Flowers FB
ActiveSummary
Flowers FB is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. For Flowers FB, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show equity of €4.5m and a net result of €177,255. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 87% of 9006 sector peers (fiscal year 2023). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Filing: At least two filing cycles are missing
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Signals
Two signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
NBB · 8 filingsPosition against the passed deadline
31-12-2024 close31-07-2025 deadline29-09-2026 today
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 21-06-2024, 40 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
not confirmed
2024
not filed
2023
40 d early
2022
220 d late
2021
585 d late
2020
950 d late
2019
55 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 5 accounts on average 354 days after the deadline; the sector median for financial year 2024 is 14 days before the deadline, and 28% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2023, micro schema
Equity
€4.5m▲ 3.1%
2022 · €4.4m
Net result
€177,255▲ 12.0%
2022 · €158,211
Total assets
€5.1m▲ 1.5%
2022 · €5.0m
Solvency
88.6%▲ 1.4pp
2022 · 87.2%
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20192020202120222023
Operating result€131,837▲ 26.9%€145,100▲ 10.1%€143,278▼ 1.3%€137,368▼ 4.1%€159,666▲ 16.2%
Net result€619,777▲ 488%€87,384above the sector's middle half▼ 85.9%€688,550above the sector's middle half▲ 688%€158,211above the sector's middle half▼ 77.0%€177,255above the sector's middle half▲ 12.0%
Equity€3.5m▲ 21.1%€3.6mabove the sector's middle half▲ 1.8%€4.3mabove the sector's middle half▲ 19.3%€4.4mabove the sector's middle half▲ 3.2%€4.5mabove the sector's middle half▲ 3.1%
Total assets€4.4m▲ 14.6%€4.4mabove the sector's middle half▲ 0.2%€5.0mabove the sector's middle half▲ 13.2%€5.0mabove the sector's middle half▲ 1.6%€5.1mabove the sector's middle half▲ 1.5%
Debt€867,492▼ 5.8%€811,338▼ 6.5%€702,659▼ 13.4%€644,615▼ 8.3%€584,298▼ 9.4%
Working capital€518,431€458,262above the sector's middle half▼ 11.6%€1.1mabove the sector's middle half▲ 135%€509,010above the sector's middle half▼ 52.8%€475,023above the sector's middle half▼ 6.7%
Solvency80.2%▲ 4.3pp81.5%above the sector's middle half▲ 1.3pp85.8%above the sector's middle half▲ 4.4pp87.2%above the sector's middle half▲ 1.4pp88.6%above the sector's middle half▲ 1.4pp
Current ratio5.05▲ 4.183.96above the sector's middle half▼ 1.109.49above the sector's middle half▲ 5.544.19above the sector's middle half▼ 5.302.67within the sector's middle half▼ 1.52
Return on assets (ROA)14.2%▲ 11.4pp2.0%within the sector's middle half▼ 12.2pp13.9%within the sector's middle half▲ 11.9pp3.1%within the sector's middle half▼ 10.7pp3.5%within the sector's middle half▲ 0.3pp
above
within
below
the middle half (P25 to P75) of NACE 64, Financial service activities, except insurance and pension funding, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Why a figure moved sharply
- 2020 Net result -86% on 2019. The accounts now follow the micro schema, last year the abbreviated schema.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2023; 2023 is 16% above 2022 and is the highest result in the available series.
Balance-sheet composition
2023 in colour, 2022 as the grey bar beneath
Assets €5.1m
Fixed assets
€4.4m ▼ 0.3%
Current assets
€759,829 ▲ 13.6%
Equity and liabilities €5.1m
Equity
€4.5m ▲ 3.1%
Debt
€584,298 ▼ 9.4%
Debt's share of the balance-sheet total falls from 12.8% to 11.4%. Equity is higher and debt is lower.
Key figures and ratios
ROE
3.9%▲
2022 · 3.6%
Debt ≤ 1 year
€284,806▲
2022 · €159,692
Debt > 1 year
€293,250▼
2022 · €481,486
Income taxes
€54,807▲
2022 · €41,957
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €8,145 | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,014 | €11,570 | €13,098 | €14,690 | €14,909 | ▲ 1.5% |
| Other operating charges640/8 | - | €1,195 | €1,048 | €726 | €714 | ▼ 1.6% |
| Gross operating margin9900 | €136,356 | €157,865 | €157,424 | €152,783 | €175,289 | ▲ 14.7% |
| Operating profit (loss)9901 | €131,837 | €145,100 | €143,278 | €137,368 | €159,666 | ▲ 16.2% |
| Financial income75/76B | - | - | €623,610 | €76,804 | €83,119 | ▲ 8.2% |
| Recurring financial income75 | €571,584 | - | €623,610 | €76,804 | €83,119 | ▲ 8.2% |
| Financial charges65/66B | - | €17,005 | €15,064 | €14,004 | €10,722 | ▼ 23.4% |
| Recurring financial charges65 | €18,723 | €17,005 | €15,064 | €14,004 | €10,722 | ▼ 23.4% |
| Profit (loss) for the period before taxes9903 | €684,698 | €128,094 | €751,824 | €200,167 | €232,062 | ▲ 15.9% |
| Income taxes67/77 | €64,921 | €40,710 | €63,274 | €41,957 | €54,807 | ▲ 30.6% |
| Profit (loss) for the period9904 | €619,777 | €87,384 | €688,550 | €158,211 | €177,255 | ▲ 12.0% |
| Profit (loss) for the period to be appropriated9905 | €619,777 | €87,384 | €688,550 | €158,211 | €177,255 | ▲ 12.0% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €4.4m | €4.4m | €5.0m | €5.0m | €5.1m | ▲ 1.5% |
| Fixed assets21/28 | €3.7m | €3.8m | €3.8m | €4.4m | €4.4m | ▼ 0.3% |
| Tangible fixed assets22/27 | - | €40,821 | €27,723 | €21,845 | €7,656 | ▼ 65.0% |
| Furniture and vehicles24 | - | €40,821 | €27,723 | €21,845 | €1,528 | ▼ 93.0% |
| Other tangible fixed assets26 | - | - | - | - | €6,128 | - |
| Financial fixed assets28 | €3.7m | €3.7m | €3.7m | €4.3m | €4.3m | = |
| Current assets29/58 | €646,366 | €613,275 | €1.2m | €668,702 | €759,829 | ▲ 13.6% |
| Amounts receivable after more than one year29 | - | - | - | €180,000 | €180,000 | = |
| Other amounts receivable291 | - | - | - | €180,000 | €180,000 | = |
| Amounts receivable within one year40/41 | - | - | - | €622 | €230 | ▼ 63.1% |
| Other amounts receivable41 | - | - | - | €622 | €230 | ▼ 63.1% |
| Cash at bank and in hand54/58 | €646,366 | €611,911 | €1.2m | €486,320 | €572,049 | ▲ 17.6% |
| Deferred charges and accrued income490/1 | - | €1,364 | - | €1,759 | €7,551 | ▲ 329% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €4.4m | €4.4m | €5.0m | €5.0m | €5.1m | ▲ 1.5% |
| Equity10/15 | €3.5m | €3.6m | €4.3m | €4.4m | €4.5m | ▲ 3.1% |
| Contributions10/11 | €2.7m | €2.7m | €2.7m | €2.7m | €2.7m | = |
| Capital10 | - | €2.7m | €2.7m | €2.7m | - | - |
| Issued capital100 | - | €2.7m | €2.7m | €2.7m | - | - |
| Uncalled capital101 | - | €7,500 | €7,500 | €7,500 | - | - |
| Reserves13 | €843,310 | €907,194 | €1.6m | €1.7m | €1.9m | ▲ 7.9% |
| Non-distributable reserves130/1 | - | €12,083 | €12,083 | €12,083 | - | - |
| Legal reserve130 | - | €12,083 | €12,083 | €12,083 | - | - |
| Distributable reserves133 | - | €895,111 | €1.6m | €1.7m | €1.9m | ▲ 8.7% |
| Amounts payable17/49 | €867,492 | €811,338 | €702,659 | €644,615 | €584,298 | ▼ 9.4% |
| Amounts payable after more than one year17 | €736,120 | €652,888 | €568,021 | €481,486 | €293,250 | ▼ 39.1% |
| Financial debts170/4 | - | €652,888 | €568,021 | €481,486 | €293,250 | ▼ 39.1% |
| Amounts payable within one year42/48 | €127,935 | €155,013 | €127,076 | €159,692 | €284,806 | ▲ 78.3% |
| Current portion of amounts payable after more than one year42 | - | €83,232 | €84,867 | €86,535 | €88,236 | ▲ 2.0% |
| Financial debts43 | - | - | - | - | €100,000 | - |
| Other loans439 | - | - | - | - | €100,000 | - |
| Trade debts44 | €664 | €3,270 | €758 | €2,541 | €1,325 | ▼ 47.8% |
| Suppliers440/4 | - | €3,270 | €758 | €2,541 | €1,325 | ▼ 47.8% |
| Taxes, remuneration and social security45 | - | €44,276 | €40,619 | €50,616 | €55,246 | ▲ 9.1% |
| Taxes450/3 | - | €44,276 | €40,619 | €50,616 | €55,246 | ▲ 9.1% |
| Other amounts payable47/48 | - | €24,236 | €832 | €20,000 | €40,000 | ▲ 100% |
| Accrued charges and deferred income492/3 | - | €3,437 | €7,562 | €3,437 | €6,241 | ▲ 81.6% |
| Line | 2019 | 2020 | 2021 | 2022 | 2023 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €619,777 | €87,384 | €688,550 | €158,211 | €177,255 | ▲ 12.0% |
| + Depreciation and write-downs630 | €3,014 | €11,570 | €13,098 | €14,690 | €14,909 | ▲ 1.5% |
| Operating cash flow (approximation) | €622,791 | €98,954 | €701,648 | €172,900 | €192,164 | ▲ 11.1% |
| Investment in fixed assets (approximation) | - | -€52,391 | €0 | -€632,397 | -€720 | ▲ 99.9% |
| Change in cash | - | -€34,455 | €594,332 | -€719,923 | €85,728 | ▲ 112% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
20-07
State Gazette act
Other statement · Board meeting
Permanent representative · Director resignation
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
07-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 220 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 585 days late
07-03
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 950 days late
2021
31-12
Financial
Highest result since 2018net €688,550 ▲688%
Net result €688,550, the highest in the series.
31-12
Financial
Liquidity doublescurrent ratio 9.49
Current ratio from 3.96 to 9.49; short-term debt falls from €155,013 to €127,076.
2020
31-12
Financial
Weakest financial yearnet €87,384 ▼85.9%
Net result drops to €87,384, the lowest in the series; recovery starts the following year.
24-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 55 days late
2019
31-12
Financial
Liquidity times 6current ratio 5.05
Current ratio from 0.87 to 5.05.
10-05
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ninove · 1 establishment unit since 2015
Ground area
680 m²
Building footprint
127 m²
Volume, LiDAR
869 m³
Parcel 41055B0699/00C000, Flanders · tallest building 11.6 m, ±2 floors. Linked by address, not a title deed.
4
companies at this address
See who is registered here
1 establishment unit
Flowers FB
since 20152.242.352.562
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41055B0699/00C000 | Flanders | 680 m² | 1 · 126 m² | 11.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,729 companies in sector 64210 we hold annual accounts for 19,800. 8,462 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded21-05-2015
Fiscal year end31-12
Activities, NACEBEL 2025
64210Activities of holding companies
70200Business and other management consultancy
73300Public relations and communication consultancy
82990Other business support services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0630748339
Also
9925:BE0630748339
Registered
01-12-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.