ID4U
ActiveID4U has been active since 2004 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €28k. Equity is shrinking by ~2.8% per year across the filed fiscal years. Its solvency ranks better than 46% of 27559 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability88▲+88
Solvency69▲+5
Growth47▲+17
Track record100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3k at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.64 in 2024; short-term debt: 53.3% and cash: 23.1% of total assets), but 56.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
43.7%
Return on assets
27.6%
Age of the figures
9 mo
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €45k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
28 d late
2024
29 d late
2023
29 d late
2022
29 d late
2021
23 d late
2020
30 d late
2019
101 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€303k▼ 0.9%
2024 · €306k
2018: €348k
2019: €286k
2020: €286k
2021: €539k
2022: €355k
2024: €306k
2018 → 2025
EBIT margin
10.2%▲ 17.5pp
2024 · -7.3%
2018: 8.4%
2019: -2.1%
2020: -2.1%
2021: -1.4%
2022: -3.7%
2024: -7.3%
2018 → 2025
Net result
€28k
2024 · €-23k
2018: €24k
2019: €-2k
2020: €-2k
2021: €-5k
2022: €-18k
2023: €-7k
2024: €-23k
2018 → 2025
Working capital
€37k▲ 125%
2024 · €16k
2018: €42k
2019: €27k
2020: €27k
2021: €50k
2022: €36k
2023: €37k
2024: €16k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€539k-€355k▼ 34.1%€306k€303k▼ 0.9%
Equity€64k-€46k▼ 28.3%€39k▼ 14.3%€17k▼ 57.8%€45k▲ 172%
Operating result€-7k-€-13k▼ 78.4%€-4k▲ 69.7%€-22k▼ 455%€31k
Net result€-5k-€-18k▼ 247%€-7k▲ 63.8%€-23k▼ 247%€28k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €31k after a loss of €22k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €103k
Fixed assets
€11k▲ 11,009%
Current assets
€92k▲ 118%
Equity and liabilities €103k
Equity
€45k▲ 172%
Debt
€58k▲ 125%
The debt ratio falls from 60.9% to 56.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€33k▲
2024 · €-20k
Cash flow
€30k▲
2024 · €-20k
Solvency
43.7%▲
2024 · 39.1%
Current ratio
1.68▲
2024 · 1.64
Quick ratio
1.55▲
2024 · 1.33
Debt / equity
1.29▼
2024 · 1.55
ROE
63.2%▲
2024 · -136.8%
ROA
27.6%▲
2024 · -53.6%
Interest coverage
21.13▲
2024 · -15.42
Debt
€58k▲
2024 · €26k
Debt ≤ 1 year
€55k▲
2024 · €26k
Debt > 1 year
€3k
Income taxes
€908▲
2024 · €95
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€42k€103k▲
Formation expenses20€0-
Fixed assets21/28€100€11k▲
Tangible fixed assets22/27€0€11k▲
Plant, machinery and equipment23€0-
Furniture and vehicles24€0€11k▲
Leasing and similar rights25€0-
Other tangible fixed assets26€0-
Financial fixed assets28€100€100=
Current assets29/58€42k€92k▲
Stocks and contracts in progress3€8k€7k▼
Stocks30/36€8k€7k▼
Amounts receivable within one year40/41€21k€60k▲
Trade receivables40€5k€54k▲
Other amounts receivable41€15k€6k▼
Cash at bank and in hand54/58€13k€24k▲
Deferred charges and accrued income490/1€126€1k▲
Equity and liabilities
Total equity and liabilities10/49€42k€103k▲
Equity10/15€17k€45k▲
Contributions10/11€20k€20k=
Reserves13€24k€24k=
Distributable reserves133€24k€24k=
Profit (loss) carried forward14€-28k€556▲
Amounts payable17/49€26k€58k▲
Amounts payable after more than one year17-€3k
Financial debts170/4-€3k
Amounts payable within one year42/48€26k€55k▲
Current portion of amounts payable after more than one year42€2k€2k=
Financial debts43€0-
Credit institutions430/8€0-
Trade debts44€17k€8k▼
Suppliers440/4€17k€8k▼
Taxes, remuneration and social security45€6k€11k▲
Taxes450/3€0€4k▲
Remuneration and social security454/9€6k€8k▲
Other amounts payable47/48€162€33k▲
Income statement
Code20242025
Turnover70€306k€303k▼
Goods, raw materials, services and sundry goods60/61€325k€270k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€2k▼
Other operating charges640/8€4k€776▼
Gross operating margin9900€-16k€34k▲
Operating profit (loss)9901€-22k€31k▲
Financial income75/76B€936€32▼
Recurring financial income75€936€32▼
Financial charges65/66B€1k€2k▲
Recurring financial charges65€1k€2k▲
Profit (loss) for the period before taxes9903€-23k€29k▲
Income taxes67/77€95€908▲
Profit (loss) for the period9904€-23k€28k▲
Profit (loss) for the period to be appropriated9905€-23k€28k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-28k€556▲
Profit (loss) brought forward from the previous period14P€-5k€-28k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 28 days late
2025
31-12
Financial
Back to profitnet €28k
Net result €28k after 6 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-23k
Net result drops to €-23k, the lowest in the series; recovery starts the following year.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
23-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 23 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
04-09
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 35 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 1 establishment unit since 2004
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Menestrelenlaan 33A1070 AnderlechtGround area
1,456 m²
Building footprint
1,204 m²
Volume, LiDAR
7,676 m³
2 parcels, Brussels · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Street One
since 20042.137.432.513
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21302A0019/00Z018 | Brussels | 1,216 m² | 1 · 1,043 m² | 7.6 m · 2 fl. |
| 21464D0164/00X002 | Brussels | 240 m² | 1 · 161 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CLIMBEX
BE 0801.894.347
Antwerpen · Eq €45k
Delporte père et fils
BE 0883.213.506
Ottignies-Louvain-la-Neuve · Eq €45k
VA&G CONSTRUCT
BE 0535.689.527
Sint-Agatha-Berchem · Eq €45k
BLOMMAERTS
BE 0845.304.322
Buggenhout · Eq €45k
BODAN CONSTRUCT
BE 0801.125.869
Sint-Pieters-Leeuw · Eq €45k
Of 15,541 companies in sector 43990 we hold annual accounts for 7,422. 6,028 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-05-2004
Fiscal year end31-12
Activities, NACEBEL
43990Other specialised construction activities
43999Specialised construction activities
52421
46190Agents in non-specialised wholesale trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 21 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.