ICM INVEST
ActiveSummary
ICM INVEST has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €12k and a net result of €-8k. Its solvency ranks better than 18% of 17043 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability5
Solvency40
Growth-
Track record67
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity tight (current ratio 1.15; short-term debt: 85.4% and cash: 16.1% of total assets), and 85.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
14.6%
Return on assets
-10.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 18% of 17043 sector peers (2025).
NBB · sector comparisonPosition among 17043 sector peers
Solvency
better than 18%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
25 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€12k
Total assets
€79k
Net result
€-8k
Working capital
€10k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €78k
Fixed assets
€401
Current assets
€78k
Equity and liabilities €79k
Equity
€12k
Debt
€68k
Debt finances 85.4% of the balance-sheet total.
Key figures and ratios
EBITDA
€-8k
Cash flow
€-8k
Current ratio
1.15
Quick ratio
0.67
Debt to equity
5.85
ROE
-72.7%
ROA
-10.6%
Interest coverage
-25.44
Debt ≤ 1 year
€68k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€79k
Formation expenses20€1k
Fixed assets21/28€401
Tangible fixed assets22/27€401
Furniture and vehicles24€401
Current assets29/58€78k
Stocks and contracts in progress3€33k
Stocks30/36€33k
Amounts receivable within one year40/41€32k
Trade receivables40€32k
Cash at bank and in hand54/58€13k
Equity and liabilities
Total equity and liabilities10/49€79k
Equity10/15€12k
Contributions10/11€20k
Profit (loss) carried forward14€-8k
Amounts payable17/49€68k
Amounts payable within one year42/48€68k
Trade debts44€32k
Suppliers440/4€32k
Advances received on contracts in progress46€871
Taxes, remuneration and social security45€1k
Taxes450/3€1k
Other amounts payable47/48€33k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€249
Other operating charges640/8€243
Gross operating margin9900€-8k
Operating profit (loss)9901€-8k
Financial income75/76B€0
Recurring financial income75€0
Financial charges65/66B€309
Recurring financial charges65€309
Profit (loss) for the period before taxes9903€-8k
Profit (loss) for the period9904€-8k
Profit (loss) for the period to be appropriated9905€-8k
Appropriation of the result
Profit (loss) to be appropriated9906€-8k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kortenberg · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 213070 KortenbergGround area
5,546 m²
Building footprint
1,096 m²
Parcel 24055A0003/00A007, Flanders. Linked by address, not a title deed.
1 establishment unit
ICM INVEST
since 20252.374.636.511
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24055A0003/00A007 | Flanders | 5,546 m² | 1 · 1,095 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
PROMCOM
BE 0727.437.543
Kortrijk · Eq €11,572
VEGIWISE
BE 0804.100.603
Liège · Eq €11,572
FACADE
BE 0729.961.919
Antwerpen · Eq €11,568
YFS
BE 1016.023.035
Wavre · Eq €11,600
FATCHA
BE 0826.318.650
Gerpinnes · Eq €11,602
Of 16,884 companies in sector 62100 we hold annual accounts for 8,775. 4,739 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded27-05-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.