Financials
- Fiscal year
- 2025
- Total assets
- €147,693
- Loss
- -€9,705
- Solvency
- 91.9%
Total assets▼ 21.5%
Net result
20182025
CONFOTEC
ActiveSummary
CONFOTEC has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €135,757 and a net result of -€9,705. Equity remains stable across the filed fiscal years (±1% per year). Its solvency ranks better than 90% of 34931 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).
Overview
Activity
Business and other management consultancy
NACE 70200Business consulting NACE 70220
1 site
Size
€147,693total assets 2025
- Equity
- €135,757
- Loss
- -€9,705
Turnover not published (abridged schema)
Structure
Accounts 24 d early0 of 2 deeds read
Why 94- Loss of €9,705, the second in a row (FY 2025)+ Liquidity: current ratio 11.18, cash €128,102+ Size: total assets €147,693+ Equity €135,757 (91.9% of total assets)Show the evidence
Checked score
Score 2025
94
/ 100
Excellent
Probability in this band: under 0.55%
Better than 53% of its sector peers (NACE 70, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 91.9% of total assets
Liquidity
100=
short-term debt 8.1% · cash 86.7%
Profitability
11+5
return on assets -6.6%
Bankruptcy probability, 12 months
< 0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 10 months
01-2026: 0.1%
02-2026: 0.1%▲ +1.4% vs 01-2026highest value
03-2026: < 0.1%▼ -52.9% vs 02-2026
04-2026: < 0.1%▼ -3.0% vs 03-2026
05-2026: < 0.1%▼ -3.1% vs 04-2026
06-2026: < 0.1%▲ +3.2% vs 05-2026
07-2026: < 0.1%▲ +6.3% vs 06-2026
08-2026: < 0.1%▼ -14.7% vs 07-2026
09-2026: < 0.1%● 0.0% vs 08-2026
10-2026: < 0.1%▼ -3.4% vs 09-2026lowest value
- Liquidity: current ratio 11.18, cash €128,102 lowers the probability
- Size: total assets €147,693 lowers the probability for this profile
- Equity €135,757 (91.9% of total assets) lowers the probability
- Loss of €9,705, the second in a row (FY 2025) raises the probability
Credit up to €12,000 at 30 days acceptable
Liquidity ample (current ratio 11.18 against 19.69 in 2024; short-term debt: 8.1% and cash: 86.7% of total assets), and 8.1% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 70, micro). Better than this share of them on solvency 86%, liquidity 97%, profitability 11%, growth against the median 20%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,705
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
on the day
2023
29 d early
2022
25 d early
2021
48 d early
2020
15 d early
2019
on the day
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 20 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Weakest financial yearnet -€18,935
Key points
By topic
Timeline
- Events
- 14
- Since
- 2017
- Next accounts
- by 31-07-2027
- 07-07-2026Annual accounts filed
- 31-07-2025Annual accounts filed
- 31-12-2024Weakest financial year
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Business and other management consultancyNACE 70200
- Founded
- 23-04-2009
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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