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IDEFIX

Active
Private limited companyfounded 2021active for 5 yearsFonteinstraat 19, 3270 Scherpenheuvel-Zichem, BelgiumKBO/BCE: BE 0765.136.196
Summary

IDEFIX has been active since 2021 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €32,520 and a net result of €19,097. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 88% of 2,749 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Overview

Activity
General construction of other non-residential buildings
NACE 41003
1 site
Size
€40,326total assets 2025
Equity
€32,520
Profit
€19,097
Turnover not published (abbreviated or micro format)
Financial health
70 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
0.9%
Structure
Accounts 35 days early0 of 1 deed read
Why 70raises riskSize: total assets €40,326Sector: Construction of residential and non-residential buildings (NACE 41)Founded in 2021lowers riskEquity €32,520 (80.6% of total assets)Show the evidence

Checked score

Score 2025
70 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 86% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Strong
Solvency 100+19
equity 80.6% of total assets
Liquidity 64+15
short-term debt 19.4% · cash 15.7%
Profitability 100+18
return on assets 47.4%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,424 companies, NACE 41, micro)
Last 24 months 11-2024: 1.9% 12-2024: 1.9%● unchanged vs 11-2024 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 1.9%● unchanged vs 01-2025 03-2025: 1.8%▼ -0.1 percentage points vs 02-2025 04-2025: 1.9%▲ +0.1 percentage points vs 03-2025 05-2025: 2.1%▲ +0.2 percentage points vs 04-2025 06-2025: 2.1%● unchanged vs 05-2025highest value 07-2025: 1.4%▼ -0.7 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.6%▲ +0.1 percentage points vs 04-2026 06-2026: 1.6%● unchanged vs 05-2026 07-2026: 1.0%▼ -0.6 percentage points vs 06-2026 08-2026: 1.0%● unchanged vs 07-2026 09-2026: 0.9%▼ -0.1 percentage points vs 08-2026 10-2026: 0.9%● unchanged vs 09-2026lowest value
Credit of up to €2,000 on 30-day terms is acceptable
Liquidity ample (current ratio 4.9, compared with 1.91 in 2024, above the usual 1.5; short-term debt: 19.4% and cash: 15.7% of total assets), and 19.4% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 92% on solvency, 69% on liquidity, 91% on profitability and 92% on growth.

The bankruptcy probability was computed on 18-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Size: total assets €40,326
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
raises risk · Founded in 2021
Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Equity €32,520 (80.6% of total assets)
NBB · annual accounts
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025
Equity per financial year
22232425
2022 to 2025 · latest year €32,520
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-06-2026, 35 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
35 days early
2024
31 days early
2023
29 days early
2022
on the day
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 24 days before the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 2 July (4 of the last 4 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
19-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Highest result from 2022 to 2025net €19,097 ▲634%
  3. Liquidity more than doubledcurrent ratio 4.90

Financials · financial year 2025, abbreviated format

Equity
€32,520▲ 142%
2024 · €13,423
Total assets
€40,326▲ 67.3%
2024 · €24,097
Net result
€19,097▲ 634%
2024 · €2,601
Working capital
€30,466▲ 214%
2024 · €9,696
Trend over the years

2022 to 2025, 4 financial years

After the dip in 2023 the operating result has climbed two years in a row; 2025 is 681% above 2024.

What the company sold each financial year and what was left of it. A loss stands below the zero line.

Operating result€23,152 2025 Net result€19,097 2025

Use the arrow keys on the chart for the figures per year.

Sector: the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the financial year before
favourable unfavourable
Line2022202320242025
Operating result€24,628--€10,479€2,963€23,152▲ 681%
Net result€18,251within the sector's middle half--€10,929below the sector's middle half€2,601within the sector's middle half€19,097within the sector's middle half▲ 634%
Equity€21,751within the sector's middle half-€10,822below the sector's middle half▼ 50.2%€13,423within the sector's middle half▲ 24.0%€32,520below the sector's middle half▲ 142%
Total assets€32,987below the sector's middle half-€20,546below the sector's middle half▼ 37.7%€24,097below the sector's middle half▲ 17.3%€40,326below the sector's middle half▲ 67.3%
Debt€11,235-€9,724▼ 13.5%€10,673▲ 9.8%€7,806▼ 26.9%
Working capital€19,438within the sector's middle half-€5,422within the sector's middle half▼ 72.1%€9,696within the sector's middle half▲ 78.8%€30,466within the sector's middle half▲ 214%
Solvency65.9%above the sector's middle half-52.7%within the sector's middle half▼ 13.3pp55.7%within the sector's middle half▲ 3.0pp80.6%above the sector's middle half▲ 24.9pp
Current ratio2.73within the sector's middle half-1.56within the sector's middle half▼ 1.171.91within the sector's middle half▲ 0.354.90above the sector's middle half▲ 2.99
Return on assets (ROA)55.3%above the sector's middle half--53.2%below the sector's middle half▼ 108.5pp10.8%within the sector's middle half▲ 64.0pp47.4%above the sector's middle half▲ 36.6pp
above within below the middle half of NACE 41, Construction of residential and non-residential buildings: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30.
Turnover and EBIT margin not published: the abbreviated or micro format does not require them.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40,326
Fixed assets €2,055 ▼ 44.9%
Current assets €38,271 ▲ 87.9%
Equity and liabilities €40,326
Equity €32,520 ▲ 142%
Debt €7,806 ▼ 26.9%
Debt's share of the balance-sheet total falls from 44.3% to 19.4%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€24,825▲
2024 · €4,635
Cash flow
€20,770▲
2024 · €4,274
Debt to equity
0.24▼
2024 · 0.80
ROE
58.7%▲
2024 · 19.4%
Interest coverage
28.50▲
2024 · 12.77
Debt ≤ 1 year
€7,806▼
2024 · €10,673
Income taxes
€3,559
Staff costs
€1,314▲
2024 · €1,126
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 26,975 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.

  • Micro
  • 5 to 10 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.6% went bankrupt
3.4% stopped otherwise
94.9% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,472 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 26,975 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet Code20242025
Assets
Total assets20/58€24,097€40,326▲
Fixed assets21/28€3,727€2,055▼
Tangible fixed assets22/27€3,727€2,055▼
Plant, machinery and equipment23€3,533€2,020▼
Furniture and vehicles24€194€34▼
Current assets29/58€20,369€38,271▲
Amounts receivable within one year40/41€12,440€31,935▲
Trade receivables40€2,300€6,658▲
Other amounts receivable41€10,140€25,276▲
Cash at bank and in hand54/58€4,005€6,336▲
Deferred charges and accrued income490/1€3,924-
Equity and liabilities
Total equity and liabilities10/49€24,097€40,326▲
Equity10/15€13,423€32,520▲
Contributions10/11€3,500€3,500=
Contributions outside capital11€3,500€3,500=
Other1109/19€3,500€3,500=
Reserves13€18,000€29,020▲
Distributable reserves133€18,000€29,020▲
Profit (loss) carried forward14-€8,077-
Amounts payable17/49€10,673€7,806▼
Amounts payable within one year42/48€10,673€7,806▼
Financial debts43-€2,531
Credit institutions430/8-€2,531
Trade debts44€8,035€5,274▼
Suppliers440/4€8,035€5,274▼
Other amounts payable47/48€2,638-
Income statement Code20242025
Remuneration, social security and pensions62€1,126€1,314▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,673€1,673=
Other operating charges640/8€2,956€2,040▼
Gross operating margin9900€8,717€28,179▲
Operating profit (loss)9901€2,963€23,152▲
Financial income75/76B€2€374▲
Recurring financial income75€2€374▲
Financial charges65/66B€363€871▲
Recurring financial charges65€363€871▲
Profit (loss) for the period before taxes9903€2,601€22,656▲
Income taxes67/77-€3,559
Profit (loss) for the period9904€2,601€19,097▲
Profit (loss) for the period to be appropriated9905€2,601€19,097▲
Appropriation of the result
Profit (loss) to be appropriated9906-€8,077€11,020▲
Profit (loss) brought forward from the previous period14P-€10,678-€8,077▲
Transfer to equity691/2-€11,020
To other reserves6921-€11,020

The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€1,722€1,245€1,126€1,314▲ 16.7%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1,119€1,525€1,673€1,673=
Other operating charges640/8€1,161€1,534€2,956€2,040▼ 31.0%
Gross operating margin9900€28,630-€6,174€8,717€28,179▲ 223%
Operating profit (loss)9901€24,628-€10,479€2,963€23,152▲ 681%
Financial income75/76B€639€0€2€374▲ 22,724%
Recurring financial income75€639€0€2€374▲ 22,724%
Financial charges65/66B€275€450€363€871▲ 140%
Recurring financial charges65€275€450€363€871▲ 140%
Profit (loss) for the period before taxes9903€24,992-€10,929€2,601€22,656▲ 771%
Income taxes67/77€6,740--€3,559-
Profit (loss) for the period9904€18,251-€10,929€2,601€19,097▲ 634%
Profit (loss) for the period to be appropriated9905€18,251-€10,929€2,601€19,097▲ 634%
Line2022202320242025Change
Assets
Total assets20/58€32,987€20,546€24,097€40,326▲ 67.3%
Fixed assets21/28€2,314€5,400€3,727€2,055▼ 44.9%
Tangible fixed assets22/27€2,314€5,400€3,727€2,055▼ 44.9%
Plant, machinery and equipment23€2,314€5,046€3,533€2,020▼ 42.8%
Furniture and vehicles24-€354€194€34▼ 82.4%
Current assets29/58€30,673€15,145€20,369€38,271▲ 87.9%
Amounts receivable within one year40/41€25,215€12,391€12,440€31,935▲ 157%
Trade receivables40€3,540€1,493€2,300€6,658▲ 190%
Other amounts receivable41€21,676€10,898€10,140€25,276▲ 149%
Cash at bank and in hand54/58€5,456€2,555€4,005€6,336▲ 58.2%
Deferred charges and accrued income490/1€2€199€3,924--
Equity and liabilities
Total equity and liabilities10/49€32,987€20,546€24,097€40,326▲ 67.3%
Equity10/15€21,751€10,822€13,423€32,520▲ 142%
Contributions10/11€3,500€3,500€3,500€3,500=
Capital10€3,500----
Issued capital100€3,500----
Contributions outside capital11-€3,500€3,500€3,500=
Other1109/19-€3,500€3,500€3,500=
Reserves13€18,000€18,000€18,000€29,020▲ 61.2%
Distributable reserves133€18,000€18,000€18,000€29,020▲ 61.2%
Profit (loss) carried forward14€251-€10,678-€8,077--
Amounts payable17/49€11,235€9,724€10,673€7,806▼ 26.9%
Amounts payable within one year42/48€11,235€9,724€10,673€7,806▼ 26.9%
Financial debts43---€2,531-
Credit institutions430/8---€2,531-
Trade debts44€8,504€1,834€8,035€5,274▼ 34.4%
Suppliers440/4€8,504€1,834€8,035€5,274▼ 34.4%
Taxes, remuneration and social security45€2,732€16---
Taxes450/3€2,732€16---
Other amounts payable47/48-€7,873€2,638--
Line2022202320242025Change
Profit (loss) for the period9904€18,251-€10,929€2,601€19,097▲ 634%
+ Depreciation and write-downs630€1,119€1,525€1,673€1,673=
Operating cash flow (approximation)€19,370-€9,404€4,274€20,770▲ 386%
Investment in fixed assets (approximation)--€4,612€0€0-
Change in cash--€2,900€1,450€2,331▲ 60.8%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (4)
Financial year Type Filed Reference
31-12-2025 abbreviated format 26-06-2026 2026-00204206
31-12-2024 micro format 30-06-2025 2025-00197162
31-12-2023 micro format 02-07-2024 2024-00196751
31-12-2022 micro format 31-07-2023 2023-00301141

Similar companies · same sector, comparable size

Of the 2,410 active companies whose main activity is general construction of other non-residential buildings (NACE 41003), figures are known for 1,070. 673 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.

Directors

Directors
No directors read yet: 0 of 1 Gazette act processed. See the directors and other office holders in the KBO →

Owners and capital

Owners

No owners or capital events in the accounts and acts we read.

History

On 12 March 2021, IDEFIX was incorporated as a private limited company.1 Total assets went from €32,987 in 2022 to €40,326 in 2025.2

  1. 1KBO register
  2. 2National Bank, annual accounts 2022 and 2025

Acts, filings and financial milestones

Next filing, financial year 2026, expected by 31-07-2027
2026
26-06
NBB filing Annual accounts filed
financial year 2025 · abbreviated format
2025
31-12
Financial Highest result from 2022 to 2025net €19,097 ▲634%
Net result €19,097, the highest in the series.
31-12
Financial Liquidity more than doubledcurrent ratio 4.90
Current ratio from 1.91 to 4.90; short-term debt falls from €10,673 to €7,806.
30-06
NBB filing Annual accounts filed
financial year 2024 · micro format
2024
31-12
Financial Back to profitnet €2,601
Net result €2,601 after one loss-making year.
02-07
NBB filing Annual accounts filed
financial year 2023 · micro format
2023
31-12
Financial Weakest financial yearnet -€10,929
Net result drops to -€10,929, the lowest in the series; recovery starts the following year.
31-07
NBB filing Annual accounts filed
financial year 2022 · micro format
Financial milestoneNBB filingFinancial milestones sit on the financial year-end date, not the filing date.
0 of 1 deed read
About the unread acts

We know of 1 Belgian Official Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Register details

Identification
Legal formPrivate limited company
Founded12-03-2021
Financial year end31-12
Activities, NACEBEL 2025
41003General construction of other non-residential buildings
41002General construction of office buildings
43230Insulation installation
43320Joinery installation
43331Floor and wall tiling
43990Other specialised construction activities
Contact
E-mail robbyalaerts@gmail.com
Phone 0479/64.00.19
E-invoicing
Reachable via Peppol
Peppol ID 0208:0765136196
Registered 04-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 18 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.

Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice, with enterprise number 0765.136.196

Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.

Sites & property

Location & real-estate footprint
Registered office, Scherpenheuvel-Zichem · 1 establishment unit since 2021
registered office establishment The establishment unit on the map
Ground area
1,737 m²
Building footprint
171 m²
Building volume
845 m³
Parcel 24098A0036/00D000, Flanders · tallest building 6.9 m. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
IDEFIX
Fonteinstraat 19, 3270 Scherpenheuvel-ZichemGeneral construction of other non-residential buildings
since 2021unit no. 2.314.913.611
1 parcel
Flanders 1 (100%)
Cadastral parcel Region Area Buildings Height / floors
24098A0036/00D000 Flanders 1,737 m² 1 · 171 m² 6.9 m · 2
How the parcels are linked
Good to know
The parcel matches the address exactly.