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Generated 13-08-2026
Active BE 0790.745.483Private limited company

I.S ELEC

Georges Moreaustraat 30A ·1070 Anderlecht, Belgium· 3 yrs active
Sector: Algemene elektrotechnische installatiewerken (43211)
Conclusion Checked

The computed 12-month bankruptcy probability of I.S ELEC is 6.2% (elevated). The 2024 annual accounts show equity of €30k and a net result of €-11k. Its solvency ranks better than 37% of 11088 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €30k
Net result €-11k
Better than sector 37%
Active 3 yrs
Snowflake analysis 5 of 5 axes measured · computed by Checked
Health50Profitability0Solvency50Growth32Stability94
45 / 100

Mixed profile: strong on stability, weaker on profitability.

All 5 axes are computed from data Checked has read.

Health 50
Profitability 0
Solvency 50
Growth 32
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free
6.2% Elevated
0%0,5%1,5%4%10%≥25%
Young company +Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2024 · computed
50 / 100 Fair
050100
Computed from 5 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

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Computed by Checked from the NBB filing for FY 2024. Indicative, not credit advice.
Financial overview2 NBB filings
Annual accounts filed on 30-12-2025 with the NBB · fiscal year 2024 · micro
€-20k€0€20k€40kOperating result 2023: €33k€33kNet result 2023: €26k€26kOperating result 2024: €-12k€-12kNet result 2024: €-11k€-11k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 43, Specialised construction · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 30.0% 40.9%
better than 37% of 11088 sector peers
Net result €-11k €11k
better than 9% of 11070 sector peers
Equity €30k €34k
better than 46% of 11091 sector peers
Gross operating margin €34k €35k
better than 49% of 11060 sector peers
Staff costs €30k €25k
higher than 53% of 4038 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
EBITDA
€313
-99.3% 23-24
Net profit
€-11k
- 23-24
Cash flow
€777
-97.8% 23-24
Total assets
€102k
+22.4% 23-24
Equity
€30k
-27.2% 23-24
Working capital
€8k
-42.3% 23-24
Staff costs
€30k
+9.7% 23-24
Income taxes
€-440
- 23-24
Debt
€71k
+72.8% 23-24
Debt ≤ 1y
€71k
+155.3% 23-24
Current ratio
1.12
-26.7% 23-24
Quick ratio
1.12
-26.7% 23-24
Solvency
30.0%
-40.5% 23-24
Debt / equity
2.33
+137.2% 23-24
ROE
-37.3%
- 23-24
ROA
-11.2%
- 23-24
Interest coverage
2.02
-99.8% 23-24
Figures by fiscal year
Fiscal year2024
Depositmicro
Revenue-
EBITDA€313
Net profit€-11k
Cash flow€777
Staff costs€30k
Income taxes€-440
Dividends-
Total assets€102k
Equity€30k
Debt€71k
of which ≤ 1y€71k
of which > 1y-
Working capital€8k
Employees (FTE)-
Ratios (computed)
2024
Current ratio1.12
Quick ratio1.12
Working capital ratio8.3%
Solvency30.0%
Debt / equity2.33
Long-term debt ratio-
Interest coverage2.02
Gross margin-
Net margin-
ROA-11.2%
ROE-37.3%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€102k
Fixed assets 21/28€22k
Tangible fixed assets 22/27€22k
Financial fixed assets 28€95
Current assets 29/58€80k
Amounts receivable within one year 40/41€75k
Cash & bank 54/58€5k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€102k
Equity 10/15€30k
Contributions / capital 10/11€16k
Accumulated profits (losses) 14€15k
Amounts payable 17/49€71k
Amounts payable within one year 42/48€71k
Trade debts payable within one year 44€60k
Income statement
Gross operating margin 9900€34k
Operating result 9901€-12k
Financial income 75€179
Financial charges 65€155
Result before taxes 9903€-12k
Income taxes 67/77€-440
Net result for the period 9904€-11k
Result to be appropriated 9905€-11k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Algemene elektrotechnische installatiewerken(43211)
Legal form Private limited company(610)
Incorporation13-09-2022
StatusActive
Postal code1070
Establishment units 1 location
I.S ELEC
Georges Moreaustraat 30A, 1070 AnderlechtAlgemene elektrotechnische installatiewerken
since 20222.336.527.981
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21305C0264/00V016 Brussels 101 m² - -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 5 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
19-02-2026
State Gazette act Director changes
v3.2
2025
30-12-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
23-10-2025
State Gazette act Minor change
v3.2
2024
06-12-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2022
15-09-2022
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 5 months ago
2026
19-02-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0790.745.483",
    "name_full": "I.S ELEC",
    "legal_form": "SRL"
  }
}
2025
23-10-2025 Publication in the Belgian Official Gazette, Minor change Minor change
Summary: v3.2
Technical details 
{
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "detected_kind": "other",
  "effective_date": null,
  "mandate_renewal": null,
  "subject_company": {
    "kbo": "0790.745.483",
    "name_full": "I.S ELEC",
    "legal_form": "SRL"
  },
  "liquidation_closure": null,
  "officer_designation": null,
  "special_procuration": null,
  "single_shareholder_declaration": null
}
2022
15-09-2022 Incorporation of a new SRL Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "1070 Anderlecht, Rue Georges Moreau 30A",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1994-10-11",
        "name": "Daabak Rania",
        "niss": null,
        "address": "1070 Anderlecht, Rue Georges Moreau 30/A"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 775.0,
      "holder_person_name": "Daabak Rania",
      "is_subscriber_only": true,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 775.0,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1989-08-08",
        "name": "BRAHIM Mohamed Ali Ben Laroussi",
        "niss": null,
        "address": "1070 Anderlecht, Rue Georges Moreau 30/A"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 14725.0,
      "holder_person_name": "BRAHIM Mohamed Ali Ben Laroussi",
      "is_subscriber_only": false,
      "n_shares_subscribed": 95,
      "amount_subscribed_eur": 14725.0,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 15500.0,
  "subject_company": {
    "kbo": "0790.745.483",
    "name_full": "I.S ELEC",
    "legal_form": "SRL"
  },
  "initial_directors": [],
  "incorporation_date": "2022-09-13",
  "post_incorporation_mandates": []
}
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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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The brief is drafted by our AI model at Anthropic in the US, from this dossier's public data. Nothing that identifies you is sent along and we do not keep the brief. Indicative, not legal or investment advice. How it works
Company registry (CBE) Crossroads Bank
Activities
Elektrotechnische installatiewerken aan gebouwen43211Algemene elektrotechnische installatiewerken43211Elektrotechnische installatiewerken, uitgezonderd aan gebouwen43212Elektrotechnische installatiewerken van nijverheidsinrichtingen43212Installatie van verwarming, klimaatregeling en ventilatie43222Installatie van verwarming, klimaatregeling, koeling en ventilatie aangedreven door elektriciteit43222Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur46431Groothandel in elektrische huishoudelijke apparaten en audio- en videoapparatuur46431Groothandel in elektrisch materiaal, inclusief installatiemateriaal46643Groothandel in elektrisch materiaal, inclusief installatiemateriaal46693
Primary activity highlighted.
Names & trade names
Legal nameFR I.S ELEC
Registered office
Georges Moreaustraat 30A
1070 Anderlecht, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative