IBAL

Active

Private limited companyfounded 1988active for 37 yearsRue de la Croix du Maïeur(S-B) 1, 7110 La Louvière, BelgiumKBO/BCE: BE 0436.446.847

Summary

IBAL has been active since 1988 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €60,491. Equity remains stable across the filed financial years (±2.1% per year). Its solvency ranks better than 40% of 1,158 sector peers (NACE 82, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow Report Compare

IBALActiveChecked score 93/100

Risk analysis Report Compare

Activity

Office administrative and support services

NACE 82100

3rd oldest company in La Louvière, Administrative and support services sector1 site

Size

€3.9mtotal assets 2025

Equity: €1.4m
Profit: €60,491

Financial health

93 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: < 0.1%

Structure

Parent: LAMICAL · 100%
Board: 4 members

ALONGI AlessandroManaging director

2025 accounts filed 28 days late1 of 6 deeds summarised

Why 93raises riskLiquidity: current ratio 0.21, cash €109,278lowers riskSize: total assets €3.9mFigures for financial year 2025 (filed 28-08-2026)Sector: Office administrative, office support and other business support activities (NACE 82)Show the evidence

Checked score

Score 2025

93 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 42% of its sector peers (NACE 82, small)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 60+2

equity 35.2% of total assets

Liquidity 48+1

short-term debt 18.9% · cash 2.8%

Profitability 47+11

return on assets 1.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (1,115 companies, NACE 82, small)

Last 24 months 11-2024: < 0.1% 12-2024: 0.1%▲ +0.1 percentage points vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025 05-2025: 0.2%▲ +0.1 percentage points vs 04-2025highest value 06-2025: < 0.1%▼ -0.2 percentage points vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: 0.1%▲ +0.1 percentage points vs 03-2026 05-2026: 0.1%● unchanged vs 04-2026 06-2026: 0.1%● unchanged vs 05-2026 07-2026: 0.1%● unchanged vs 06-2026 08-2026: 0.2%▲ +0.1 percentage points vs 07-2026 09-2026: < 0.1%▼ -0.2 percentage points vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value

Credit of up to €120,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.21, compared with 0.17 in 2024, below 1; short-term debt: 18.9% and cash: 2.8% of total assets), and 64.8% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, small): better than 44% on solvency, 41% on liquidity, 33% on profitability and 50% on growth.

The bankruptcy probability was computed on 24-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises risk

Size: total assets €3.9m

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Figures for financial year 2025 (filed 28-08-2026)

NBB · annual accounts

Liquidity: current ratio 0.21, cash €109,278

NBB · annual accounts

Sector: Office administrative, office support and other business support activities (NACE 82)

KBO

2025 accounts filed 28 days late

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-08-2026, 28 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

28 days late

2024

89 days early

2023

1 day early

2022

3 days early

2021

2 days early

2020

16 days early

2019

28 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 16 days before the deadline; the sector median (NACE 82) for financial year 2024 is 7 days before the deadline, and 35% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

24-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

28-08-2026 Annual accounts filedfinancial year 2025 · full…
03-05-2025 Annual accounts filedfinancial year 2024 · micro…
31-12-2024 Back to profitnet €24,691

Key points

Positive: 3rd oldest company in La Louvière, Administrative and support services sectorin the Checked rankings No. 3 View
Controlled by LAMICAL 100% View
Active since 1988founded 16-12-1988 37 years View

By topic

Financials

Financial year: 2025
Total assets: €3.9m
Profit: €60,491
Solvency: 35.2%

Total assets▼ 1.7%

Net result

20192025

Go to Financials

Board & ownership

Board: 4 members
Parent: LAMICAL · 100%

ALONGI AlessandroManaging director
ALONGI AngeloManaging director
ALONGI CalogeroManaging director
PIGNATELLI Monique Catherine MaraDirector

Go to Board & ownership

Timeline

Events: 39
Since: 1991
Next accounts: by 31-07-2027

29-04-2024Annual accounts filed
19-12-2023Resignations: ALONGI Alessandro, ALONGI Angelo and 2…
30-09-2023Weakest financial year

Go to Timeline

Company details

Sites: 1

Legal form: Private limited company
Activity: Office administrative and support servicesNACE 82100
Founded: 16-12-1988
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 37

Who signs: Two directors jointly
Annual meeting: Last Friday of June
Purpose: “Faire toutes opérations généralement quelconques,industrielles,commerciales,financières,mo…” (deed in French)

Go to Articles of association

Key facts about IBAL

What is the company number of IBAL?: 0436.446.847. In Belgium the VAT number is the company number with BE in front: BE 0436.446.847.
Where is IBAL based?: The registered office is at Rue de la Croix du Maïeur(S-B) 1, 7110 La Louvière.Company details
What does IBAL do?: According to the KBO register, the main activity is office administrative and support services (NACE 82100).
What is the legal form of IBAL?: Private limited company (BV).
When was IBAL founded?: On 16-12-1988.
Is IBAL still active?: Yes, IBAL is an active enterprise in the KBO register.
What is the turnover of IBAL?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is IBAL profitable?: In financial year 2025, IBAL made a profit of €60,491.
Where can I find the annual accounts of IBAL?: IBAL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of IBAL due?: By 31-07-2027, for financial year 2026.Timeline