IDEES CLAIRES
ActiveSummary
IDEES CLAIRES has been active since 1997 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18k and a net result of €-5k. Equity is shrinking by ~9.7% per year across the filed fiscal years. Its solvency ranks better than 32% of 18280 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability14▲+7
Solvency39▼-4
Growth32=
Track record100
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.13 against 1.17 in 2024; short-term debt: 86.5% and cash: 42.1% of total assets), and 86.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.5%
Return on assets
-3.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-09-2026, 35 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
35 d late
2024
60 d late
2023
61 d late
2022
31 d late
2021
32 d early
2020
19 d early
2019
17 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-5k▲ 63.3%
2024 · €-13k
2018: €24k
2019: €19k
2020: €33k
2021: €38k
2022: €7k
2023: €-42k
2024: €-13k
2018 → 2025
Working capital
€16k▼ 14.9%
2024 · €19k
2018: €7k
2019: €11k
2020: €29k
2021: €46k
2022: €62k
2023: €30k
2024: €19k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€71k-€78k▲ 9.8%€36k▼ 53.8%€23k▼ 35.4%€18k▼ 20.1%
Operating result€54k-€13k▼ 76.9%€-39k€-12k▲ 68.9%€-4k▲ 65.2%
Net result€38k-€7k▼ 81.6%€-42k€-13k▲ 69.5%€-5k▲ 63.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €12k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €137k
Fixed assets
€3k ▼ 42.5%
Current assets
€134k ▲ 6.0%
Equity and liabilities €137k
Equity
€18k ▼ 20.1%
Debt
€118k ▲ 9.7%
Debt's share of the balance-sheet total rises from 82.3% to 86.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€-2k▲
2024 · €-10k
Cash flow
€-3k▲
2024 · €-11k
Current ratio
1.13▼
2024 · 1.17
Quick ratio
0.52▼
2024 · 0.71
Debt to equity
6.40▲
2024 · 4.66
ROE
-25.2%▲
2024 · -54.9%
ROA
-3.4%▲
2024 · -9.7%
Interest coverage
-5.09▲
2024 · -16.70
Debt ≤ 1 year
€118k▲
2024 · €108k
Staff costs
€36k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€131k€137k▲
Fixed assets21/28€4k€3k▼
Tangible fixed assets22/27€4k€3k▼
Plant, machinery and equipment23€911€683▼
Furniture and vehicles24€2k€609▼
Other tangible fixed assets26€2k€1k▼
Current assets29/58€127k€134k▲
Stocks and contracts in progress3€51k€73k▲
Stocks30/36€51k€73k▲
Amounts receivable within one year40/41€6k€3k▼
Trade receivables40€6k€3k▼
Cash at bank and in hand54/58€70k€58k▼
Deferred charges and accrued income490/1-€387
Equity and liabilities
Total equity and liabilities10/49€131k€137k▲
Equity10/15€23k€18k▼
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€3k€-2k▼
Amounts payable17/49€108k€118k▲
Amounts payable within one year42/48€108k€118k▲
Trade debts44€78k€98k▲
Suppliers440/4€78k€98k▲
Taxes, remuneration and social security45€17k€15k▼
Taxes450/3€7k€4k▼
Remuneration and social security454/9€10k€11k▲
Other amounts payable47/48€12k€5k▼
Income statement
Code20242025
Remuneration, social security and pensions62€39k€36k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€1k€732▼
Gross operating margin9900€30k€35k▲
Operating profit (loss)9901€-12k€-4k▲
Financial charges65/66B€607€458▼
Recurring financial charges65€607€458▼
Profit (loss) for the period before taxes9903€-13k€-5k▲
Profit (loss) for the period9904€-13k€-5k▲
Profit (loss) for the period to be appropriated9905€-13k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€-2k▼
Profit (loss) brought forward from the previous period14P€15k€3k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
04-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 35 days late
2025
29-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 60 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · full schema · 61 days late
2023
31-12
Financial
Weakest financial yearnet €-42k ▼700%
Net result drops to €-42k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 31 days late
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2018net €38k ▲15%
Operating result €54k, net result €38k, both a record.
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
14-07
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1998
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Georges Henrilaan 11200 Sint-Lambrechts-WoluweGround area
689 m²
Building footprint
386 m²
Volume, LiDAR
3,492 m³
Parcel 21673D0072/00V015, Brussels · tallest building 11.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Place aux Vins
since 19982.083.051.046
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0072/00V015 | Brussels | 689 m² | 1 · 386 m² | 11.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteSint-Lambrechts-Woluwe2.083.051.046
Similar companies · same sector, comparable size
JS Station
BE 0800.514.868
Waterloo · Eq €18,088
LAMPENS DIRK
BE 0825.837.808
Nazareth-De Pinte · Eq €18,956
The Brewing Brothers
BE 0801.321.255
Aalst · Eq €19,011
BOBELINE & CIE
BE 0638.927.815
Aywaille · Eq €19,187
INDI
BE 0648.619.204
Zoutleeuw · Eq €17,777
Of 1,508 companies in sector 47252 we hold annual accounts for 651. 337 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-07-1997
Fiscal year end31-12
Activities, NACEBEL 2025
47252Retail sale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 29 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.