I.H.V.V. is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €1.19M and a net result of €-6k. Equity is growing by ~4.3% per year across the filed fiscal years. Its solvency ranks better than 55% of 6156 sector peers (fiscal year 2024). The company has been active since 1991 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 20-06-2025, 41 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
41 d early
2023
42 d early
2022
48 d early
2021
43 d early
2020
43 d early
2019
44 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€1.19M▼ 0.5%
2023 · €1.19M
2018: €951k
2019: €971k
2020: €961k
2021: €994k
2022: €1.19M
2023: €1.19M
2018 → 2024
Net result
€-6k
2023 · €6k
2018: €-27k
2019: €20k
2020: €-10k
2021: €33k
2022: €191k
2023: €6k
2018 → 2024
Total assets
€2.08M▼ 2.0%
2023 · €2.12M
2018: €1.96M
2019: €2.01M
2020: €1.99M
2021: €1.97M
2022: €2.05M
2023: €2.12M
2018 → 2024
Solvency
57.0%▲ 0.9pp
2023 · 56.2%
2018: 48.6%
2019: 48.2%
2020: 48.3%
2021: 50.4%
2022: 57.8%
2023: 56.2%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€961k-€994k▲ 3.5%€1.19M▲ 19.2%€1.19M▲ 0.5%€1.19M▼ 0.5%
Operating result€-10k-€43k€60k▲ 41.0%€31k▼ 48.5%€5k▼ 84.5%
Net result€-10k-€33k€191k▲ 475%€6k▼ 96.7%€-6k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 85% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €2.08M
Fixed assets
€2.02M▼ 1.3%
Current assets
€62k▼ 20.8%
Equity and liabilities €2.08M
Equity
€1.19M▼ 0.5%
Debt
€894k▼ 3.9%
The debt ratio falls from 43.8% to 43.0%. Equity and debt are lower.
Key figures and ratios
Solvency
57.0%▲
2023 · 56.2%
ROE
-0.5%▼
2023 · 0.5%
ROA
-0.3%▼
2023 · 0.3%
Debt
€894k▼
2023 · €930k
Debt ≤ 1 year
€853k▼
2023 · €864k
Debt > 1 year
€41k▼
2023 · €66k
Income taxes
€8k▼
2023 · €22k
Staff costs
€380k▲
2023 · €362k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€2.12M€2.08M▼
Fixed assets21/28€2.04M€2.02M▼
Tangible fixed assets22/27€104k€78k▼
Furniture and vehicles24€104k€78k▼
Financial fixed assets28€1.94M€1.94M=
Current assets29/58€78k€62k▼
Amounts receivable within one year40/41€63k€31k▼
Trade receivables40€59k€31k▼
Other amounts receivable41€4k€0▼
Cash at bank and in hand54/58€15k€31k▲
Deferred charges and accrued income490/1€255€282▲
Equity and liabilities
Total equity and liabilities10/49€2.12M€2.08M▼
Equity10/15€1.19M€1.19M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Reserves13€1.13M€1.12M▼
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€1.12M€1.12M▼
Profit (loss) carried forward14€0-
Amounts payable17/49€930k€894k▼
Amounts payable after more than one year17€66k€41k▼
Financial debts170/4€66k€41k▼
Amounts payable within one year42/48€864k€853k▼
Current portion of amounts payable after more than one year42€24k€25k▲
Trade debts44€55k€21k▼
Suppliers440/4€55k€21k▼
Taxes, remuneration and social security45€74k€97k▲
Taxes450/3€32k€34k▲
Remuneration and social security454/9€42k€63k▲
Other amounts payable47/48€710k€710k=
Income statement
Code20232024
Non-recurring operating income76A€6k€0▼
Remuneration, social security and pensions62€362k€380k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€26k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€416k€412k▼
Operating profit (loss)9901€31k€5k▼
Financial income75/76B€0-
Recurring financial income75€0-
Financial charges65/66B€3k€3k▲
Recurring financial charges65€3k€3k▲
Profit (loss) for the period before taxes9903€28k€2k▼
Income taxes67/77€22k€8k▼
Profit (loss) for the period9904€6k€-6k▼
Profit (loss) for the period to be appropriated9905€6k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-192k€-6k▲
Profit (loss) brought forward from the previous period14P€-198k€0▲
Transfer from equity791/2€198k€6k▼
Transfer to equity691/2€6k€0▼
To the legal reserve6920€3k€0▼
To other reserves6921€3k€0▼
Social balance
Average headcount (FTE)90874.34.2▼
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
20-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
19-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
13-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Highest result since 2018net €191k ▲475%
Operating result €60k, net result €191k, both a record.
31-12
Financial
Equity above €1MEq €1.19M ▲19.2%
2 profitable years in a row build equity to €1.19M.
18-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
18-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
17-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Back to profitnet €20k
Net result €20k after one loss-making year.
17-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 16 days late
2016
21-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anzegem · 1 establishment unit since 1991
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Domien Veysstraat 418570 AnzegemGround area
1.1 ha
Building footprint
8,148 m²
Volume, LiDAR
61,406 m³
Parcel 34038A0443/00V000, Flanders · tallest building 11.4 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
I.H.V.V. NV
since 19912.055.487.606
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34038A0443/00V000 | Flanders | 1.1 ha | 1 · 8,148 m² | 11.4 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,725 companies in sector 64210 we hold annual accounts for 19,754. 12,284 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded16-12-1991
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
70200Business and other management consultancy
70220Business consulting
74142
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.