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IBELCOM

Active
Public limited companyfounded 199036 yrs activeRue Entrée-Jacques 1, 5030 Gembloux, BelgiumKBO/BCE: BE 0441.193.414
Summary

IBELCOM has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €89,375 and a net result of €14,259. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 31% of 9460 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
IBELCOMActiveChecked score 82/100
Risk analysis ReportCompare

Overview

Activity
Office administrative and support services
NACE 82100NACE 82110
#4 oldest company in Gembloux, Administrative and support services sector1 site
Size
€344,090total assets 2025
Equity
€89,375
Profit
€14,259
Financial health
82 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Accounts filed 31 d late0 of 4 deeds read
Why 82- Latest accounts 31 days late; 2 of the last 3 late- Liquidity: current ratio 1.35, cash €1,634+ Founded in 1990+ Size: total assets €344,090Show the evidence

Checked score

Score 2025
82 / 100
Excellent
Probability in this band: under 0.55%
Better than 23% of its sector peers (NACE 82, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 51-49
equity 26.0% of total assets
Liquidity 11-33
short-term debt 74.0% · cash 0.5%
Profitability 74+52
return on assets 4.1%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (12,603 companies)
Last 24 months 11-2024: 3.1% 12-2024: 3.2%▲ +6.2% vs 11-2024 01-2025: 2.9%▼ -9.5% vs 12-2024 02-2025: 2.9%● 0.0% vs 01-2025 03-2025: 2.9%● 0.0% vs 02-2025 04-2025: 2.9%● 0.0% vs 03-2025 05-2025: 4.1%▲ +38.4% vs 04-2025highest value 06-2025: 0.2%▼ -94.0% vs 05-2025 07-2025: 0.2%● 0.0% vs 06-2025 08-2025: 0.2%● 0.0% vs 07-2025 09-2025: 0.2%● 0.0% vs 08-2025 10-2025: 0.2%▲ +1.2% vs 09-2025 11-2025: 0.2%● 0.0% vs 10-2025 12-2025: 0.2%▲ +0.8% vs 11-2025 01-2026: 0.2%▼ -2.8% vs 12-2025lowest value 02-2026: 0.2%▲ +1.7% vs 01-2026 03-2026: 0.3%▲ +12.6% vs 02-2026 04-2026: 0.4%▲ +34.7% vs 03-2026 05-2026: 0.6%▲ +48.0% vs 04-2026 06-2026: 0.3%▼ -43.8% vs 05-2026 07-2026: 0.3%● 0.0% vs 06-2026 08-2026: 0.3%● 0.0% vs 07-2026 09-2026: 0.3%● 0.0% vs 08-2026 10-2026: 0.3%▼ -1.9% vs 09-2026
  • Latest accounts 31 days late; 2 of the last 3 late raises the probability
  • Founded in 1990 lowers the probability for this profile
  • Liquidity: current ratio 1.35, cash €1,634 raises the probability
  • Size: total assets €344,090 lowers the probability for this profile
Credit up to €7,000 at 30 days acceptable
Liquidity tight (current ratio 1.35 against 5.1 in 2024; short-term debt: 74% and cash: 0.5% of total assets), and 74% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 82, micro). Better than this share of them on solvency 32%, liquidity 7%, profitability 44%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Latest accounts 31 days late; 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Founded in 1990
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · Liquidity: current ratio 1.35, cash €1,634
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €344,090
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 31-05-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
31 d late
2024
on the day
2022
60 d late
2021
1 d early
2020
1 d early
2019
on the day
2018
13 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 11 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (4 of the last 5 filed years within 31 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 close05-10-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2022 · micro…

Key points

  • Caution: Equity fell in 2025from €310,927 to €89,375 ▼ 71.3% View
  • Positive: Oldest company in Gembloux, Administrative and support services…in the Checked rankings #4 View
  • Positive: 5 profitable years in a rowprofit 2025: €14,259 5 years View

By topic

Financials

Fiscal year
2025
Total assets
€344,090
Profit
€14,259
Solvency
26.0%
Total assets▼ 11.0%
Net result
20192025
Go to Financials

Timeline

Events
14
Since
2016
Next accounts
by 30-04-2027
  1. 31-05-2026Annual accounts filed
  2. 30-04-2025Annual accounts filed
  3. 29-06-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
Office administrative and support servicesNACE 82100
Founded
18-07-1990
Year ends
30-09
Peppol
Reachable for e-invoices
Go to Company details

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