I.S.S.
The file of I.S.S. contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The 2025 annual accounts show equity of €213k and a net result of €2k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 58% of 89 sector peers (fiscal year 2025).
| Equity | €213k |
| Net result | €2k |
| Staff (FTE) | 2 |
| Better than sector | 58% |
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.6% | 22.6% | |
| Net result | €2k | €84k | |
| Equity | €213k | €116k | |
| Gross operating margin | €191k | €423k | |
| Staff costs | €140k | €434k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €2k |
| Cash flow | n/a |
| Staff costs | €140k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €695k |
| Equity | €213k |
| Debt | €482k |
| of which ≤ 1y | €402k |
| of which > 1y | €79k |
| Working capital | n/a |
| Employees (FTE) | 2.0 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 30.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.3% |
| ROE | 0.9% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €695k |
| Fixed assets | 21/28 | €240k |
| Tangible fixed assets | 22/27 | €240k |
| Current assets | 29/58 | €455k |
| Amounts receivable within one year | 40/41 | €328k |
| Cash & bank | 54/58 | €36 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €695k |
| Equity | 10/15 | €213k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €23k |
| Accumulated profits (losses) | 14 | €127k |
| Amounts payable | 17/49 | €482k |
| Amounts payable after one year | 17 | €79k |
| Amounts payable within one year | 42/48 | €402k |
| Trade debts payable within one year | 44 | €97k |
| Income statement | ||
| Gross operating margin | 9900 | €191k |
| Operating result | 9901 | €20k |
| Financial income | 75 | €766 |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
-
Current30-01-2019 → present
8 events
- 03-01-2025 Mandate renewed· Managing director
- 30-01-2019 Appointed· Director
- 20-09-2018 Resigned· Director
- 20-09-2018 Resigned· Managing director
- 01-09-2015 Mandate renewed· Director
- 01-09-2015 Mandate renewed· Managing director
- 01-01-2014 Appointed· Director
- 01-01-2014 Appointed· Managing director
-
Current20-09-2018 → present
3 events
- 01-08-2024 Mandate renewed· Director
- 20-09-2018 Appointed· Director
- 20-09-2018 Appointed· Managing director
Former directors (2)
-
Former01-09-2015 → 15-01-2019
2 events
- 15-01-2019 Resigned· Director
- 01-09-2015 Appointed· Director
-
Former01-01-2014 → 01-09-2015
2 events
- 01-09-2015 Resigned· Director
- 01-01-2014 Appointed· Director
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | TOMAS BRUNEEL MUSEUMSTRAAT 31-33,
2000 ANTWERPEN 1 |
14-11-2024 → present | Belgian State Gazette |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Public limited company(014) |
| Incorporation | 13-11-1992 |
| Status | Active |
| Postal code | 2550 |
| First BS signal | 26-11-2024 |
| Latest BS signal | 24-12-2024 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0017/00D002 | Flanders | 860 m² | 1 · 279 m² | 11.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
The full chronology lists every recorded event with its date, the competent court and the appointed liquidator or administrator. It answers at which stage the proceedings stand and whether they are still running.
We hold 1 further earlier event in this file, covering 14-11-2024 to 19-12-2024.
07-01-2026 2 reappointed
- Reusens Werner, Gedelegeerd bestuurder
- De Clercq André, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Reusens Werner",
"address": null,
"birth_date": null
},
"effective_date": "2025-01-03",
"evidence_quote": "Hierbij wordt het mandaat van Dhr. Reusens Werner als afgevaardigd bestuurder en bestuurder verlengd voor een nieuwe ambtsperiode van 6 jaar, dit vanaf 03/01/2025 tot 02/01/2031."
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "De Clercq Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2024-08-01",
"evidence_quote": "Hierbij wordt het mandaat van Dhr. De Clercq Andr\u00E9 als bestuurder verlengd voor een nieuwe ambtsperiode van 6 jaar, dit vanaf 01/08/2024 tot 31/07/2030."
}
],
"schema": "v3.2",
"act_meta": {
"model_id": 36,
"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
"legal_form": "NV"
}
}30-01-2019 1 director appointed, 1 resigning
- Reusens Werner, Bestuurder
- Peleman Ronald, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Peleman Ronald",
"address": null,
"birth_date": null
},
"effective_date": "2019-01-15",
"evidence_quote": "Hierbij wordt het ontslag genoteerd van dhr Peleman Ronald ais bestuurder en dit vanaf heden. Er wordt d\u00E9charge verleend voor zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Reusens Werner",
"address": null,
"birth_date": null
},
"evidence_quote": "Als nieuwe bestuurder en afgevaardigd bestuurder wordt aangesteld de heer Reusens Werner wonende Nerenaard 3 te 2550 Kontich."
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
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}20-09-2018 2 directors appointed, 2 resigning
- De Clercq André, Bestuurder
- De Clercq André, Gedelegeerd bestuurder
- Werner Reusens, Bestuurder
- Werner Reusens, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Hierbij wordt het ontslag genoteerd van dhr Werner Reusens als bestuurder en afgevaardigd bestuurder en dit vanaf heden. Er wordt d\u00E9charge verleend voor zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_out",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Hierbij wordt het ontslag genoteerd van dhr Werner Reusens als bestuurder en afgevaardigd bestuurder en dit vanaf heden. Er wordt d\u00E9charge verleend voor zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "De Clercq Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Als nleuwe bestuurder en afgevaardigd bestuurder wordt aangesteld de heer De Clercq Andr\u00E9 wonende Hingenesteenweg 39/1 te 2880 Bornem."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "De Clercq Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Als nleuwe bestuurder en afgevaardigd bestuurder wordt aangesteld de heer De Clercq Andr\u00E9 wonende Hingenesteenweg 39/1 te 2880 Bornem."
}
],
"schema": "v3.2",
"act_meta": {
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},
"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
"legal_form": "NV"
}
}16-02-2016 1 director appointed, 1 resigning, 2 reappointed
- Ronald Peleman, Bestuurder
- Constant Reusens, Bestuurder
- Werner Reusens, Bestuurder
- Werner Reusens, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Hierbij wordt het mandaat van dhr. Werner Reusens als bestuurder en afgevaardigd bestuurder verlengd voor zes jaar en dit vanaf 01/09/2015."
},
{
"kind": "director_renew",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Hierbij wordt het mandaat van dhr. Werner Reusens als bestuurder en afgevaardigd bestuurder verlengd voor zes jaar en dit vanaf 01/09/2015."
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Constant Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Het ontslag van dhr.Constant Reusens wordt genoteerd als bestuurder en dit vanaf 01/09/2015."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Ronald Peleman",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Er wordt een nieuw mandaat genoteerd als bestuurder voor Dhr. Ronald Peleman, wonende Lijsterbolstraat 16/3 te 2550 Kontich, dit vanaf 01/09/2015."
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
"legal_form": "NV"
}
}02-02-2015 Articles of association amended
Technical details
{
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2015-02-02",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
"legal_form": "NV"
},
"signature_regime": "joint_two",
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}27-06-2014 3 directors appointed
- Werner Reusens, Bestuurder
- Werner Reusens, Gedelegeerd bestuurder
- Constant Reusens, Bestuurder
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2014-01-01",
"evidence_quote": "Hierbij wordt dhr. Wemer Reusens, wonende te Nerenaard 13 in 2550 Kontich, aangesteld als bestuurder en afgevaardigd bestuurder en dit vanaf 01/01/2014."
},
{
"kind": "director_in",
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},
"effective_date": "2014-01-01",
"evidence_quote": "Hierbij wordt dhr. Wemer Reusens, wonende te Nerenaard 13 in 2550 Kontich, aangesteld als bestuurder en afgevaardigd bestuurder en dit vanaf 01/01/2014."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Constant Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2014-01-01",
"evidence_quote": "Hierbij wordt dhr.Constant Reusens, wonende te Oude Baan 92 in 2800 Mechelen, aangesteld als bestuurder en dit vanaf 01/01/2014."
}
],
"schema": "v3.2",
"act_meta": {
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"extractor": "constrained-core-35b"
},
"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
"legal_form": "NV"
}
}03-10-2005 Change in the board of directors
Technical details
{
"events": [],
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"act_meta": {
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},
"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
"legal_form": "NV"
}
}| Legal nameNL | I.S.S. |