ID TRADEFIN
ActiveSummary
ID TRADEFIN has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €139k and a net result of €-4k. Equity is shrinking by ~5.6% per year across the filed fiscal years. Its solvency ranks better than 95% of 31791 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability30=
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €11k at 30 days acceptable
Liquidity ample (current ratio 97.1; short-term debt: 1% and cash: 95% of total assets), and 1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Activities of head offices; management consultancy activities (NACE 70)
about 69% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
50 d early
2024
3 d early
2023
17 d late
2022
13 d late
2021
52 d early
2020
21 d early
2019
21 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-4k▲ 0.2%
2024 · €-4k
2018: €5khighest in 8 years
2019: €-2k▼ -133% vs 2018
2020: €-12k▼ -541% vs 2019
2021: €-14k▼ -21.2% vs 2020
2022: €-17k▼ -24.4% vs 2021lowest in 8 years
2023: €-3k▲ +82.4% vs 2022
2024: €-4k▼ -46.7% vs 2023
2025: €-4k▲ +0.2% vs 2024
2018 → 2025
Working capital
€139k▼ 3.7%
2024 · €144k
2018: €141k
2019: €196k▲ +39.3% vs 2018highest in 8 years
2020: €164k▼ -16.6% vs 2019
2021: €156k▼ -4.3% vs 2020
2022: €145k▼ -7.6% vs 2021
2023: €149k▲ +3.3% vs 2022
2024: €144k▼ -3.5% vs 2023
2025: €139k▼ -3.7% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€171k-€153k▼ 10.6%€149k▼ 2.5%€144k▼ 3.5%€139k▼ 3.7%
2021: €171khighest in 5 years
2022: €153k▼ -10.6% vs 2021
2023: €149k▼ -2.5% vs 2022
2024: €144k▼ -3.5% vs 2023
2025: €139k▼ -3.7% vs 2024lowest in 5 years
Operating result€-14k-€-17k▼ 25.9%€-4k▲ 79.5%€-9k▼ 167%€-6k▲ 38.6%
2021: €-14k
2022: €-17k▼ -25.9% vs 2021lowest in 5 years
2023: €-4k▲ +79.5% vs 2022highest in 5 years
2024: €-9k▼ -167% vs 2023
2025: €-6k▲ +38.6% vs 2024
Net result€-14k-€-17k▼ 24.4%€-3k▲ 82.4%€-4k▼ 46.7%€-4k▲ 0.2%
2021: €-14k
2022: €-17k▼ -24.4% vs 2021lowest in 5 years
2023: €-3k▲ +82.4% vs 2022highest in 5 years
2024: €-4k▼ -46.7% vs 2023
2025: €-4k▲ +0.2% vs 2024
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €6k in 2025 against €9k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €140k
Equity
€139k ▼ 3.7%
Debt
€1k ▲ 18.7%
Debt's share of the balance-sheet total rises from 0.8% to 1.0%. Equity is lower and debt is higher.
Key figures and ratios
Current ratio
97.10
Debt to equity
0.01▲
2024 · 0.01
ROE
-3.2%▼
2024 · -3.1%
ROA
-3.2%▼
2024 · -3.1%
Debt ≤ 1 year
€1k▲
2024 · €1k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 36 lines
Balance sheet
Code20242025
Assets
Total assets20/58€145k€140k▼
Current assets29/58€145k€140k▼
Amounts receivable after more than one year29€5k€3k▼
Other amounts receivable291€5k€3k▼
Amounts receivable within one year40/41€4k€3k▼
Other amounts receivable41€4k€3k▼
Cash at bank and in hand54/58€135k€133k▼
Deferred charges and accrued income490/1€543€615▲
Equity and liabilities
Total equity and liabilities10/49€145k€140k▼
Equity10/15€144k€139k▼
Contributions10/11€12k€12k=
Reserves13€45k€45k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€43k€43k=
Profit (loss) carried forward14€87k€81k▼
Amounts payable17/49€1k€1k▲
Amounts payable within one year42/48€1k€1k▲
Trade debts44€71€74▲
Suppliers440/4€71€74▲
Other amounts payable47/48€1k€1k▲
Income statement
Code20242025
Other operating charges640/8€396€419▲
Gross operating margin9900€-9k€-5k▲
Operating profit (loss)9901€-9k€-6k▲
Financial income75/76B€5k€1k▼
Recurring financial income75€5k€1k▼
Financial charges65/66B€114€115▲
Recurring financial charges65€114€115▲
Profit (loss) for the period before taxes9903€-5k€-4k▲
Income taxes67/77€-142-
Profit (loss) for the period9904€-4k€-4k▲
Profit (loss) for the period to be appropriated9905€-4k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€88k€82k▼
Profit (loss) brought forward from the previous period14P€92k€87k▼
Profit to be distributed694/7€800€830▲
Return on contributions (dividend)694€800€830▲
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | €3k | - | €6k | - | - | - |
| Remuneration, social security and pensions62 | €33k | - | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €7k | €6k | - | - | - | - |
| Other operating charges640/8 | €1k | €961 | €689 | €396 | €419 | ▲ 5.6% |
| Non-recurring operating charges66A | €228 | - | - | - | - | - |
| Gross operating margin9900 | €27k | €-10k | €-3k | €-9k | €-5k | ▲ 40.6% |
| Operating profit (loss)9901 | €-14k | €-17k | €-4k | €-9k | €-6k | ▲ 38.6% |
| Financial income75/76B | - | - | €792 | €5k | €1k | ▼ 71.1% |
| Recurring financial income75 | - | - | €792 | €5k | €1k | ▼ 71.1% |
| Financial charges65/66B | €140 | €108 | €109 | €114 | €115 | ▲ 1.2% |
| Recurring financial charges65 | €140 | €108 | €109 | €114 | €115 | ▲ 1.2% |
| Profit (loss) for the period before taxes9903 | €-14k | €-17k | €-3k | €-5k | €-4k | ▲ 3.3% |
| Income taxes67/77 | €210 | €125 | €220 | €-142 | - | - |
| Profit (loss) for the period9904 | €-14k | €-17k | €-3k | €-4k | €-4k | ▲ 0.2% |
| Profit (loss) for the period to be appropriated9905 | €-14k | €-17k | €-3k | €-4k | €-4k | ▲ 0.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €172k | €155k | €151k | €145k | €140k | ▼ 3.5% |
| Fixed assets21/28 | €15k | €9k | - | - | - | - |
| Tangible fixed assets22/27 | €15k | €9k | - | - | - | - |
| Furniture and vehicles24 | €15k | €9k | - | - | - | - |
| Current assets29/58 | €158k | €147k | €151k | €145k | €140k | ▼ 3.5% |
| Amounts receivable after more than one year29 | - | - | €7k | €5k | €3k | ▼ 37.5% |
| Other amounts receivable291 | - | - | €7k | €5k | €3k | ▼ 37.5% |
| Amounts receivable within one year40/41 | €770 | €376 | €2k | €4k | €3k | ▼ 21.4% |
| Trade receivables40 | €770 | - | - | - | - | - |
| Other amounts receivable41 | - | €376 | €2k | €4k | €3k | ▼ 21.4% |
| Current investments50/53 | - | - | €100k | - | - | - |
| Cash at bank and in hand54/58 | €156k | €145k | €41k | €135k | €133k | ▼ 1.7% |
| Deferred charges and accrued income490/1 | €1k | €927 | €516 | €543 | €615 | ▲ 13.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €172k | €155k | €151k | €145k | €140k | ▼ 3.5% |
| Equity10/15 | €171k | €153k | €149k | €144k | €139k | ▼ 3.7% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Reserves13 | €45k | €45k | €45k | €45k | €45k | = |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Reserves not available under the articles1311 | €2k | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | €43k | €43k | €43k | €43k | €43k | = |
| Profit (loss) carried forward14 | €114k | €96k | €92k | €87k | €81k | ▼ 6.1% |
| Amounts payable17/49 | €1k | €2k | €1k | €1k | €1k | ▲ 18.7% |
| Amounts payable within one year42/48 | €1k | €2k | €1k | €1k | €1k | ▲ 18.7% |
| Trade debts44 | €194 | €178 | €198 | €71 | €74 | ▲ 4.5% |
| Suppliers440/4 | €194 | €178 | €198 | €71 | €74 | ▲ 4.5% |
| Taxes, remuneration and social security45 | €243 | €145 | - | - | - | - |
| Taxes450/3 | €243 | €145 | - | - | - | - |
| Other amounts payable47/48 | €755 | €2k | €1k | €1k | €1k | ▲ 19.6% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-14k | €-17k | €-3k | €-4k | €-4k | ▲ 0.2% |
| + Depreciation and write-downs630 | €7k | €6k | - | - | - | - |
| Operating cash flow (approximation) | €-7k | €-11k | €-3k | €-4k | €-4k | ▲ 0.2% |
| Investment in fixed assets (approximation) | - | €0 | - | - | - | - |
| Change in cash | - | €-11k | €-105k | €95k | €-2k | ▼ 102% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
11-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
17-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 17 days late
2023
13-08
NBB filing
Annual accounts filed
fiscal year 2022 · full schema · 13 days late
2022
31-12
Financial
Weakest financial yearnet €-17k
Net result drops to €-17k, the lowest in the series; recovery starts the following year.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Liquidity times 7current ratio 132.22
Current ratio from 17.87 to 132.22; short-term debt falls from €10k to €1k.
10-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
21-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 21 days late
2019
31-12
Financial
Liquidity times 11current ratio 231.34
Current ratio from 21.79 to 231.34; short-term debt falls from €7k to €851.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
09-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 9 days late
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2008
Ground area
328 m²
Building footprint
75 m²
Volume, LiDAR
706 m³
Parcel 25743F0453/00R000, Wallonia · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Coin de Terre 25, 1420 Braine-l'Alleud
since 20082.173.407.041
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25743F0453/00R000 | Wallonia | 328 m² | 1 · 75 m² | 10.9 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,553 companies in sector 70200 we hold annual accounts for 52,585. 40,887 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded30-09-2008
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
96999Other personal services
Scores and ratios are computed by Checked and are not a credit decision.