ICIGAI CONSULTING

Active

Private limited companyfounded 20233 yrs activePuesstraat (Arthur) 94, 1502 Halle, BelgiumKBO/BCE: BE 0803.529.489

Summary

ICIGAI CONSULTING has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €203,129 and a net result of €198,129. Its solvency ranks better than 81% of 2295 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

ICIGAI CONSULTINGActiveChecked score 98/100

Risk analysis Report Compare

Activity

Other information service activities

NACE 63920NACE 63990

1 site

Size

€241,405total assets 2025

Equity: €203,129
Profit: €198,129

Turnover not published (abridged schema)

Financial health

98 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 40 d early0 of 1 deed read

Why 98- Founded in 2023+ Liquidity: current ratio 5.77, cash €194,173+ Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)+ Equity €203,129 (84.1% of total assets)Show the evidence

Checked score

Score 2025

98 / 100

Excellent

Probability in this band: under 0.55%

Better than 86% of its sector peers (NACE 63, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength

Strong

Solvency 100

equity 84.1% of total assets

Liquidity 96

short-term debt 15.9% · cash 80.4%

Profitability 100

return on assets 82.1%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (2,931 companies)

Last 24 months 11-2024: 0.7% 12-2024: 0.8%▲ +13.2% vs 11-2024 01-2025: 0.8%● 0.0% vs 12-2024 02-2025: 0.8%▲ +11.6% vs 01-2025 03-2025: 0.9%▲ +2.9% vs 02-2025 04-2025: 0.8%▼ -5.1% vs 03-2025 05-2025: 0.8%▲ +1.7% vs 04-2025 06-2025: 1.0%▲ +14.5% vs 05-2025 07-2025: 1.0%● 0.0% vs 06-2025 08-2025: 1.0%▲ +1.3% vs 07-2025highest value 09-2025: 1.0%▼ -1.5% vs 08-2025 10-2025: 1.0%● 0.0% vs 09-2025 11-2025: 1.0%● 0.0% vs 10-2025 12-2025: 1.0%● 0.0% vs 11-2025 01-2026: < 0.1%▼ -96.4% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: < 0.1%● 0.0% vs 02-2026 04-2026: < 0.1%● 0.0% vs 03-2026 05-2026: < 0.1%● 0.0% vs 04-2026 06-2026: < 0.1%● 0.0% vs 05-2026 07-2026: < 0.1%▼ -5.7% vs 06-2026lowest value 08-2026: < 0.1%▲ +3.0% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%▲ +2.9% vs 09-2026

Liquidity: current ratio 5.77, cash €194,173 lowers the probability
Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63) lowers the probability
Equity €203,129 (84.1% of total assets) lowers the probability
Founded in 2023 raises the probability for this profile

Credit up to €19,000 at 30 days acceptable

Liquidity ample (current ratio 5.77; short-term debt: 15.9% and cash: 80.4% of total assets), and 15.9% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 63, micro). Better than this share of them on solvency 85%, liquidity 88%, profitability 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Liquidity: current ratio 5.77, cash €194,173

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Sector Computing infrastructure, data processing, hosting and other information service activities (NACE 63)

In the bankruptcy model this factor lowers the probability.

KBO

Equity €203,129 (84.1% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Latest accounts filed on time

The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.

NBB · 1 filing

Deviation from the deadline

2025

40 d early

← before the deadline after the deadline →

Checked, nothing found (1)

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

22-12-25 Annual accounts filedfiscal year 2025 · micro…

Key points

Positive: Among the best 5% on net resultsector median €19,936 · 2,293 companies €198,129 View
Total assets 2025first fiscal year filed €241,405 View
Active since 2023founded 04-07-2023 3 years View