ICT & HAVEN CONSULTING
ActiveICT & HAVEN CONSULTING has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-19k) and a net result of €-4k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 1893 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability67▲+34
Solvency33=
Growth22=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.12 against 0.11 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-23.4%
Return on assets
-4.9%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€19k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-05-2026, 70 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
70 d early
2024
72 d early
2023
49 d early
2022
69 d early
2021
44 d early
2020
73 d early
2019
76 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€24k▼ 0.9%
2024 · €24k
2018: €106k
2019: €123k
2020: €54k
2021: €77k
2022: €39k
2023: €26k
2024: €24k
2018 → 2025
EBIT margin
-14.7%▲ 67.3pp
2024 · -82.0%
2018: 2.4%
2019: -9.0%
2020: -32.2%
2021: -1.0%
2022: -142.8%
2023: -53.2%
2024: -82.0%
2018 → 2025
Net result
€-4k▲ 80.6%
2024 · €-20k
2018: €-435
2019: €-13k
2020: €-19k
2021: €-1k
2022: €-55k
2023: €-15k
2024: €-20k
2018 → 2025
Working capital
€-88k▲ 3.0%
2024 · €-91k
2018: €-76k
2019: €-120k
2020: €-128k
2021: €-145k
2022: €-90k
2023: €-88k
2024: €-91k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€77k-€39k▼ 49.7%€26k▼ 31.6%€24k▼ 7.3%€24k▼ 0.9%
Equity€-24k-€20k€5k▼ 74.2%€-15k€-19k▼ 26.2%
Operating result€-729-€-55k▼ 7,455%€-14k▲ 74.5%€-20k▼ 42.8%€-4k▲ 82.3%
Net result€-1k-€-55k▼ 3,701%€-15k▲ 72.7%€-20k▼ 34.0%€-4k▲ 80.6%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €4k in 2025 against €20k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €81k
Fixed assets
€69k▼ 8.8%
Current assets
€12k▲ 9.5%
Key figures and ratios
EBITDA
€7k▲
2024 · €-2k
Cash flow
€6k▲
2024 · €-2k
Solvency
-23.4%▼
2024 · -17.3%
Current ratio
0.12▲
2024 · 0.11
Quick ratio
0.12▲
2024 · 0.11
Debt / equity
-5.27▲
2024 · -6.77
ROE
20.8%▼
2024 · 135.0%
ROA
-4.9%▲
2024 · -23.4%
Interest coverage
16.96▲
2024 · -7.89
Debt
€100k▼
2024 · €102k
Debt ≤ 1 year
€100k▼
2024 · €102k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€87k€81k▼
Fixed assets21/28€76k€69k▼
Intangible fixed assets21€68k€60k▼
Tangible fixed assets22/27€8k€9k▲
Plant, machinery and equipment23€8k€9k▲
Current assets29/58€11k€12k▲
Amounts receivable within one year40/41€1k€1k▼
Trade receivables40€1k€665▼
Other amounts receivable41-€430
Cash at bank and in hand54/58€10k€11k▲
Equity and liabilities
Total equity and liabilities10/49€87k€81k▼
Equity10/15€-15k€-19k▼
Contributions10/11€19k€19k=
Capital10€19k€19k=
Issued capital100€19k€19k=
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Legal reserve130€2k€2k=
Profit (loss) carried forward14€-35k€-39k▼
Amounts payable17/49€102k€100k▼
Amounts payable within one year42/48€102k€100k▼
Trade debts44€304€888▲
Suppliers440/4€304€888▲
Taxes, remuneration and social security45€4k-
Taxes450/3€4k-
Other amounts payable47/48€97k€99k▲
Income statement
Code20242025
Turnover70€24k€24k▼
Goods, raw materials, services and sundry goods60/61€26k€18k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€18k€10k▼
Gross operating margin9900€-2k€7k▲
Operating profit (loss)9901€-20k€-4k▲
Financial charges65/66B€256€391▲
Recurring financial charges65€256€391▲
Profit (loss) for the period before taxes9903€-20k€-4k▲
Profit (loss) for the period9904€-20k€-4k▲
Profit (loss) for the period to be appropriated9905€-20k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-35k€-39k▼
Profit (loss) brought forward from the previous period14P€-15k€-35k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
12-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-55k
Net result drops to €-55k, the lowest in the series; recovery starts the following year.
17-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
19-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
16-05
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
13-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
06-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostende · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nieuwpoortsesteenweg 5818400 OostendeGround area
857 m²
Building footprint
339 m²
Volume, LiDAR
3,638 m³
2 parcels, Flanders · tallest building 18.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
ICT & HAVEN CONSULTING
since 19902.102.785.103
ICT & HAVEN CONSULTING
since 20172.263.844.495
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44302E0952/00Y000 | Flanders | 437 m² | 1 · 101 m² | - |
| 35385B0042/00Y002 | Flanders | 420 m² | 1 · 238 m² | 18.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 531 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-10-1989
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
62020IT consultancy
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:van.meel.guido@skynet.be
Phone:0475/522464
Fax:059/237048