Cebouw
ActiveSummary
Cebouw has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €33k and a net result of €30k. Its solvency ranks better than 26% of 7500 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes
Profitability92
Solvency45
Growth-
Track record67
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity tight (current ratio 1.09; short-term debt: 49.6% and cash: 8.9% of total assets), and 79.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.3%
Return on assets
18.5%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€33k
Total assets
€160k
Net result
€30k
Working capital
€8k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €160k
Fixed assets
€73k
Current assets
€87k
Equity and liabilities €160k
Equity
€33k
Debt
€128k
Debt finances 79.7% of the balance-sheet total.
Key figures and ratios
EBITDA
€61k
Cash flow
€49k
Current ratio
1.09
Debt to equity
3.92
ROE
90.8%
ROA
18.5%
Interest coverage
20.26
Debt ≤ 1 year
€79k
Debt > 1 year
€46k
Income taxes
€11k
Staff costs
€125k
Filed annual accounts As filed with the NBB · 2025 · 43 lines
Balance sheet
Code2025
Assets
Total assets20/58€160k
Fixed assets21/28€73k
Tangible fixed assets22/27€73k
Plant, machinery and equipment23€3k
Furniture and vehicles24€70k
Current assets29/58€87k
Amounts receivable within one year40/41€66k
Trade receivables40€20k
Other amounts receivable41€47k
Cash at bank and in hand54/58€14k
Deferred charges and accrued income490/1€7k
Equity and liabilities
Total equity and liabilities10/49€160k
Equity10/15€33k
Contributions10/11€3k
Reserves13€30k
Distributable reserves133€30k
Amounts payable17/49€128k
Amounts payable after more than one year17€46k
Financial debts170/4€46k
Amounts payable within one year42/48€79k
Current portion of amounts payable after more than one year42€16k
Trade debts44€38k
Suppliers440/4€38k
Taxes, remuneration and social security45€25k
Taxes450/3€11k
Remuneration and social security454/9€14k
Accrued charges and deferred income492/3€3k
Income statement
Code2025
Remuneration, social security and pensions62€125k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€20k
Other operating charges640/8€2k
Gross operating margin9900€188k
Operating profit (loss)9901€42k
Financial income75/76B€2k
Recurring financial income75€2k
Financial charges65/66B€3k
Recurring financial charges65€3k
Profit (loss) for the period before taxes9903€41k
Income taxes67/77€11k
Profit (loss) for the period9904€30k
Profit (loss) for the period to be appropriated9905€30k
Appropriation of the result
Profit (loss) to be appropriated9906€30k
Transfer to equity691/2€30k
To other reserves6921€30k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Remuneration, social security and pensions62 | €125k |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €20k |
| Other operating charges640/8 | €2k |
| Gross operating margin9900 | €188k |
| Operating profit (loss)9901 | €42k |
| Financial income75/76B | €2k |
| Recurring financial income75 | €2k |
| Financial charges65/66B | €3k |
| Recurring financial charges65 | €3k |
| Profit (loss) for the period before taxes9903 | €41k |
| Income taxes67/77 | €11k |
| Profit (loss) for the period9904 | €30k |
| Profit (loss) for the period to be appropriated9905 | €30k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €160k | |
| Fixed assets21/28 | €73k | |
| Tangible fixed assets22/27 | €73k | |
| Plant, machinery and equipment23 | €3k | |
| Furniture and vehicles24 | €70k | |
| Current assets29/58 | €87k | |
| Amounts receivable within one year40/41 | €66k | |
| Trade receivables40 | €20k | |
| Other amounts receivable41 | €47k | |
| Cash at bank and in hand54/58 | €14k | |
| Deferred charges and accrued income490/1 | €7k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €160k | |
| Equity10/15 | €33k | |
| Contributions10/11 | €3k | |
| Reserves13 | €30k | |
| Distributable reserves133 | €30k | |
| Amounts payable17/49 | €128k | |
| Amounts payable after more than one year17 | €46k | |
| Financial debts170/4 | €46k | |
| Amounts payable within one year42/48 | €79k | |
| Current portion of amounts payable after more than one year42 | €16k | |
| Trade debts44 | €38k | |
| Suppliers440/4 | €38k | |
| Taxes, remuneration and social security45 | €25k | |
| Taxes450/3 | €11k | |
| Remuneration and social security454/9 | €14k | |
| Accrued charges and deferred income492/3 | €3k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €30k |
| + Depreciation and write-downs630 | €20k |
| Operating cash flow (approximation) | €49k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 13 days late
NBB filing
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Alveringem · 1 establishment unit since 2025
Ground area
1,138 m²
Building footprint
101 m²
Volume, LiDAR
684 m³
Parcel 38004C0580/00C000, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Cebouw
since 20252.369.028.723
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 38004C0580/00C000 | Flanders | 1,137 m² | 1 · 101 m² | 8.5 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Dual-learning approval
2 live approvalsMetselaar (vwo)
Ruwbouw duaal (so)
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Of 2,451 companies in sector 41003 we hold annual accounts for 1,055. 665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
41001General construction of residential buildings
41003General construction of other non-residential buildings
43120Site preparation
43230Insulation installation
43350Other building finishing work
Scores and ratios are computed by Checked and are not a credit decision.