I.S.S.
The file of I.S.S. contains 2 historical bankruptcy publications, as published in the Belgian State Gazette. The 2025 annual accounts show equity of €213k and a net result of €2k. Equity remains stable across the filed fiscal years (±2% per year). Its solvency ranks better than 58% of 89 sector peers (fiscal year 2025).
| Equity | €213k |
| Net result | €2k |
| Staff (FTE) | 2 |
| Better than sector | 58% |
Mixed profile: strong on stability, weaker on profitability.
Computed on 4 of 5 axes. Not measured: health. An unmeasured axis is not a zero: no data was read for it.
This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.
How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 30.6% | 22.6% | |
| Net result | €2k | €84k | |
| Equity | €213k | €116k | |
| Gross operating margin | €191k | €423k | |
| Staff costs | €140k | €434k |
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | n/a |
| EBITDA | n/a |
| Net profit | €2k |
| Cash flow | n/a |
| Staff costs | €140k |
| Income taxes | €5k |
| Dividends | - |
| Total assets | €695k |
| Equity | €213k |
| Debt | €482k |
| of which ≤ 1y | €402k |
| of which > 1y | €79k |
| Working capital | n/a |
| Employees (FTE) | 2.0 |
| 2025 | |
|---|---|
| Current ratio | n/a |
| Quick ratio | n/a |
| Working capital ratio | n/a |
| Solvency | 30.6% |
| Debt / equity | n/a |
| Long-term debt ratio | n/a |
| Interest coverage | n/a |
| Gross margin | n/a |
| Net margin | n/a |
| ROA | 0.3% |
| ROE | 0.9% |
| EBITDA margin | n/a |
| Days sales outstanding | n/a |
| Days payable outstanding | n/a |
| Inventory turnover | n/a |
| Days inventory (DSI) | n/a |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €695k |
| Fixed assets | 21/28 | €240k |
| Tangible fixed assets | 22/27 | €240k |
| Current assets | 29/58 | €455k |
| Amounts receivable within one year | 40/41 | €328k |
| Cash & bank | 54/58 | €36 |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €695k |
| Equity | 10/15 | €213k |
| Contributions / capital | 10/11 | €62k |
| Reserves | 13 | €23k |
| Accumulated profits (losses) | 14 | €127k |
| Amounts payable | 17/49 | €482k |
| Amounts payable after one year | 17 | €79k |
| Amounts payable within one year | 42/48 | €402k |
| Trade debts payable within one year | 44 | €97k |
| Income statement | ||
| Gross operating margin | 9900 | €191k |
| Operating result | 9901 | €20k |
| Financial income | 75 | €766 |
| Financial charges | 65 | €15k |
| Result before taxes | 9903 | €7k |
| Income taxes | 67/77 | €5k |
| Net result for the period | 9904 | €2k |
| Result to be appropriated | 9905 | €2k |
-
Current30-01-2019 → present
8 events
- 03-01-2025 Mandate renewed· Managing director
- 30-01-2019 Appointed· Director
- 20-09-2018 Resigned· Director
- 20-09-2018 Resigned· Managing director
- 01-09-2015 Mandate renewed· Director
- 01-09-2015 Mandate renewed· Managing director
- 01-01-2014 Appointed· Director
- 01-01-2014 Appointed· Managing director
-
Current20-09-2018 → present
3 events
- 01-08-2024 Mandate renewed· Director
- 20-09-2018 Appointed· Director
- 20-09-2018 Appointed· Managing director
Former directors (2)
-
Former01-09-2015 → 15-01-2019
2 events
- 15-01-2019 Resigned· Director
- 01-09-2015 Appointed· Director
-
Former01-01-2014 → 01-09-2015
2 events
- 01-09-2015 Resigned· Director
- 01-01-2014 Appointed· Director
| Role | Name | Tenure | Source |
|---|---|---|---|
| Curator | TOMAS BRUNEEL MUSEUMSTRAAT 31-33,
2000 ANTWERPEN 1 |
14-11-2024 → present | Belgian State Gazette |
| NACE primary | Activiteiten van verzekeringsagenten en -makelaars(66220) |
| Legal form | Public limited company(014) |
| Incorporation | 13-11-1992 |
| Status | Active |
| Postal code | 2550 |
| First BS signal | 26-11-2024 |
| Latest BS signal | 24-12-2024 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11602E0017/00D002 | Flanders | 860 m² | 1 · 279 m² | 11.4 m · 2 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
07-01-2026 2 reappointed
- Reusens Werner, Gedelegeerd bestuurder
- De Clercq André, Bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Reusens Werner",
"address": null,
"birth_date": null
},
"effective_date": "2025-01-03",
"evidence_quote": "Hierbij wordt het mandaat van Dhr. Reusens Werner als afgevaardigd bestuurder en bestuurder verlengd voor een nieuwe ambtsperiode van 6 jaar, dit vanaf 03/01/2025 tot 02/01/2031."
},
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "De Clercq Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2024-08-01",
"evidence_quote": "Hierbij wordt het mandaat van Dhr. De Clercq Andr\u00E9 als bestuurder verlengd voor een nieuwe ambtsperiode van 6 jaar, dit vanaf 01/08/2024 tot 31/07/2030."
}
],
"schema": "v3.2",
"act_meta": {
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"subject_company": {
"kbo": "0448.661.028",
"name_full": "I.S.S.",
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}
}30-01-2019 1 director appointed, 1 resigning
- Reusens Werner, Bestuurder
- Peleman Ronald, Bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Peleman Ronald",
"address": null,
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},
"effective_date": "2019-01-15",
"evidence_quote": "Hierbij wordt het ontslag genoteerd van dhr Peleman Ronald ais bestuurder en dit vanaf heden. Er wordt d\u00E9charge verleend voor zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Reusens Werner",
"address": null,
"birth_date": null
},
"evidence_quote": "Als nieuwe bestuurder en afgevaardigd bestuurder wordt aangesteld de heer Reusens Werner wonende Nerenaard 3 te 2550 Kontich."
}
],
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}20-09-2018 2 directors appointed, 2 resigning
- De Clercq André, Bestuurder
- De Clercq André, Gedelegeerd bestuurder
- Werner Reusens, Bestuurder
- Werner Reusens, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Hierbij wordt het ontslag genoteerd van dhr Werner Reusens als bestuurder en afgevaardigd bestuurder en dit vanaf heden. Er wordt d\u00E9charge verleend voor zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_out",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Hierbij wordt het ontslag genoteerd van dhr Werner Reusens als bestuurder en afgevaardigd bestuurder en dit vanaf heden. Er wordt d\u00E9charge verleend voor zijn mandaat.",
"discharge_granted": true
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "De Clercq Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Als nleuwe bestuurder en afgevaardigd bestuurder wordt aangesteld de heer De Clercq Andr\u00E9 wonende Hingenesteenweg 39/1 te 2880 Bornem."
},
{
"kind": "director_in",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
"name": "De Clercq Andr\u00E9",
"address": null,
"birth_date": null
},
"effective_date": "2018-09-20",
"evidence_quote": "Als nleuwe bestuurder en afgevaardigd bestuurder wordt aangesteld de heer De Clercq Andr\u00E9 wonende Hingenesteenweg 39/1 te 2880 Bornem."
}
],
"schema": "v3.2",
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},
"subject_company": {
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}
}16-02-2016 1 director appointed, 1 resigning, 2 reappointed
- Ronald Peleman, Bestuurder
- Constant Reusens, Bestuurder
- Werner Reusens, Bestuurder
- Werner Reusens, Gedelegeerd bestuurder
Technical details
{
"events": [
{
"kind": "director_renew",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Werner Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Hierbij wordt het mandaat van dhr. Werner Reusens als bestuurder en afgevaardigd bestuurder verlengd voor zes jaar en dit vanaf 01/09/2015."
},
{
"kind": "director_renew",
"role": "gedelegeerd_bestuurder",
"person": {
"rrn": null,
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"address": null,
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},
"effective_date": "2015-09-01",
"evidence_quote": "Hierbij wordt het mandaat van dhr. Werner Reusens als bestuurder en afgevaardigd bestuurder verlengd voor zes jaar en dit vanaf 01/09/2015."
},
{
"kind": "director_out",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Constant Reusens",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Het ontslag van dhr.Constant Reusens wordt genoteerd als bestuurder en dit vanaf 01/09/2015."
},
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Ronald Peleman",
"address": null,
"birth_date": null
},
"effective_date": "2015-09-01",
"evidence_quote": "Er wordt een nieuw mandaat genoteerd als bestuurder voor Dhr. Ronald Peleman, wonende Lijsterbolstraat 16/3 te 2550 Kontich, dit vanaf 01/09/2015."
}
],
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},
"subject_company": {
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"legal_form": "NV"
}
}02-02-2015 Articles of association amended
Technical details
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"statute_change": {
"name_change": false,
"seat_change": false,
"object_change": true,
"effective_date": "2015-02-02",
"legal_form_change": false
},
"bedrijfsrevisor": null,
"subject_company": {
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"name_full": "I.S.S.",
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},
"signature_regime": "joint_two",
"special_mandates": [],
"governance_change": {
"admin_delegated_added": []
}
}27-06-2014 3 directors appointed
- Werner Reusens, Bestuurder
- Werner Reusens, Gedelegeerd bestuurder
- Constant Reusens, Bestuurder
Technical details
{
"events": [
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},
"effective_date": "2014-01-01",
"evidence_quote": "Hierbij wordt dhr. Wemer Reusens, wonende te Nerenaard 13 in 2550 Kontich, aangesteld als bestuurder en afgevaardigd bestuurder en dit vanaf 01/01/2014."
},
{
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},
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{
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"person": {
"rrn": null,
"name": "Constant Reusens",
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},
"effective_date": "2014-01-01",
"evidence_quote": "Hierbij wordt dhr.Constant Reusens, wonende te Oude Baan 92 in 2800 Mechelen, aangesteld als bestuurder en dit vanaf 01/01/2014."
}
],
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"subject_company": {
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}
}03-10-2005 Change in the board of directors
Technical details
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}
}| Legal nameNL | I.S.S. |