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I - SERV

Active
Private limited company (pre-2019)founded 200323 yrs activeScheldestraat 95, 2000 Antwerpen, BelgiumKBO/BCE: BE 0479.609.273
Summary

I - SERV has been active since 2003 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €47,577 and a net result of €92. Equity remains stable across the filed fiscal years (±0.5% per year). The computed 12-month bankruptcy probability is 0.8% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability38▲+1
Solvency100=
Growth58=
Track record100
Bankruptcy probability, 12 months
0.8% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,500 at 30 days acceptable
cash: 1.4% of total assets, and 0% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 23 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
100%
Return on assets
0.2%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 10-07-2026, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
21 d early
2024
29 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
31 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 23 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

I - SERV was incorporated on 20 February 2003.1 Total assets went from EUR 49,118 in 2018 to EUR 47,577 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Equity
€47,577▲ 0.2%
2024 · €47,485
Total assets
€47,577▼ 0.6%
2024 · €47,883
Net result
€92
2024 · -€133
Working capital
€47,485
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€156▲ 9.8%-€207▼ 32.7%-€1,855▼ 796%-€580▲ 68.7%-€586▼ 1.1%
Net result-€177▲ 8.8%-€231▼ 30.5%-€714▼ 209%-€133▲ 81.4%€92
Equity€48,562▼ 0.4%€48,331▼ 0.5%€47,617▼ 1.5%€47,485▼ 0.3%€47,577▲ 0.2%
Total assets€48,562▼ 0.4%€48,331▼ 0.5%€47,617▼ 1.5%€47,883▲ 0.6%€47,577▼ 0.6%
Debt€398
Working capital€47,485
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€2,000-€1,500-€1,000-€500€0Operating result 2021: -€156-€156Net result 2021: -€177-€177Operating result 2022: -€207-€207Net result 2022: -€231-€231Operating result 2023: -€1,855-€1,855Net result 2023: -€714-€714Operating result 2024: -€580-€580Net result 2024: -€133-€133Operating result 2025: -€586-€586Net result 2025: €92€9220212022202320242025-€2,000-€1,500-€1,000-€500€0Operating result 2023: -€1,855-€1,860Net result 2023: -€714-€714Operating result 2024: -€580-€580Net result 2024: -€133-€133Operating result 2025: -€586-€586Net result 2025: €92€92202320242025
The operating result stays negative: a loss of €586 in 2025 against €580 in 2024; the loss grows.
Key figures and ratios
2025 value · change against 2024
Solvency
100.0%▲
2024 · 99.2%
ROE
0.2%▲
2024 · -0.3%
ROA
0.2%▲
2024 · -0.3%
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 16,986 companies that looked in July 2024 the way this one looks now, 0.5% went bankrupt within 24 months and 94% are still going.

  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit under 5% of the balance sheet
0.5% went bankrupt
4.9% stopped otherwise
94% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 0.8% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 16,986 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 31 lines
Balance sheet Code20242025
Assets
Total assets20/58€47,883€47,577▼
Current assets29/58€47,883€47,577▼
Amounts receivable within one year40/41€47,044€46,935▼
Other amounts receivable41€47,044€46,935▼
Cash at bank and in hand54/58€840€642▼
Equity and liabilities
Total equity and liabilities10/49€47,883€47,577▼
Equity10/15€47,485€47,577▲
Contributions10/11€18,600€18,600=
Capital10€18,600€18,600=
Issued capital100€18,600€18,600=
Reserves13€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860=
Legal reserve130€1,860€1,860=
Profit (loss) carried forward14€27,025€27,117▲
Amounts payable17/49€398-
Amounts payable within one year42/48€398-
Trade debts44€398-
Suppliers440/4€398-
Income statement Code20242025
Goods, raw materials, services and sundry goods60/61€64€66▲
Other operating charges640/8€516€521▲
Gross operating margin9900-€64-€66▼
Operating profit (loss)9901-€580-€586▼
Financial income75/76B€471€703▲
Recurring financial income75€471€703▲
Financial charges65/66B€24€24=
Recurring financial charges65€24€24=
Profit (loss) for the period before taxes9903-€133€92▲
Profit (loss) for the period9904-€133€92▲
Profit (loss) for the period to be appropriated9905-€133€92▲
Appropriation of the result
Profit (loss) to be appropriated9906€27,025€27,117▲
Profit (loss) brought forward from the previous period14P€27,158€27,025▼
Line20212022202320242025Change
Goods, raw materials, services and sundry goods60/61-€57€64€64€66▲ 3.0%
Other operating charges640/8€101€150€1,791€516€521▲ 0.9%
Gross operating margin9900-€55-€57-€64-€64-€66▼ 3.0%
Operating profit (loss)9901-€156-€207-€1,855-€580-€586▼ 1.1%
Financial income75/76B--€1,165€471€703▲ 49.3%
Recurring financial income75--€1,165€471€703▲ 49.3%
Financial charges65/66B€21€24€24€24€24=
Recurring financial charges65€21€24€24€24€24=
Profit (loss) for the period before taxes9903-€177-€231-€714-€133€92▲ 169%
Profit (loss) for the period9904-€177-€231-€714-€133€92▲ 169%
Profit (loss) for the period to be appropriated9905-€177-€231-€714-€133€92▲ 169%
Line20212022202320242025Change
Assets
Total assets20/58€48,562€48,331€47,617€47,883€47,577▼ 0.6%
Current assets29/58€48,562€48,331€47,617€47,883€47,577▼ 0.6%
Amounts receivable within one year40/41€46,666€46,516€47,572€47,044€46,935▼ 0.2%
Other amounts receivable41€46,666€46,516€47,572€47,044€46,935▼ 0.2%
Cash at bank and in hand54/58€1,896€1,815-€840€642▼ 23.5%
Deferred charges and accrued income490/1--€45---
Equity and liabilities
Total equity and liabilities10/49€48,562€48,331€47,617€47,883€47,577▼ 0.6%
Equity10/15€48,562€48,331€47,617€47,485€47,577▲ 0.2%
Contributions10/11€18,600€18,600€18,600€18,600€18,600=
Capital10€18,600-€18,600€18,600€18,600=
Issued capital100€18,600-€18,600€18,600€18,600=
Reserves13€1,860€1,860€1,860€1,860€1,860=
Non-distributable reserves130/1€1,860€1,860€1,860€1,860€1,860=
Legal reserve130€1,860-€1,860€1,860€1,860=
Reserves not available under the articles1311-€1,860----
Profit (loss) carried forward14€28,102€27,871€27,157€27,025€27,117▲ 0.3%
Amounts payable17/49---€398--
Amounts payable within one year42/48---€398--
Trade debts44---€398--
Suppliers440/4---€398--
Line20212022202320242025Change
Profit (loss) for the period9904-€177-€231-€714-€133€92▲ 169%
Operating cash flow (approximation)-€177-€231-€714-€133€92▲ 169%
Change in cash--€81---€197-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
10-07
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €92
Net result €92 after 7 loss-making years.
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Weakest financial yearnet -€714
Net result drops to -€714, the lowest in the series; recovery starts the following year.
31-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-08
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 31 days late
2020
31-08
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema · 31 days late
2019
31-08
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema · 31 days late
2018
30-09
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema · 61 days late
2017
31-08
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2003
seat establishment The establishment unit on the map
Ground area
282 m²
Building footprint
214 m²
Volume, LiDAR
2,499 m³
2 parcels, Flanders · tallest building 18.8 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
Sparrenstraat 17, 2020 Antwerpen
NACE 70120
since 20032.126.417.964
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11809I2290/00T006 Flanders 168 m² 1 · 101 m² 10.2 m · 3 fl.
11811L3616/00Y002 Flanders 113 m² 1 · 113 m² 18.8 m · 6 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company (pre-2019)
Founded20-02-2003
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.