Equity
€2.3m ▲ 40.5%
IFACTO BUSINESS SOLUTIONS has made a profit in every financial year since 2006.
IFACTO BUSINESS SOLUTIONS
Lifetime
20 annual accounts with figures on one time axis, 21 filings since 2005Turnoverpeak €12.8m (2025)
€12.8m▲ 12.9%
Resultpeak €1.5m (2025)
€1.5m▲ 70.5%
Equitypeak €2.3m (2025)
€2.3m▲ 40.5%
Debts
€3.0m▼ 12.7%
Staffpeak 37.5 FTE (2024)
33.8 FTE▼ 9.9%
Board4 names since 2020
1 directorDe Cronos Groep NV
Owners2 names in the annual accounts
91%OXYGEN GROUP and 1 other
Documentsfilings and deeds
24-08-202624 days late
2025financial year
Turnover from €11.3m to €12.8mResult from €888,433 to €1.5mStaff from 37.5 FTE to 33.8 FTEDividend €850,000Equity from €1.6m to €2.3mInvestments €434,586
Key points
from the 2025 annual accountsResult
€1.5m ▲ 70.5%
The result rose in 2025 from €888,433 to €1.5m.
Investments
€115,806 1.6 × depreciation
Green is investment, beige is depreciation.
Filings
21 annual accounts since 2005
Five of the last ten came late. The 2016 accounts came latest: 25 days after the end of the period.
Board
2 joined
New directors. Latest change 09-05-2026 · 3 in office.
Position in the sector
€1.5m
Higher net result than 91% of companies in computer programming and consultancy. Sector median €35,587 · 1,689 companies.
Checked score
93
Excellent
Financially stronger than 61% of small companies in computer programming and consultancy (NACE 62)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 1,168 companies (NACE 62, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025lowest value
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.2%▲ +0.1 percentage points vs 06-2026
08-2026: 0.3%▲ +0.1 percentage points vs 07-2026highest value
09-2026: 0.1%▼ -0.2 percentage points vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.66, cash €116,178
lowers risk
Profit of €1.5m (financial year 2025)
Sector: Computer programming, consultancy and related activities (NACE 62)
Figures for financial year 2025 (filed on 26-08-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 54% of them on solvency, 20% on liquidity, 90% on profitability and 78% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as IFACTO BUSINESS SOLUTIONS has now. Each dot stands for 51 companies, two years later.
95.0%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of IFACTO BUSINESS SOLUTIONS itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for IFACTO BUSINESS SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €210,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.66 (2.03 in 2024), above the usual 1.5. Short-term debt is 52.4% and cash 2.2% of total assets. However, 57% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 24 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-08-2026, 24 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
24 days late
2024
22 days late
2023
8 days early
2022
9 days late
2021
18 days late
2020
26 days early
2019
22 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 18 August (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
06-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
DC
De Cronos Groep NV
Director, Dirk Deroost, since 22-06-2021
CN
Cronos NV
Director, Sam Bambust
OG
Oxygen Group NV
Director, Steven Arrazola de Onate
KB
KPMG Bedrijfsrevisoren BV
Auditor, Gwen Cleirbaut
- OXYGEN GROUP 91%score 87equity €8.3m (2025) · annual accounts 2025
Shares in 2 companies, Hodor and iFacto Food Solutions
Board & ownershipRecent changes
2 directors appointed, 1 reappointment, 1 statutory auditor reappointed
Reappointments: De Cronos Groep NV and KPMG Bedrijfsrevisoren BV (statutory auditor) · Appointments: Oxygen Group NV and Cronos NV · General meeting of 19-05-2026 · Gazette deed
Permanent representatives: Gwen Cleirbaut, Filip De Bock and Dirk Deroost
Board meeting of 23-10-2023 · Gazette deed
Reappointment: KPMG Bedrijfsrevisoren BV (statutory auditor)
Permanent representative: Dirk Deroost · General meeting of 29-06-2023 · Gazette deed
Reappointment: De Cronos Groep NV (director)
Permanent representative: Dirk Deroost · General meeting of 21-06-2021 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| IFACTO BUSINESS SOLUTIONS Kontich | €12.8m | 15.6% | 43.0% | 33.8 |
| PROFACTS Ghent | €10.5m | 11.8% | 36.9% | 34.4 |
| CHECK POINT SOFTWARE TECHNOLOGIES (BELGIUM) Zaventem | €10.3m | 4.8% | 32.4% | 32.1 |
| ONEPOINT BELGIUM Brussels | €8.8m | 1.4% | 58.1% | 40.4 |
| INTERGRAPH BELGIUM Anderlecht | €11.6m | 4.8% | 57.3% | 31.1 |
Grey: the largest companies of the sector (computer programming and consultancy (NACE 62)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as IFACTO BUSINESS SOLUTIONS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €4.5m and €6.3m, founded between 1999 and 2006.
Official details
Source: KBO- Status
- Active since 04-03-2004Normal situation
- Registered office
- 21 active companies are registered at this addressSource: KBO register, as of 6 November 2026.
- Activity
- Computer consultancy and computer facilities managementNACE 62200and 1 other
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment unit
- 2.137.585.5352550 Kontich, since 15-06-2004
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- Total assets
- €5.4m▲ 4.8%
- Employeeson 31-12-2025
- 36=
- Filing
- Filed on 24-08-2026
Companies linked to IFACTO BUSINESS SOLUTIONS
Parent and group
Insights on IFACTO BUSINESS SOLUTIONS
IFACTO BUSINESS SOLUTIONS has existed since 2004. Turnover grew from €2.5m in 2006 to €12.8m in 2025 and staff from 14.9 to 33.8 full-time equivalents.
Turnover has grown every year since 2020. Solvency rose in 2025 from 32.0% to 43.0% because of lower debts.
OXYGEN GROUP holds 91% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about IFACTO BUSINESS SOLUTIONS
- What is the company number of IFACTO BUSINESS SOLUTIONS?
- The company number of IFACTO BUSINESS SOLUTIONS is 0863.844.386. The VAT number is the same number with BE in front: BE 0863.844.386.
- Where is IFACTO BUSINESS SOLUTIONS based?
- The registered office is at Veldkant 35, 2550 Kontich.Company details
- What does IFACTO BUSINESS SOLUTIONS do?
- According to the KBO register, the main activity is computer consultancy and computer facilities management (NACE 62200).
- What is the legal form of IFACTO BUSINESS SOLUTIONS?
- IFACTO BUSINESS SOLUTIONS is a public limited company (NV).
- When was IFACTO BUSINESS SOLUTIONS founded?
- IFACTO BUSINESS SOLUTIONS was founded on 04-03-2004.
- Is IFACTO BUSINESS SOLUTIONS still active?
- Yes, IFACTO BUSINESS SOLUTIONS is an active enterprise in the KBO register.
- How many employees does IFACTO BUSINESS SOLUTIONS have?
- IFACTO BUSINESS SOLUTIONS had an average of 33.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does IFACTO BUSINESS SOLUTIONS fall under?
- In its 2025 annual accounts, IFACTO BUSINESS SOLUTIONS states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of IFACTO BUSINESS SOLUTIONS?
- The turnover of IFACTO BUSINESS SOLUTIONS was €12.8m in financial year 2025, according to the filed annual accounts.
- Is IFACTO BUSINESS SOLUTIONS profitable?
- In financial year 2025, IFACTO BUSINESS SOLUTIONS made a profit of €1.5m.
- Where can I find the annual accounts of IFACTO BUSINESS SOLUTIONS?
- IFACTO BUSINESS SOLUTIONS filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of IFACTO BUSINESS SOLUTIONS due?
- IFACTO BUSINESS SOLUTIONS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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