per year across the filed fiscal years. Its solvency ranks better than 60% of 7332 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability39▼-46
Solvency78▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 2.11 against 3.42 in 2024; short-term debt: 47.2% and cash: 3.4% of total assets), and 47.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.8%
Return on assets
0.6%
Age of the figures
12 mo
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-06-2026, 39 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 8 filingsDeviation from the deadline
2025
39 d late
2024
15 d late
2023
30 d late
2022
5 d early
2021
10 d early
2020
3 d early
2019
20 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€100k▲ 1.2%
2024 · €99k
2018: €10k
2019: €17k
2020: €25k
2021: €38k
2022: €60k
2023: €79k
2024: €99k
2018 → 2025
Total assets
€189k▲ 23.8%
2024 · €153k
2018: €30k
2019: €38k
2020: €33k
2021: €58k
2022: €104k
2023: €126k
2024: €153k
2018 → 2025
Net result
€1k▼ 94.1%
2024 · €20k
2018: €-2k
2019: €7k
2020: €8k
2021: €12k
2022: €22k
2023: €19k
2024: €20k
2018 → 2025
Working capital
€99k▼ 7.5%
2024 · €107k
2018: €3k
2019: €12k
2020: €22k
2021: €36k
2022: €57k
2023: €76k
2024: €107k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€60k▲ 58.8%€79k▲ 31.3%€99k▲ 25.5%€100k▲ 1.2%
Operating result€16k-€29k▲ 79.2%€19k▼ 34.9%€24k▲ 24.7%€22k▼ 8.6%
Net result€12k-€22k▲ 78.9%€19k▼ 15.6%€20k▲ 7.2%€1k▼ 94.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 9% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €189k
Fixed assets
€752▼ 50.0%
Current assets
€189k▲ 24.5%
Equity and liabilities €189k
Equity
€100k▲ 1.2%
Debt
€89k▲ 64.9%
The debt ratio rises from 35.5% to 47.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€22k▼
2024 · €25k
Cash flow
€2k▼
2024 · €21k
Solvency
52.8%▼
2024 · 64.5%
Current ratio
2.11▼
2024 · 3.42
Quick ratio
2.11▼
2024 · 3.42
Debt / equity
0.90▲
2024 · 0.55
ROE
1.2%▼
2024 · 20.3%
ROA
0.6%▼
2024 · 13.1%
Interest coverage
2.30▼
2024 · 17.39
Debt
€89k▲
2024 · €54k
Debt ≤ 1 year
€89k▲
2024 · €44k
Income taxes
€11k▲
2024 · €2k
Staff costs
€55k▼
2024 · €62k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€153k€189k▲
Fixed assets21/28€2k€752▼
Tangible fixed assets22/27€2k€752▼
Furniture and vehicles24€2k€752▼
Current assets29/58€152k€189k▲
Amounts receivable within one year40/41€135k€180k▲
Trade receivables40€59k€104k▲
Other amounts receivable41€76k€76k▲
Cash at bank and in hand54/58€16k€7k▼
Deferred charges and accrued income490/1-€2k
Equity and liabilities
Total equity and liabilities10/49€153k€189k▲
Equity10/15€99k€100k▲
Contributions10/11€12k€12k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€85k€86k▲
Amounts payable17/49€54k€89k▲
Amounts payable after more than one year17€10k-
Financial debts170/4€10k-
Amounts payable within one year42/48€44k€89k▲
Trade debts44€43k€18k▼
Suppliers440/4€43k€18k▼
Advances received on contracts in progress46-€64k
Taxes, remuneration and social security45€928€7k▲
Remuneration and social security454/9€928€7k▲
Income statement
Code20242025
Goods, raw materials, services and sundry goods60/61€114k€123k▲
Remuneration, social security and pensions62€62k€55k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€752€752=
Other operating charges640/8€3k€5k▲
Gross operating margin9900€90k€82k▼
Operating profit (loss)9901€24k€22k▼
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€1k€10k▲
Recurring financial charges65€1k€10k▲
Profit (loss) for the period before taxes9903€22k€12k▼
Income taxes67/77€2k€11k▲
Profit (loss) for the period9904€20k€1k▼
Profit (loss) for the period to be appropriated9905€20k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€85k€86k▲
Profit (loss) brought forward from the previous period14P€64k€85k▲
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 39 days late
2025
15-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 15 days late
2024
30-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
25-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-09
Financial
Highest result since 2018net €22k ▲78.9%
Operating result €29k, net result €22k, both a record.
20-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
27-04
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial
Liquidity doublescurrent ratio 3.91
Current ratio from 1.59 to 3.91; short-term debt falls from €20k to €8k.
10-04
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial
Back to profitnet €7k
Net result €7k after one loss-making year.
24-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Lokeren · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Poststraat 399160 LokerenGround area
213 m²
Building footprint
228 m²
Volume, LiDAR
1,164 m³
2 parcels, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Ali-Cel Bouw
since 20192.286.313.655
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46384E1381/00G000 | Flanders | 108 m² | 1 · 148 m² | 10.9 m · 3 fl. |
| 46384E0773/00E000 | Flanders | 106 m² | 1 · 80 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,808 companies in sector 41001 we hold annual accounts for 16,033. 13,120 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-09-2017
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
43990Other specialised construction activities
43999Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:000000000