Idiomas
ActiveSummary
Idiomas has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €23k and a net result of €-1k. Equity is growing by ~10.7% per year across the filed fiscal years. Its solvency ranks better than 95% of 257 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
75
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability12▼-51
Solvency100▲+22
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 24.8 against 2.11 in 2024; short-term debt: 3% and cash: 45.9% of total assets), and 3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 58
Relative position
BE, all sectors
reference
Sector 58
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97%
Return on assets
-5.8%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
29 d late
2023
30 d late
2022
32 d late
2021
397 d late
2020
31 d late
2019
26 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€23k▼ 5.6%
2024 · €24k
2018: €13k
2019: €9k
2020: €9k
2021: €17k
2022: €26k
2023: €19k
2024: €24k
2018 → 2025
Total assets
€23k▼ 48.8%
2024 · €45k
2018: €35k
2019: €30k
2020: €31k
2021: €40k
2022: €49k
2023: €41k
2024: €45k
2018 → 2025
Net result
€-1k
2024 · €5k
2018: €-5k
2019: €-4k
2020: €-372
2021: €9k
2022: €9k
2023: €-7k
2024: €5k
2018 → 2025
Working capital
€17k▼ 29.7%
2024 · €24k
2018: €8k
2019: €7k
2020: €9k
2021: €17k
2022: €26k
2023: €19k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€17k-€26k▲ 50.7%€19k▼ 27.4%€24k▲ 24.6%€23k▼ 5.6%
Operating result€8k-€9k▲ 7.6%€-4k€5k€-1k
Net result€9k-€9k=€-7k€5k€-1k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €1k after €5k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €23k
Fixed assets
€6k
Current assets
€17k
Equity and liabilities €23k
Equity
€23k ▼ 5.6%
Debt
€704 ▼ 96.7%
Debt's share of the balance-sheet total falls from 47.4% to 3.0%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-190
Cash flow
€-453
Current ratio
24.80▲
2024 · 2.11
Quick ratio
22.81▲
2024 · 2.04
Debt to equity
0.03▼
2024 · 0.90
ROE
-5.9%▼
2024 · 19.7%
ROA
-5.8%▼
2024 · 10.4%
Interest coverage
-3.45
Debt ≤ 1 year
€704▼
2024 · €22k
Income taxes
€208
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 37 lines
Balance sheet
Code20242025
Assets
Total assets20/58€45k€23k▼
Fixed assets21/28-€6k
Tangible fixed assets22/27-€6k
Plant, machinery and equipment23-€6k
Current assets29/58€45k€17k▼
Stocks and contracts in progress3€2k€1k▼
Stocks30/36€2k€1k▼
Amounts receivable within one year40/41€6k€5k▼
Trade receivables40€1k€2k▲
Other amounts receivable41€5k€4k▼
Cash at bank and in hand54/58€38k€11k▼
Equity and liabilities
Total equity and liabilities10/49€45k€23k▼
Equity10/15€24k€23k▼
Contributions10/11€19k€19k=
Reserves13€19€19=
Non-distributable reserves130/1€19€19=
Reserves not available under the articles1311€19€19=
Profit (loss) carried forward14€5k€4k▼
Amounts payable17/49€22k€704▼
Amounts payable within one year42/48€22k€704▼
Trade debts44-€22
Suppliers440/4-€22
Taxes, remuneration and social security45-€682
Taxes450/3-€682
Other amounts payable47/48€22k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€885
Other operating charges640/8€847€849▲
Gross operating margin9900€6k€659▼
Operating profit (loss)9901€5k€-1k▼
Financial charges65/66B€80€55▼
Recurring financial charges65€80€55▼
Profit (loss) for the period before taxes9903€5k€-1k▼
Income taxes67/77-€208
Profit (loss) for the period9904€5k€-1k▼
Profit (loss) for the period to be appropriated9905€5k€-1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€5k€4k▼
Profit (loss) brought forward from the previous period14P€527€5k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-12
Financial
Liquidity times 12current ratio 24.80
Current ratio from 2.11 to 24.80; short-term debt falls from €22k to €704.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Back to profitnet €5k
Net result €5k after one loss-making year.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Weakest financial yearnet €-7k ▼181%
Net result drops to €-7k, the lowest in the series; recovery starts the following year.
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 32 days late
01-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 397 days late
2021
31-12
Financial
Back to profitnet €9k
Net result €9k after 3 loss-making years.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
26-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 26 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
12-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 43 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Veldstraat 63945 Tessenderlo-HamGround area
264 m²
Building footprint
101 m²
Volume, LiDAR
570 m³
Parcel 71033B0795/00H000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Veldstraat 6, 3945 Tessenderlo-Ham
since 20162.253.022.760
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71033B0795/00H000 | Flanders | 264 m² | 1 · 101 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
eFACTive Concepts
BE 0811.613.945
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XDUright
BE 0542.862.379
Incourt · Eq €23,211
COURCELLE ART & PRODUCTION
BE 0873.184.694
Waterloo · Eq €21,310
EDITIONS MERCKX UITGEVERIJ
BE 0436.681.726
Wavre · Eq €21,032
VERMOGEN IN VERDELING
BE 0464.687.111
Gent · Eq €20,135
Of 718 companies in sector 58190 we hold annual accounts for 214. 132 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-02-2016
Fiscal year end31-12
Activities, NACEBEL 2025
58190Other publishing activities, excluding software publishing
58290Other software publishing
82990Other business support services
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.