IC computer services
ActiveSummary
The computed 12-month bankruptcy probability of IC computer services is 1.6% (moderate). The 2024 annual accounts show equity of €16,151 and a net result of €6,974. Equity is growing by ~47.6% per year across the filed fiscal years. Its solvency ranks better than 53% of 26043 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes · tick = 2023
Profitability88▼-12
Solvency61▲+10
Growth78=
Track record100
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.1 in 2023; short-term debt: 63.6% and cash: 6.2% of total assets), and 63.6% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
36.4%
Return on assets
15.7%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-06-2026, 33 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
33 d early
2024
7 d early
2023
35 d early
2022
3 d early
2021
32 d early
2020
52 d late
2019
92 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 5 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 47% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 29 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
29-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
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Financials · fiscal year 2024, micro schema
Turnover
€61,130
EBIT margin
8.2%
Net result
€6,974▼ 25.6%
2023 · €9,369
Working capital
€8,939▲ 252%
2023 · €2,537
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20202021202220232024
Turnover€61,130
Operating result€5,007▲ 204%€4,471▼ 10.7%€1,220▼ 72.7%€9,816▲ 704%€7,371▼ 24.9%
Net result€4,464within the sector's middle half▲ 621%€3,958within the sector's middle half▼ 11.3%€846within the sector's middle half▼ 78.6%€9,369within the sector's middle half▲ 1,008%€6,974within the sector's middle half▼ 25.6%
EBIT margin8.2%
Equity-€4,995below the sector's middle half▲ 47.2%-€1,037below the sector's middle half▲ 79.2%-€192below the sector's middle half▲ 81.5%€9,177within the sector's middle half€16,151within the sector's middle half▲ 76.0%
Total assets€28,528below the sector's middle half▲ 29.1%€40,350below the sector's middle half▲ 41.4%€31,190below the sector's middle half▼ 22.7%€35,826below the sector's middle half▲ 14.9%€44,388below the sector's middle half▲ 23.9%
Debt€33,523▲ 6.2%€41,387▲ 23.5%€31,382▼ 24.2%€26,649▼ 15.1%€28,237▲ 6.0%
Working capital-€11,387below the sector's middle half▼ 20.4%-€8,414within the sector's middle half▲ 26.1%-€7,109within the sector's middle half▲ 15.5%€2,537within the sector's middle half€8,939within the sector's middle half▲ 252%
Solvency-17.5%below the sector's middle half▲ 25.3pp-2.6%below the sector's middle half▲ 14.9pp-0.6%below the sector's middle half▲ 2.0pp25.6%within the sector's middle half▲ 26.2pp36.4%within the sector's middle half▲ 10.8pp
Current ratio0.66below the sector's middle half▼ 0.040.80below the sector's middle half▲ 0.140.77below the sector's middle half▼ 0.021.10within the sector's middle half▲ 0.321.32within the sector's middle half▲ 0.22
Return on assets (ROA)15.6%above the sector's middle half▲ 12.8pp9.8%within the sector's middle half▼ 5.8pp2.7%within the sector's middle half▼ 7.1pp26.2%above the sector's middle half▲ 23.4pp15.7%above the sector's middle half▼ 10.4pp
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 25% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €44,388
Fixed assets
€7,212 ▲ 8.6%
Current assets
€37,176 ▲ 27.4%
Equity and liabilities €44,388
Equity
€16,151 ▲ 76.0%
Debt
€28,237 ▲ 6.0%
Debt's share of the balance-sheet total falls from 74.4% to 63.6%. Equity and debt are higher.
Key figures and ratios
EBITDA
€7,598▼
2023 · €10,160
Cash flow
€7,202▼
2023 · €9,712
Quick ratio
0.14▼
2023 · 0.21
Debt to equity
1.75▼
2023 · 2.90
ROE
43.2%▼
2023 · 102.1%
Interest coverage
19.16▼
2023 · 22.69
Debt ≤ 1 year
€28,237▲
2023 · €26,649
Staff costs
€7,958▲
2023 · €3,828
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 34,696 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
0.7%
went bankrupt
3.9%
stopped otherwise
95%
still going
For this company itself Checked computes a higher bankruptcy probability: 1.6% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 1.0% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.9% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 34,696 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €61,130 | - | - | - | - | - |
| Remuneration, social security and pensions62 | - | - | - | €3,828 | €7,958 | ▲ 108% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €594 | €78 | €956 | €344 | €227 | ▼ 33.9% |
| Other operating charges640/8 | - | €348 | €1,185 | - | - | - |
| Gross operating margin9900 | €6,067 | €4,897 | €3,362 | €13,987 | €15,556 | ▲ 11.2% |
| Operating profit (loss)9901 | €5,007 | €4,471 | €1,220 | €9,816 | €7,371 | ▼ 24.9% |
| Financial income75/76B | - | - | €1 | - | - | - |
| Recurring financial income75 | - | - | €1 | - | - | - |
| Financial charges65/66B | - | €513 | €375 | €448 | €397 | ▼ 11.4% |
| Recurring financial charges65 | €543 | €513 | €375 | €448 | €397 | ▼ 11.4% |
| Profit (loss) for the period before taxes9903 | €4,464 | €3,958 | €846 | €9,369 | €6,974 | ▼ 25.6% |
| Income taxes67/77 | €0 | - | - | - | - | - |
| Profit (loss) for the period9904 | €4,464 | €3,958 | €846 | €9,369 | €6,974 | ▼ 25.6% |
| Profit (loss) for the period to be appropriated9905 | €4,464 | €3,958 | €846 | €9,369 | €6,974 | ▼ 25.6% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €28,528 | €40,350 | €31,190 | €35,826 | €44,388 | ▲ 23.9% |
| Formation expenses20 | €0 | - | - | - | - | - |
| Fixed assets21/28 | €6,392 | €7,377 | €6,918 | €6,640 | €7,212 | ▲ 8.6% |
| Tangible fixed assets22/27 | €6,392 | €7,377 | €6,918 | €6,640 | €7,212 | ▲ 8.6% |
| Plant, machinery and equipment23 | - | €470 | €748 | €598 | €485 | ▼ 18.9% |
| Furniture and vehicles24 | - | €6,908 | €6,170 | €6,042 | €6,727 | ▲ 11.3% |
| Current assets29/58 | €22,136 | €32,973 | €24,273 | €29,186 | €37,176 | ▲ 27.4% |
| Stocks and contracts in progress3 | €21,600 | €19,821 | €17,348 | €23,551 | €33,217 | ▲ 41.0% |
| Stocks30/36 | - | €19,821 | €17,348 | €23,551 | €33,217 | ▲ 41.0% |
| Amounts receivable within one year40/41 | €373 | €6,326 | €3,831 | €941 | €1,188 | ▲ 26.2% |
| Trade receivables40 | - | €5,413 | €2,918 | €28 | €275 | ▲ 887% |
| Other amounts receivable41 | - | €913 | €913 | €913 | €913 | = |
| Cash at bank and in hand54/58 | €163 | €6,826 | €3,094 | €4,694 | €2,771 | ▼ 41.0% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €28,528 | €40,350 | €31,190 | €35,826 | €44,388 | ▲ 23.9% |
| Equity10/15 | -€4,995 | -€1,037 | -€192 | €9,177 | €16,151 | ▲ 76.0% |
| Contributions10/11 | €0 | €18,600 | €18,600 | €18,600 | €18,600 | = |
| Reserves13 | €138 | €138 | €138 | €138 | €138 | = |
| Non-distributable reserves130/1 | - | €138 | €138 | €138 | €138 | = |
| Reserves not available under the articles1311 | - | €138 | €138 | €138 | €138 | = |
| Profit (loss) carried forward14 | -€23,733 | -€19,775 | -€18,929 | -€9,561 | -€2,587 | ▲ 72.9% |
| Amounts payable17/49 | €33,523 | €41,387 | €31,382 | €26,649 | €28,237 | ▲ 6.0% |
| Amounts payable within one year42/48 | €33,523 | €41,387 | €31,382 | €26,649 | €28,237 | ▲ 6.0% |
| Trade debts44 | €2,841 | €7,635 | €4,690 | €4,146 | €3,979 | ▼ 4.0% |
| Suppliers440/4 | - | €7,635 | €4,690 | €4,146 | €3,979 | ▼ 4.0% |
| Bills of exchange payable441 | - | - | - | €0 | - | - |
| Taxes, remuneration and social security45 | - | €9,549 | €1,508 | €2,312 | €4,067 | ▲ 75.9% |
| Taxes450/3 | - | €3,870 | €1,508 | €2,312 | €4,067 | ▲ 75.9% |
| Remuneration and social security454/9 | - | €5,679 | - | - | - | - |
| Other amounts payable47/48 | - | €24,203 | €25,184 | €20,191 | €20,191 | = |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €4,464 | €3,958 | €846 | €9,369 | €6,974 | ▼ 25.6% |
| + Depreciation and write-downs630 | €594 | €78 | €956 | €344 | €227 | ▼ 33.9% |
| Operating cash flow (approximation) | €5,058 | €4,036 | €1,802 | €9,712 | €7,202 | ▼ 25.8% |
| Investment in fixed assets (approximation) | - | -€1,064 | -€497 | -€66 | -€799 | ▼ 1,109% |
| Change in cash | - | €6,663 | -€3,732 | €1,600 | -€1,923 | ▼ 220% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2018net €9,369 ▲1,008%
Operating result €9,816, net result €9,369, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
29-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 52 days late
2020
31-10
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 92 days late
2019
31-12
Financial
Back to profitnet €619
Net result €619 after one loss-making year.
11-11
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 103 days late
2018
21-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 4 acts read
About the unread acts
We know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schaarbeek · 1 establishment unit since 2013
Ground area
67 m²
Building footprint
67 m²
Volume, LiDAR
1,016 m³
Parcel 21015A0073/00P002, Brussels · tallest building 18.3 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
IC computer services
since 20132.221.177.066
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21015A0073/00P002 | Brussels | 67 m² | 1 · 67 m² | 18.3 m · 5 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,224 companies in sector 47400 we hold annual accounts for 1,808. 1,094 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded26-07-2013
Fiscal year end31-12
Activities, NACEBEL 2025
47400Retail sale of information and communication equipment
Contact
E-mail
MOH.YOUSFI@GMAIL.COMSchaarbeek
Phone
0484813188Schaarbeek
E-invoicing
Reachable via Peppol
Peppol ID
0208:0536976558
Also
9925:BE0536976558
Registered
09-09-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 29 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.