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IFORTE

Active
Private limited companyfounded 201511 yrs activeSchardouwstraat 18, 8870 Izegem, BelgiumKBO/BCE: BE 0597.761.213

IFORTE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.47M and a net result of €106k. Equity is growing by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 57% of 7894 sector peers (fiscal year 2025). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.

Signals

Three signals. The signal on the left, the evidence on the right.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
1 d early
2024
on the day
2023
on the day
2022
on the day
2021
2 d late
2020
2 d late
2019
21 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven months
Position in the running window
31-03-2026 close08-09-2026 today31-10-2026 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€1.47M▲ 7.7%
2024 · €1.36M
2019: €794k 2020: €983k 2021: €1.12M 2022: €1.18M 2023: €1.27M 2024: €1.36M
2019 → 2025
Net result
€106k▲ 15.5%
2024 · €92k
2019: €146k 2020: €191k 2021: €135k 2022: €69k 2023: €92k 2024: €92k
2019 → 2025
Total assets
€2.46M▲ 1.7%
2024 · €2.42M
2019: €2.33M 2020: €2.34M 2021: €2.37M 2022: €2.37M 2023: €2.44M 2024: €2.42M
2019 → 2025
Solvency
59.7%▲ 3.3pp
2024 · 56.3%
2019: 34.0% 2020: 42.0% 2021: 47.1% 2022: 49.9% 2023: 52.2% 2024: 56.3%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€1.12M-€1.18M▲ 6.1%€1.27M▲ 7.7%€1.36M▲ 7.0%€1.47M▲ 7.7%
Operating result€128k-€133k▲ 3.8%€169k▲ 27.2%€177k▲ 4.6%€204k▲ 15.2%
Net result€135k-€69k▼ 48.4%€92k▲ 33.1%€92k▼ 0.9%€106k▲ 15.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200kOperating result 2021: €128k€128kNet result 2021: €135k€135kOperating result 2022: €133k€133kNet result 2022: €69k€69kOperating result 2023: €169k€169kNet result 2023: €92k€92kOperating result 2024: €177k€177kNet result 2024: €92k€92kOperating result 2025: €204k€204kNet result 2025: €106k€106k20212022202320242025
The operating result has risen four years in a row; 2025 is 15% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €2.46M
Fixed assets €2.19M=
Current assets €275k▲ 18.1%
Equity and liabilities €2.46M
Equity €1.47M▲ 7.7%
Debt €994k▼ 6.1%
The debt ratio falls from 43.7% to 40.3%: equity grows while debt is paid down.
Key figures and ratios
2025 value · change against 2024
Solvency
59.7%
2024 · 56.3%
ROE
7.2%
2024 · 6.7%
ROA
4.3%
2024 · 3.8%
Debt
€994k
2024 · €1.06M
Debt ≤ 1 year
€297k
2024 · €261k
Debt > 1 year
€693k
2024 · €792k
Income taxes
€44k
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€2.42M€2.46M
Fixed assets21/28€2.19M€2.19M=
Tangible fixed assets22/27€11k€10k
Furniture and vehicles24€10k€10k
Other tangible fixed assets26€649€511
Financial fixed assets28€2.18M€2.18M=
Current assets29/58€233k€275k
Amounts receivable within one year40/41€52k€57k
Trade receivables40€52k€54k
Other amounts receivable41-€3k
Cash at bank and in hand54/58€181k€218k
Equity and liabilities
Total equity and liabilities10/49€2.42M€2.46M
Equity10/15€1.36M€1.47M
Contributions10/11€509k€509k=
Reserves13€855k€960k
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Tax-exempt reserves132-€55k
Distributable reserves133€853k€904k
Profit (loss) carried forward14€950€975
Amounts payable17/49€1.06M€994k
Amounts payable after more than one year17€792k€693k
Financial debts170/4€297k€198k
Other amounts payable178/9€495k€495k=
Amounts payable within one year42/48€261k€297k
Current portion of amounts payable after more than one year42€99k€99k=
Trade debts44€753€937
Suppliers440/4€753€937
Taxes, remuneration and social security45€23k€20k
Taxes450/3€21k€19k
Remuneration and social security454/9€1k€1k=
Other amounts payable47/48€139k€176k
Accrued charges and deferred income492/3€5k€4k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k
Other operating charges640/8€1k€1k
Gross operating margin9900€180k€207k
Operating profit (loss)9901€177k€204k
Financial charges65/66B€46k€54k
Recurring financial charges65€46k€54k
Profit (loss) for the period before taxes9903€131k€150k
Income taxes67/77€39k€44k
Profit (loss) for the period9904€92k€106k
Transfer to tax-exempt reserves689-€55k
Profit (loss) for the period to be appropriated9905€92k€51k
Appropriation of the result
Profit (loss) to be appropriated9906€92k€52k
Profit (loss) brought forward from the previous period14P€84€950
Transfer to equity691/2€89k€51k
To the legal reserve6920€89k-
To other reserves6921-€51k
Profit to be distributed694/7€2k-
Return on contributions (dividend)694€2k-

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-10-2026
2025
30-10
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2024
31-10
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2023
31-10
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2022
31-10
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
31-03
Financial Weakest financial yearnet €69k ▼48.4%
Net result drops to €69k, the lowest in the series; recovery starts the following year.
2021
02-11
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 2 days late
31-03
Financial Equity above €1MEq €1.12M ▲13.5%
3 profitable years in a row build equity to €1.12M.
2020
02-11
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 2 days late
31-03
Financial Highest result since 2019net €191k ▲30.7%
Net result €191k, the highest in the series.
2019
10-10
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2018
26-10
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2017
29-09
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2016
04-10
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 director, last change in 2023
Tom MESSIAEN
Director · since 22-12-2023
Current
22-12-2023 Appointed as Director
Not every act has been read: a resignation may be missing here
3 of this company's 3 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing above: a director who resigned there may therefore still show here as sitting. The acts are in the Timeline.
Location & real-estate footprint
Registered office, Izegem · 1 establishment unit since 2015
exact location from the address register On OpenStreetMap
Ground area
756 m²
Building footprint
118 m²
Volume, LiDAR
633 m³
Parcel 36494E1329/02C000, Flanders · tallest building 8.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
iForte
Schardouwstraat 18, 8870 IzegemFinancial service activities, except insurance and pension funding
since 20152.239.393.963
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
36494E1329/02C000 Flanders 756 m² 1 · 118 m² 8.0 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,644 companies in sector 64210 we hold annual accounts for 19,691. 11,762 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-01-2015
Fiscal year end31-03
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers

Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.