ICPM BUILD
ActiveThe computed 12-month bankruptcy probability of ICPM BUILD is 1.9% (moderate). The 2025 annual accounts show equity of €47k and a net result of €1k. Equity is shrinking by ~8.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 7431 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).
Checked score
Score 2025
42
/ 100
Weak
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability35▼-24
Solvency58▼-9
Growth52=
Track record86
Bankruptcy probability, 12 months
1.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days only on tighter terms
Liquidity ample (current ratio 1.55 against 1.73 in 2024; short-term debt: 63.7% and cash: 5.7% of total assets), but 66.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
33.3%
Return on assets
1%
Age of the figures
12 mo
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-05-2026, 29 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filingsDeviation from the deadline
2025
29 d late
2024
47 d early
2023
25 d early
2022
37 d early
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address strikeout annulled
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€47k▼ 37.9%
2024 · €75k
2022: €33k
2023: €90k
2024: €75k
2022 → 2025
Total assets
€141k▼ 21.9%
2024 · €180k
2022: €41k
2023: €144k
2024: €180k
2022 → 2025
Net result
€1k▼ 90.9%
2024 · €15k
2022: €28k
2023: €57k
2024: €15k
2022 → 2025
Working capital
€49k▼ 33.6%
2024 · €74k
2022: €24k
2023: €73k
2024: €74k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€33k-€90k▲ 175%€75k▼ 16.2%€47k▼ 37.9%
Operating result€37k-€83k▲ 127%€34k▼ 58.8%€14k▼ 58.1%
Net result€28k-€57k▲ 106%€15k▼ 73.2%€1k▼ 90.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 58% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €141k
Fixed assets
€2k▼ 59.6%
Current assets
€139k▼ 20.9%
Equity and liabilities €141k
Equity
€47k▼ 37.9%
Debt
€94k▼ 10.4%
The debt ratio rises from 58.1% to 66.7%. Equity and debt are lower.
Key figures and ratios
EBITDA
€17k▼
2024 · €37k
Cash flow
€4k▼
2024 · €19k
Solvency
33.3%▼
2024 · 41.9%
Current ratio
1.55▼
2024 · 1.73
Quick ratio
1.55▼
2024 · 1.73
Debt / equity
2.00▲
2024 · 1.39
ROE
3.0%▼
2024 · 20.4%
ROA
1.0%▼
2024 · 8.5%
Interest coverage
1.84▼
2024 · 3.57
Debt
€94k▼
2024 · €105k
Debt ≤ 1 year
€90k▼
2024 · €101k
Debt > 1 year
€4k▲
2024 · €3k
Income taxes
€4k▼
2024 · €8k
Staff costs
€1k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€180k€141k▼
Fixed assets21/28€5k€2k▼
Tangible fixed assets22/27€5k€2k▼
Plant, machinery and equipment23€4k€2k▼
Furniture and vehicles24€855€240▼
Current assets29/58€176k€139k▼
Amounts receivable within one year40/41€173k€131k▼
Trade receivables40€104k€33k▼
Other amounts receivable41€69k€98k▲
Cash at bank and in hand54/58€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€180k€141k▼
Equity10/15€75k€47k▼
Contributions10/11€5k€5k=
Profit (loss) carried forward14€70k€42k▼
Amounts payable17/49€105k€94k▼
Amounts payable after more than one year17€3k€4k▲
Financial debts170/4€3k€4k▲
Amounts payable within one year42/48€101k€90k▼
Current portion of amounts payable after more than one year42€5k€3k▼
Financial debts43€27k€10k▼
Credit institutions430/8€27k€10k▼
Trade debts44€31k€30k▼
Suppliers440/4€31k€30k▼
Taxes, remuneration and social security45€39k€47k▲
Taxes450/3€39k€47k▲
Income statement
Code20242025
Remuneration, social security and pensions62-€1k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€12k€9k▼
Gross operating margin9900€49k€27k▼
Operating profit (loss)9901€34k€14k▼
Financial income75/76B€63€57▼
Recurring financial income75€63€57▼
Financial charges65/66B€10k€9k▼
Recurring financial charges65€10k€9k▼
Profit (loss) for the period before taxes9903€24k€5k▼
Income taxes67/77€8k€4k▼
Profit (loss) for the period9904€15k€1k▼
Profit (loss) for the period to be appropriated9905€15k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€100k€72k▼
Profit (loss) brought forward from the previous period14P€85k€70k▼
Profit to be distributed694/7€30k€30k=
Return on contributions (dividend)694€30k€30k=
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 29 days late
2025
30-09
Financial
Weakest financial yearnet €1k ▼90.9%
Net result drops to €1k, the lowest in the series.
14-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
21-02
KBO administration
Address strikeout annulled
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-09
Financial
Highest result since 2022net €57k ▲106%
Operating result €83k, net result €57k, both a record.
24-03
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Menen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Priester Coulonstraat 88930 MenenGround area
568 m²
Building footprint
240 m²
Parcel 34032A0082/00H014, Flanders. Linked by address, not a title deed.
1 establishment unit
ICPM BUILD
since 20212.314.480.079
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34032A0082/00H014 | Flanders | 568 m² | 1 · 240 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 13,035 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-03-2021
Fiscal year end30-09
Activities, NACEBEL
41001General construction of residential buildings
81220Other building cleaning and industrial cleaning
43211General electrical installation work
43221Plumbing work
43240Other construction installation
43299Specialised construction activities
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.