IDIOMAS IMMO
ActiveSummary
IDIOMAS IMMO has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €71,052 and a net result of €16,199. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 46% of 2715 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability80▲+4
Solvency66▲+15
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5,000 at 30 days acceptable
Liquidity short (current ratio 0.02 against 0.29 in 2024; short-term debt: 47.8% and cash: 0.2% of total assets), and 59.3% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
40.7%
Return on assets
9.3%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
32 d late
2021
397 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 82 days after the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 33% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, abbreviated schema
Equity
€71,052▲ 29.5%
2024 · €54,853
Total assets
€174,503▼ 16.5%
2024 · €208,924
Net result
€16,199▲ 28.9%
2024 · €12,564
Working capital
-€81,854▼ 1.5%
2024 · -€80,649
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€2,594▼ 57.2%€6,330▲ 144%€9,761▲ 54.2%€14,730▲ 50.9%€19,980▲ 35.6%
Net result-€1,173below the sector's middle half€3,126within the sector's middle half€7,030within the sector's middle half▲ 125%€12,564within the sector's middle half▲ 78.7%€16,199within the sector's middle half▲ 28.9%
Equity€32,133below the sector's middle half▼ 3.5%€35,259below the sector's middle half▲ 9.7%€42,289below the sector's middle half▲ 19.9%€54,853within the sector's middle half▲ 29.7%€71,052within the sector's middle half▲ 29.5%
Total assets€214,261within the sector's middle half▼ 3.9%€206,915below the sector's middle half▼ 3.4%€205,320below the sector's middle half▼ 0.8%€208,924within the sector's middle half▲ 1.8%€174,503within the sector's middle half▼ 16.5%
Debt€182,128▼ 3.9%€171,656▼ 5.7%€163,031▼ 5.0%€154,071▼ 5.5%€103,451▼ 32.9%
Working capital-€83,884▼ 8.1%-€87,130▼ 3.9%-€86,408▲ 0.8%-€80,649▲ 6.7%-€81,854▼ 1.5%
Solvency15.0%below the sector's middle half▲ 0.1pp17.0%below the sector's middle half▲ 2.0pp20.6%within the sector's middle half▲ 3.6pp26.3%within the sector's middle half▲ 5.7pp40.7%within the sector's middle half▲ 14.5pp
above
within
below
the middle half (P25 to P75) of NACE 62, Computer programming, consultancy and related activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen four years in a row; 2025 is 36% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174,503
Fixed assets
€172,906 ▼ 2.1%
Current assets
€1,597 ▼ 95.0%
Equity and liabilities €174,503
Equity
€71,052 ▲ 29.5%
Debt
€103,451 ▼ 32.9%
Debt's share of the balance-sheet total falls from 73.7% to 59.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€23,744▲
2024 · €18,493
Cash flow
€19,963▲
2024 · €16,327
Current ratio
0.02▼
2024 · 0.29
Debt to equity
1.46▼
2024 · 2.81
ROE
22.8%▼
2024 · 22.9%
ROA
9.3%▲
2024 · 6.0%
Interest coverage
9.08▲
2024 · 8.54
Debt ≤ 1 year
€83,451▼
2024 · €112,903
Debt > 1 year
€20,000▼
2024 · €41,168
Income taxes
€1,167
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 31,324 companies that looked in July 2024 the way this one looks now, 0.4% went bankrupt within 24 months and 93% are still going.
- Micro
- 20 years or older
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.4%
went bankrupt
5.9%
stopped otherwise
93%
still going
A further 0.2% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.6% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 31,324 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,763 | €3,763 | €3,763 | €3,763 | €3,764 | = |
| Other operating charges640/8 | €1,471 | €1,223 | €1,145 | €1,250 | €1,578 | ▲ 26.2% |
| Gross operating margin9900 | €7,828 | €11,316 | €14,669 | €19,743 | €25,322 | ▲ 28.3% |
| Operating profit (loss)9901 | €2,594 | €6,330 | €9,761 | €14,730 | €19,980 | ▲ 35.6% |
| Financial charges65/66B | €3,664 | €3,204 | €2,684 | €2,166 | €2,614 | ▲ 20.7% |
| Recurring financial charges65 | €3,664 | €3,204 | €2,684 | €2,166 | €2,614 | ▲ 20.7% |
| Profit (loss) for the period before taxes9903 | -€1,070 | €3,126 | €7,077 | €12,564 | €17,366 | ▲ 38.2% |
| Income taxes67/77 | €103 | - | €47 | - | €1,167 | - |
| Profit (loss) for the period9904 | -€1,173 | €3,126 | €7,030 | €12,564 | €16,199 | ▲ 28.9% |
| Profit (loss) for the period to be appropriated9905 | -€1,173 | €3,126 | €7,030 | €12,564 | €16,199 | ▲ 28.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €214,261 | €206,915 | €205,320 | €208,924 | €174,503 | ▼ 16.5% |
| Fixed assets21/28 | €187,960 | €184,197 | €180,433 | €176,670 | €172,906 | ▼ 2.1% |
| Tangible fixed assets22/27 | €187,960 | €184,197 | €180,433 | €176,670 | €172,906 | ▼ 2.1% |
| Land and buildings22 | €187,960 | €184,197 | €180,433 | €176,670 | €172,906 | ▼ 2.1% |
| Current assets29/58 | €26,301 | €22,718 | €24,887 | €32,254 | €1,597 | ▼ 95.0% |
| Amounts receivable within one year40/41 | €1,160 | €1,160 | €1,160 | €1,160 | €1,167 | ▲ 0.6% |
| Other amounts receivable41 | €1,160 | €1,160 | €1,160 | €1,160 | €1,167 | ▲ 0.6% |
| Cash at bank and in hand54/58 | €25,141 | €21,558 | €23,727 | €31,094 | €430 | ▼ 98.6% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €214,261 | €206,915 | €205,320 | €208,924 | €174,503 | ▼ 16.5% |
| Equity10/15 | €32,133 | €35,259 | €42,289 | €54,853 | €71,052 | ▲ 29.5% |
| Contributions10/11 | €18,600 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Capital10 | €18,600 | €18,600 | - | - | - | - |
| Issued capital100 | €18,600 | €18,600 | - | - | - | - |
| Reserves13 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Non-distributable reserves130/1 | €1,860 | €1,860 | €1,860 | €1,860 | €1,860 | = |
| Legal reserve130 | €1,860 | €1,860 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | €1,860 | €1,860 | €1,860 | = |
| Profit (loss) carried forward14 | €11,673 | €14,799 | €21,829 | €34,393 | €50,592 | ▲ 47.1% |
| Amounts payable17/49 | €182,128 | €171,656 | €163,031 | €154,071 | €103,451 | ▼ 32.9% |
| Amounts payable after more than one year17 | €71,943 | €61,808 | €51,736 | €41,168 | €20,000 | ▼ 51.4% |
| Financial debts170/4 | €71,943 | €61,808 | €51,736 | €41,168 | €20,000 | ▼ 51.4% |
| Amounts payable within one year42/48 | €110,185 | €109,848 | €111,295 | €112,903 | €83,451 | ▼ 26.1% |
| Current portion of amounts payable after more than one year42 | €8,710 | €9,660 | €10,043 | €10,396 | - | - |
| Taxes, remuneration and social security45 | €1,287 | - | €1,064 | €2,136 | - | - |
| Taxes450/3 | €1,287 | - | €1,064 | €2,136 | - | - |
| Other amounts payable47/48 | €100,188 | €100,188 | €100,188 | €100,371 | €83,451 | ▼ 16.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€1,173 | €3,126 | €7,030 | €12,564 | €16,199 | ▲ 28.9% |
| + Depreciation and write-downs630 | €3,763 | €3,763 | €3,763 | €3,763 | €3,764 | = |
| Operating cash flow (approximation) | €2,590 | €6,889 | €10,793 | €16,327 | €19,963 | ▲ 22.3% |
| Investment in fixed assets (approximation) | - | €0 | €1 | €0 | €0 | - |
| Change in cash | - | -€3,583 | €2,169 | €7,367 | -€30,664 | ▼ 516% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Highest result since 2018net €16,199 ▲28.9%
Operating result €19,980, net result €16,199, both a record.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 397 days late
2022
31-12
Financial
Back to profitnet €3,126
Net result €3,126 after one loss-making year.
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
2020
31-12
Financial
Back to profitnet €1,946
Net result €1,946 after 2 loss-making years.
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 43 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 2 establishment units since 2003
Ground area
1,888 m²
Building footprint
244 m²
Volume, LiDAR
1,254 m³
2 parcels, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
2 establishment units
IDIOMAS
since 20032.131.589.648
IDIOMAS
since 20072.166.000.003
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033B0795/00K000 | Flanders | 1,624 m² | 1 · 144 m² | 7.7 m · 2 fl. |
| 71033B0795/00H000 | Flanders | 264 m² | 1 · 101 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,911 companies in sector 62100 we hold annual accounts for 8,778. 6,922 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded11-04-2003
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
E-invoicing
Not found in the Peppol register
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Register as of 27 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.