PROJETS
ActiveSummary
The annual accounts of PROJETS for fiscal year 2025 show a net loss of 172% of total assets and of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €10k and a net result of €-17k. Equity is shrinking by ~17.6% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2028. Its solvency ranks better than 95% of 9460 sector peers (fiscal year 2025). The company has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100=
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 26.06 against 4.81 in 2024; short-term debt: 2.8% and cash: 34.5% of total assets), and 2.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.2%
Return on assets
-172.4%
Age of the figures
9 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 d early
2024
15 d early
2023
24 d early
2022
27 d early
2021
25 d early
2020
3 d early
2019
3 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€10k▼ 63.9%
2024 · €27k
2018: €66k
2019: €45k
2020: €40k
2021: €31k
2022: €35k
2023: €33k
2024: €27k
2018 → 2025
Total assets
€10k▼ 69.9%
2024 · €34k
2018: €70k
2019: €51k
2020: €45k
2021: €37k
2022: €43k
2023: €40k
2024: €34k
2018 → 2025
Net result
€-17k▼ 184%
2024 · €-6k
2018: €-11k
2019: €-21k
2020: €-5k
2021: €-9k
2022: €4k
2023: €-1k
2024: €-6k
2018 → 2025
Working capital
€7k▼ 70.5%
2024 · €24k
2018: €66k
2019: €44k
2020: €36k
2021: €29k
2022: €34k
2023: €30k
2024: €24k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€31k-€35k▲ 11.6%€33k▼ 3.5%€27k▼ 18.4%€10k▼ 63.9%
Operating result€-9k-€4k€-959€-6k▼ 534%€-17k▼ 185%
Net result€-9k-€4k€-1k€-6k▼ 412%€-17k▼ 184%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €17k in 2025 against €6k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €10k
Fixed assets
€3k ▼ 11.6%
Current assets
€7k ▼ 75.7%
Equity and liabilities €10k
Equity
€10k ▼ 63.9%
Debt
€286 ▼ 95.5%
Debt's share of the balance-sheet total falls from 18.9% to 2.8%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-17k▼
2024 · €-5k
Cash flow
€-17k▼
2024 · €-5k
Current ratio
26.06▲
2024 · 4.81
Debt to equity
0.03▼
2024 · 0.23
ROE
-177.4%▼
2024 · -22.5%
ROA
-172.4%▼
2024 · -18.3%
Interest coverage
-80.96▼
2024 · -31.30
Debt ≤ 1 year
€286▼
2024 · €6k
Income taxes
€11
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 39 lines
Balance sheet
Code20242025
Assets
Total assets20/58€34k€10k▼
Fixed assets21/28€3k€3k▼
Tangible fixed assets22/27€3k€3k▼
Furniture and vehicles24€3k€3k▼
Current assets29/58€31k€7k▼
Amounts receivable within one year40/41€9k€4k▼
Trade receivables40€9k€118▼
Other amounts receivable41-€4k
Cash at bank and in hand54/58€22k€3k▼
Deferred charges and accrued income490/1€151€186▲
Equity and liabilities
Total equity and liabilities10/49€34k€10k▼
Equity10/15€27k€10k▼
Contributions10/11€6k€6k=
Reserves13€35k€35k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€33k€33k=
Profit (loss) carried forward14€-14k€-31k▼
Amounts payable17/49€6k€286▼
Amounts payable within one year42/48€6k€286▼
Trade debts44€109-
Suppliers440/4€109-
Taxes, remuneration and social security45€993€286▼
Taxes450/3€993€286▼
Other amounts payable47/48€5k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€834€351▼
Other operating charges640/8€952€928▼
Gross operating margin9900€-4k€-16k▼
Operating profit (loss)9901€-6k€-17k▼
Financial income75/76B€95€101▲
Recurring financial income75€95€101▲
Financial charges65/66B€168€210▲
Recurring financial charges65€168€210▲
Profit (loss) for the period before taxes9903€-6k€-17k▼
Income taxes67/77-€11
Profit (loss) for the period9904€-6k€-17k▼
Profit (loss) for the period to be appropriated9905€-6k€-17k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-14k€-31k▼
Profit (loss) brought forward from the previous period14P€-8k€-14k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
06-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity times 5current ratio 26.06
Current ratio from 4.81 to 26.06; short-term debt falls from €6k to €286.
16-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
07-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €4k
Net result €4k after 4 loss-making years.
06-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
28-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
03-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 3 days late
2019
31-12
Financial
Weakest financial yearnet €-21k
Net result drops to €-21k, the lowest in the series; recovery starts the following year.
08-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 8 days late
2018
13-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 13 days late
2017
09-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Lambrechts-Woluwe · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Ter Kamerenstraat 22 D1200 Sint-Lambrechts-WoluweGround area
3,998 m²
Building footprint
399 m²
Volume, LiDAR
4,905 m³
2 parcels, Brussels · tallest building 16.6 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
PROJETS SPRL
since 19892.045.990.217
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21674C0222/00D002 | Brussels | 2,051 m² | 1 · 42 m² | 13.4 m · 2 fl. |
| 21674C0222/00H002 | Brussels | 1,947 m² | 1 · 357 m² | 16.6 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
INTO
BE 0473.984.857
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Casa Vero Ontwerp
BE 0770.747.251
Geel · Eq €9,805
O-D-I SRL
BE 0898.718.955
Brussel · Eq €9,762
FUL Lighting
BE 0719.555.304
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Northbound
BE 0508.645.432
Vorselaar · Eq €10,049
Of 3,920 companies in sector 71112 we hold annual accounts for 1,295. 781 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-11-1989
Fiscal year end31-12
Activities, NACEBEL 2025
71112Activities of interior architects
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.