Equity
IFACTO BUSINESS SOLUTIONS has made a profit in every financial year since 2006.
IFACTO BUSINESS SOLUTIONS has made a profit in every financial year since 2006.
The result rose in 2025 from €888,433 to €1.5m.
Green is investment, beige is depreciation.
Five of the last ten came late. The 2016 accounts came latest: 25 days after the end of the period.
New directors. Latest change 09-05-2026 · 3 in office.
Higher net result than 91% of companies in computer programming and consultancy. Sector median €35,587 · 1,689 companies.
The dashed line is the sector median: 0.2% across 1,168 companies (NACE 62, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, small). It does better than 54% of them on solvency, 20% on liquidity, 90% on profitability and 78% on growth.
The bankruptcy probability was computed on 05-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
In July 2024, 20,137 companies had the same profile as IFACTO BUSINESS SOLUTIONS has now. Each dot stands for 51 companies, two years later.
That fits the bankruptcy probability of IFACTO BUSINESS SOLUTIONS itself: 0.1% within 12 months.
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for IFACTO BUSINESS SOLUTIONS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Liquidity is ample, with a current ratio of 1.66 (2.03 in 2024), above the usual 1.5. Short-term debt is 52.4% and cash 2.2% of total assets. However, 57% of the assets are financed with debt and provisions.
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 62), the median for financial year 2024 was 9 days before the deadline, and 33% of those companies filed late.
Shares in 2 companies, Hodor and iFacto Food Solutions
Board & ownership| Company | Turnover | EBIT margin | Solvency | Staff |
|---|---|---|---|---|
| IFACTO BUSINESS SOLUTIONS Kontich | €12.8m | 15.6% | 43.0% | 33.8 |
| PROFACTS Ghent | €10.5m | 11.8% | 36.9% | 34.4 |
| CHECK POINT SOFTWARE TECHNOLOGIES (BELGIUM) Zaventem | €10.3m | 4.8% | 32.4% | 32.1 |
| ONEPOINT BELGIUM Brussels | €8.8m | 1.4% | 58.1% | 40.4 |
| INTERGRAPH BELGIUM Anderlecht | €11.6m | 4.8% | 57.3% | 31.1 |
Grey: the largest companies of the sector (computer programming and consultancy (NACE 62)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as IFACTO BUSINESS SOLUTIONS: computer consultancy and computer facilities management (NACE 62200). They are comparable in size and age: total assets between €4.5m and €6.3m, founded between 1999 and 2006.
IFACTO BUSINESS SOLUTIONS has existed since 2004. Turnover grew from €2.5m in 2006 to €12.8m in 2025 and staff from 14.9 to 33.8 full-time equivalents.
Turnover has grown every year since 2020. Solvency rose in 2025 from 32.0% to 43.0% because of lower debts.
OXYGEN GROUP holds 91% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
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