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Louivic

Active
Private limited companyfounded 20242 yrs activeMeren 32, 2250 Olen, BelgiumKBO/BCE: BE 1008.043.103
Summary

Louivic has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €174,004 and a net result of €161,260. Its solvency ranks better than 61% of 1958 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+6
Solvency93▲+31
Growth78
Track record82
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €15,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.03 against 1.84 in 2024; short-term debt: 32.3% and cash: 71% of total assets), and 32.4% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
67.6%
Return on assets
62.6%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 08-12-2025, 54 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
54 d early
2024
39 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 47 days before the deadline; the sector median for financial year 2024 is 10 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
30-06-2026 close01-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 5 April 2024, Louivic was incorporated as a Private limited company.1 The company has filed 2 sets of annual accounts, the latest for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€174,004▲ 1,265%
2024 · €12,744
Total assets
€257,516▲ 657%
2024 · €34,011
Net result
€161,260▲ 1,982%
2024 · €7,744
Working capital
€169,151▲ 988%
2024 · €15,548
Trend over the years
In euros
In per cent
Ratio
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line20242025
Operating result€10,201-€214,577▲ 2,003%
Net result€7,744within the sector's middle half-€161,260above the sector's middle half▲ 1,982%
Equity€12,744below the sector's middle half-€174,004above the sector's middle half▲ 1,265%
Total assets€34,011below the sector's middle half-€257,516within the sector's middle half▲ 657%
Debt€21,267-€83,512▲ 293%
Working capital€15,548within the sector's middle half-€169,151above the sector's middle half▲ 988%
Solvency37.5%within the sector's middle half-67.6%within the sector's middle half▲ 30.1pp
Current ratio1.84within the sector's middle half-3.03within the sector's middle half▲ 1.19
Return on assets (ROA)22.8%within the sector's middle half-62.6%above the sector's middle half▲ 39.9pp
above within below the middle half (P25 to P75) of NACE 63, Computing infrastructure, data processing, hosting and other information service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100,000€200,000Operating result 2024: €10,201€10,201Net result 2024: €7,744€7,744Operating result 2025: €214,577€214,577Net result 2025: €161,260€161,26020242025€0€100,000€200,000Operating result 2024: €10,201€10,200Net result 2024: €7,744€7,740Operating result 2025: €214,577€215,000Net result 2025: €161,260€161,00020242025
The operating result rises in 2025; 2025 is 2,003% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €257,516
Fixed assets €5,143
Current assets €252,374
Equity and liabilities €257,516
Equity €174,004 ▲ 1,265%
Debt €83,512 ▲ 293%
Debt's share of the balance-sheet total falls from 62.5% to 32.4%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€214,641
Cash flow
€161,324
Debt to equity
0.48▼
2024 · 1.67
ROE
92.7%▲
2024 · 60.8%
Interest coverage
161.64
Debt ≤ 1 year
€83,222▲
2024 · €18,463
Income taxes
€52,263▲
2024 · €2,457
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet Code20242025
Assets
Total assets20/58€34,011€257,516▲
Fixed assets21/28-€5,143
Tangible fixed assets22/27-€5,143
Furniture and vehicles24-€5,143
Current assets29/58€34,011€252,374▲
Amounts receivable within one year40/41€29,161€30,580▲
Trade receivables40€29,161€30,580▲
Current investments50/53-€38,864
Cash at bank and in hand54/58€4,850€182,744▲
Deferred charges and accrued income490/1-€186
Equity and liabilities
Total equity and liabilities10/49€34,011€257,516▲
Equity10/15€12,744€174,004▲
Contributions10/11€5,000€5,000=
Reserves13€7,744€169,004▲
Distributable reserves133€7,744€169,004▲
Amounts payable17/49€21,267€83,512▲
Amounts payable within one year42/48€18,463€83,222▲
Trade debts44€4,390€16,609▲
Suppliers440/4€4,390€16,609▲
Taxes, remuneration and social security45€11,697€66,613▲
Taxes450/3€8,685€66,613▲
Remuneration and social security454/9€3,012€0▼
Other amounts payable47/48€2,376€0▼
Accrued charges and deferred income492/3€2,804€290▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€64
Other operating charges640/8€375€677▲
Gross operating margin9900€10,576€215,317▲
Operating profit (loss)9901€10,201€214,577▲
Financial income75/76B-€275
Recurring financial income75-€275
Financial charges65/66B-€1,328
Recurring financial charges65-€1,328
Profit (loss) for the period before taxes9903€10,201€213,523▲
Income taxes67/77€2,457€52,263▲
Profit (loss) for the period9904€7,744€161,260▲
Profit (loss) for the period to be appropriated9905€7,744€161,260▲
Appropriation of the result
Profit (loss) to be appropriated9906€7,744€161,260▲
Transfer to equity691/2€7,744€161,260▲
To other reserves6921€7,744€161,260▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€64-
Other operating charges640/8€375€677▲ 80.6%
Gross operating margin9900€10,576€215,317▲ 1,936%
Operating profit (loss)9901€10,201€214,577▲ 2,003%
Financial income75/76B-€275-
Recurring financial income75-€275-
Financial charges65/66B-€1,328-
Recurring financial charges65-€1,328-
Profit (loss) for the period before taxes9903€10,201€213,523▲ 1,993%
Income taxes67/77€2,457€52,263▲ 2,027%
Profit (loss) for the period9904€7,744€161,260▲ 1,982%
Profit (loss) for the period to be appropriated9905€7,744€161,260▲ 1,982%
Line20242025Change
Assets
Total assets20/58€34,011€257,516▲ 657%
Fixed assets21/28-€5,143-
Tangible fixed assets22/27-€5,143-
Furniture and vehicles24-€5,143-
Current assets29/58€34,011€252,374▲ 642%
Amounts receivable within one year40/41€29,161€30,580▲ 4.9%
Trade receivables40€29,161€30,580▲ 4.9%
Current investments50/53-€38,864-
Cash at bank and in hand54/58€4,850€182,744▲ 3,668%
Deferred charges and accrued income490/1-€186-
Equity and liabilities
Total equity and liabilities10/49€34,011€257,516▲ 657%
Equity10/15€12,744€174,004▲ 1,265%
Contributions10/11€5,000€5,000=
Reserves13€7,744€169,004▲ 2,082%
Distributable reserves133€7,744€169,004▲ 2,082%
Amounts payable17/49€21,267€83,512▲ 293%
Amounts payable within one year42/48€18,463€83,222▲ 351%
Trade debts44€4,390€16,609▲ 278%
Suppliers440/4€4,390€16,609▲ 278%
Taxes, remuneration and social security45€11,697€66,613▲ 469%
Taxes450/3€8,685€66,613▲ 667%
Remuneration and social security454/9€3,012€0▼ 100%
Other amounts payable47/48€2,376€0▼ 100%
Accrued charges and deferred income492/3€2,804€290▼ 89.7%
Line20242025Change
Profit (loss) for the period9904€7,744€161,260▲ 1,982%
+ Depreciation and write-downs630-€64-
Operating cash flow (approximation)€7,744€161,324▲ 1,983%
Change in cash-€177,894-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-01-2027
2025
08-12
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial Equity above €150,000Eq €174,004 ▲1,265%
2 profitable years in a row build equity to €174,004.
2024
23-12
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
17-06
State Gazette act General meeting · Director appointment
Permanent representative · Mandate compensation
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company in the Gazette acts read. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Olen · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
6,067 m²
Building footprint
397 m²
Volume, LiDAR
2,470 m³
Parcel 13029E0404/00E000, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Louivic
Meren 32, 2250 OlenComputing infrastructure, data processing, hosting and other information service activities
since 20242.357.969.634
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
13029E0404/00E000 Flanders 6,067 m² 1 · 397 m² 8.9 m · 2 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

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Ownership & control

1 board mandate
Board mandates of this companythis company sits on their board1

Similar companies · same sector, comparable size

Of 3,148 companies in this sector we hold annual accounts for 1,526. 1,224 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded05-04-2024
Fiscal year end30-06
Activities, NACEBEL 2025
63920Other information service activities
64210Activities of holding companies
70200Business and other management consultancy
E-invoicing
Reachable via Peppol
Peppol ID 0208:1008043103
Also 9925:BE1008043103
Registered 04-11-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 1 October 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.