I4Solution
ActiveSummary
I4Solution has been active since 2017 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €102,757 and a net result of €29,015. Its solvency ranks better than 71% of 21,076 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).
Overview
- Equity
- €102,757
- Profit
- €29,015
Why 96lowers riskLiquidity: current ratio 3.84, cash €101,085Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €133,177Equity €102,757 (77.2% of total assets)Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 85% on solvency, 80% on liquidity, 61% on profitability and 38% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 2 accounts on average 38 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Annual accounts filedfinancial year 2024 · micro…
- Resignation: PATERNOSTER Davy (director)Appointment: PATERNOSTER Davy (director) ·…
Financials · financial year 2025, micro format
2024 to 2025, 2 financial years
The operating result rises in 2025; 2025 is 35% above 2024.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 26,972 companies that looked in July 2024 the way this one looks now, 1.6% went bankrupt within 24 months and 94.9% are still going.
- Micro
- 5 to 10 years old
- solvency 30% or more
- a profit of 5% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: < 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 26,972 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,457 | €2,863 | ▼ 17.2% |
| Other operating charges640/8 | €9,269 | €1,435 | ▼ 84.5% |
| Gross operating margin9900 | €43,548 | €45,986 | ▲ 5.6% |
| Operating profit (loss)9901 | €30,822 | €41,688 | ▲ 35.3% |
| Financial income75/76B | €0 | €0 | ▲ 200% |
| Recurring financial income75 | €0 | €0 | ▲ 200% |
| Financial charges65/66B | €1,948 | €1,336 | ▼ 31.4% |
| Recurring financial charges65 | €1,948 | €1,336 | ▼ 31.4% |
| Profit (loss) for the period before taxes9903 | €28,874 | €40,351 | ▲ 39.8% |
| Income taxes67/77 | €7,502 | €11,337 | ▲ 51.1% |
| Profit (loss) for the period9904 | €21,372 | €29,015 | ▲ 35.8% |
| Profit (loss) for the period to be appropriated9905 | €21,372 | €29,015 | ▲ 35.8% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €117,612 | €133,177 | ▲ 13.2% |
| Fixed assets21/28 | €4,804 | €16,384 | ▲ 241% |
| Tangible fixed assets22/27 | €4,804 | €16,384 | ▲ 241% |
| Plant, machinery and equipment23 | €584 | €1,324 | ▲ 127% |
| Furniture and vehicles24 | €4,220 | €15,060 | ▲ 257% |
| Current assets29/58 | €112,809 | €116,793 | ▲ 3.5% |
| Amounts receivable within one year40/41 | €20,353 | €15,028 | ▼ 26.2% |
| Trade receivables40 | €15,052 | €15,028 | ▼ 0.2% |
| Other amounts receivable41 | €5,301 | - | - |
| Cash at bank and in hand54/58 | €91,818 | €101,085 | ▲ 10.1% |
| Deferred charges and accrued income490/1 | €638 | €680 | ▲ 6.6% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €117,612 | €133,177 | ▲ 13.2% |
| Equity10/15 | €103,743 | €102,757 | ▼ 0.9% |
| Contributions10/11 | €1,000 | €1,000 | = |
| Reserves13 | €90,100 | €89,100 | ▼ 1.1% |
| Distributable reserves133 | €90,100 | €89,100 | ▼ 1.1% |
| Profit (loss) carried forward14 | €12,643 | €12,657 | ▲ 0.1% |
| Amounts payable17/49 | €13,870 | €30,420 | ▲ 119% |
| Amounts payable within one year42/48 | €13,870 | €30,420 | ▲ 119% |
| Trade debts44 | €540 | €114 | ▼ 78.8% |
| Suppliers440/4 | €540 | €114 | ▼ 78.8% |
| Taxes, remuneration and social security45 | €13,330 | €10,582 | ▼ 20.6% |
| Taxes450/3 | €13,330 | €10,582 | ▼ 20.6% |
| Other amounts payable47/48 | - | €19,723 | - |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | €21,372 | €29,015 | ▲ 35.8% |
| + Depreciation and write-downs630 | €3,457 | €2,863 | ▼ 17.2% |
| Operating cash flow (approximation) | €24,829 | €31,878 | ▲ 28.4% |
| Investment in fixed assets (approximation) | - | -€14,443 | - |
| Change in cash | - | €9,267 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (2)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 15-06-2026 | 2026-00160655 |
| 31-12-2024 | micro format | 01-07-2025 | 2025-00206527 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| PATERNOSTER Davy |
|
Owners and capital
Capital and shareholders
- Davy Paternoster vennoot · 9 shares
- Liesbeth Sels vennoot · 1 share
The Belgian Official Gazette names shareholders only when an act mentions them; the share register itself is not published.
- 03-07-2024 Capital stated in the deed · 10 shares
- 11-08-2023 Converted to available equity
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
03-07
Gazette deed
Resignation: PATERNOSTER Davy (director)Appointment: PATERNOSTER Davy (director) · Legal-form conversion · Amendment of the articles12 facts ▸
- General meeting, “buitengewone algemene vergadering” (deed in Dutch)
- Legal-form conversion, “besloten vennootschap” (deed in Dutch)
- Amendment of the articles
- Capital
- Director resignation, PATERNOSTER Davy (director)
- Director discharge, PATERNOSTER Davy
- Board rule, 1, “Vijfde besluit” (deed in Dutch)
- Director appointment, PATERNOSTER Davy (director (not named in the articles))
- Registered office clause, “2570 Duffel,Dr. Jacobsstraat 2, Zesde besluit” (deed in Dutch)
- Other provision, “admin@i4solution.be, website en e-mailadres” (deed in Dutch)
- Power of attorney
- Power of attorney, Jan Delang
11-08
Gazette deed
Amendment of the articlesLegal form clause · Capital conversion · Capital10 facts ▸
- General meeting, 09-06-2023
- Other provision, “statuten in overeenstemming brengen wat betreft bepalingen die nog niet reeds van rechtswege van toepassing zijn, onderwerping aan Wetboek van vennootschappen e…” (deed in Dutch)
- Legal form clause, “niet-afgeschafte rechtsvorm die blijft voortbestaan, vennootschap onder firma” (deed in Dutch)
- Capital conversion, “beschikbare eigen vermogensrekening” (deed in Dutch)
- Amendment of the articles
- Capital, €1,000
- Partner, Davy Paternoster
- Partner, Liesbeth Sels
- Registered office clause, “Korte Weverstraat 11, 2570 Duffel, enkel Gewest opnemen” (deed in Dutch)
- Power of attorney
About the unread acts
Of the 4 Belgian Official Gazette deeds we know for this company, 2 have been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 27 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 12302C0133/00Y014 | Flanders | 89 m² | 1 · 69 m² | 8.7 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “47.410 Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels; 62.010 Ontwerpen en programmeren van…” (deed in Dutch)
6 activities (deed in Dutch)
- 47.410 Detailhandel in computers, randapparatuur en software in gespecialiseerde winkels
- 62.010 Ontwerpen en programmeren van computerprogramma’s
- 62.020 Computerconsultancyactiviteiten
- 62.090 Overige diensten op het gebied van informatietechnologie en computer
- 63.110 Gegevensverwerking, webhosting en aanverwante activiteiten
- 63.120 Webportalen
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- I4Solution
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Enkel besluit bestuursorgaan, België of buitenland” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Bestuursorgaan, één of meer bestuurders” (deed in Dutch)“Wet of statuten aan algemene vergadering voorbehouden” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)deed of 03-07-2024
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Op naam, begunstigden vergoeden tegen prijs van aandelen op dat tijdstip” (deed in Dutch)deed of 11-08-2023
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- First Friday of June at 18:00
Oversight and winding up
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed