ICAR
ActiveICAR has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-352) and a net result of €-33k. Equity remains stable across the filed fiscal years (±0.7% per year). Its solvency ranks better than 10% of 9386 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
7
/ 100
Critical▼ -29 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+90
Solvency33▲+19
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 0.75 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-0.1%
Return on assets
-13.7%
Age of the figures
8 mo
raises risk · Negative equity
Equity is negative for financial year 2025: liabilities exceed assets. This is the trigger point of the alarm-bell procedure (Belgian CAC).
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year -€352
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
105 d early
2023
50 d early
2022
36 d late
2021
54 d early
2020
58 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-352
2024 · €33k
2018: €25k
2019: €28k
2020: €39k
2021: €38k
2022: €30k
2023: €32k
2024: €33k
2018 → 2025
Total assets
€242k▼ 3.1%
2024 · €250k
2018: €267k
2019: €288k
2020: €281k
2021: €280k
2022: €275k
2023: €276k
2024: €250k
2018 → 2025
Net result
€-33k
2024 · €630
2018: €-9k
2019: €3k
2020: €11k
2021: €-1k
2022: €-8k
2023: €2k
2024: €630
2018 → 2025
Working capital
€-48k▼ 366%
2024 · €-10k
2018: €2k
2019: €-3k
2020: €513
2021: €7k
2022: €-419
2023: €-8k
2024: €-10k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€38k-€30k▼ 21.4%€32k▲ 8.4%€33k▲ 2.0%€-352
Operating result€7k-€-879€9k€6k▼ 36.5%€-28k
Net result€-1k-€-8k▼ 648%€2k€630▼ 74.7%€-33k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €28k after €6k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €242k
Fixed assets
€215k▼ 2.2%
Current assets
€28k▼ 9.9%
Key figures and ratios
EBITDA
€-23k▼
2024 · €12k
Cash flow
€-28k▼
2024 · €6k
Solvency
-0.1%▼
2024 · 13.1%
Current ratio
0.37▼
2024 · 0.75
Quick ratio
0.37▼
2024 · 0.75
ROA
-13.7%▼
2024 · 0.3%
Interest coverage
-3.62▼
2024 · 1.73
Debt
€242k▲
2024 · €217k
Debt ≤ 1 year
€75k▲
2024 · €41k
Debt > 1 year
€167k▼
2024 · €176k
Equity ratios withheld: equity of €-352 is too small for a meaningful ratio.
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€250k€242k▼
Fixed assets21/28€219k€215k▼
Tangible fixed assets22/27€219k€214k▼
Land and buildings22€141k€138k▼
Plant, machinery and equipment23€74k€72k▼
Furniture and vehicles24€4k€4k▲
Financial fixed assets28€500€500=
Current assets29/58€31k€28k▼
Amounts receivable within one year40/41€25k€27k▲
Trade receivables40€17k€18k▲
Other amounts receivable41€8k€10k▲
Cash at bank and in hand54/58€5k€108▼
Equity and liabilities
Total equity and liabilities10/49€250k€242k▼
Equity10/15€33k€-352▼
Contributions10/11€42k€42k=
Reserves13€9k€9k=
Non-distributable reserves130/1€4k€4k=
Reserves not available under the articles1311€4k€4k=
Distributable reserves133€5k€5k=
Profit (loss) carried forward14€-18k€-51k▼
Amounts payable17/49€217k€242k▲
Amounts payable after more than one year17€176k€167k▼
Financial debts170/4€176k€167k▼
Amounts payable within one year42/48€41k€75k▲
Current portion of amounts payable after more than one year42€9k€9k▲
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€1k€1k▼
Taxes450/3€1k€1k▼
Other amounts payable47/48€29k€62k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€6k=
Other operating charges640/8€4k€4k▲
Gross operating margin9900€15k€-19k▼
Operating profit (loss)9901€6k€-28k▼
Financial income75/76B€1k€2k▲
Recurring financial income75€1k€2k▲
Financial charges65/66B€7k€6k▼
Recurring financial charges65€7k€6k▼
Profit (loss) for the period before taxes9903€673€-33k▼
Income taxes67/77€43-
Profit (loss) for the period9904€630€-33k▼
Profit (loss) for the period to be appropriated9905€630€-33k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-18k€-51k▼
Profit (loss) brought forward from the previous period14P€-19k€-18k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-33k ▼5368%
Net result drops to €-33k, the lowest in the series.
17-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
11-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after 2 loss-making years.
05-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 36 days late
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
03-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €11k ▲331%
Operating result €24k, net result €11k, both a record.
20-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
21-03
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
24-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1983
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Herbert Hooverlaan 1141200 Sint-Lambrechts-WoluweGround area
182 m²
Building footprint
95 m²
Volume, LiDAR
1,282 m³
Parcel 21673D0087/00X024, Brussels · tallest building 16.5 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Herbert Hooverlaan 114, 1200 Sint-Lambrechts-Woluwe
since 19832.022.481.276
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21673D0087/00X024 | Brussels | 182 m² | 1 · 95 m² | 16.5 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,911 companies in sector 71112 we hold annual accounts for 1,290. 1,040 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-03-1983
Fiscal year end31-12
Activities, NACEBEL
71112Activities of interior architects
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.