Del-Floor
ActiveDel-Floor is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.84M and a net result of €103k. Equity remains stable across the filed fiscal years (±0.3% per year). Its solvency ranks better than 95% of 9098 sector peers (fiscal year 2025). The company has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
7 d early
2023
7 d early
2022
6 d early
2021
10 d early
2020
8 d early
2019
7 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.84M▲ 5.9%
2024 · €1.74M
2018: €1.82M
2019: €1.75M
2020: €1.82M
2021: €1.81M
2022: €1.80M
2023: €1.76M
2024: €1.74M
2018 → 2025
Net result
€103k
2024 · €-29k
2018: €66k
2019: €-72k
2020: €73k
2021: €29k
2022: €-8k
2023: €-34k
2024: €-29k
2018 → 2025
Total assets
€1.91M▼ 17.0%
2024 · €2.31M
2018: €3.15M
2019: €2.34M
2020: €2.54M
2021: €2.98M
2022: €2.45M
2023: €2.53M
2024: €2.31M
2018 → 2025
Solvency
96.0%▲ 20.7pp
2024 · 75.3%
2018: 57.7%
2019: 74.7%
2020: 71.7%
2021: 60.6%
2022: 73.4%
2023: 69.8%
2024: 75.3%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.81M-€1.80M▼ 0.5%€1.76M▼ 1.9%€1.74M▼ 1.6%€1.84M▲ 5.9%
Operating result€55k-€-20k€-29k▼ 45.3%€-14k▲ 50.0%€119k
Net result€29k-€-8k€-34k▼ 298%€-29k▲ 14.2%€103k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €119k after a loss of €14k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.91M
Fixed assets
€1.11M▼ 30.7%
Current assets
€801k▲ 14.5%
Equity and liabilities €1.91M
Equity
€1.84M▲ 5.9%
Debt
€76k▼ 86.7%
The debt ratio falls from 24.7% to 4.0%: equity grows while debt is paid down.
Key figures and ratios
Solvency
96.0%▲
2024 · 75.3%
ROE
5.6%▲
2024 · -1.7%
ROA
5.4%▲
2024 · -1.3%
Debt
€76k▼
2024 · €569k
Debt ≤ 1 year
€50k▼
2024 · €543k
Debt > 1 year
€26k=
2024 · €26k
Income taxes
€10k
Staff costs
€117k▼
2024 · €118k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.31M€1.91M▼
Fixed assets21/28€1.61M€1.11M▼
Tangible fixed assets22/27€1.33M€835k▼
Land and buildings22€1.33M€834k▼
Plant, machinery and equipment23€2k€1k▼
Furniture and vehicles24€83€0▼
Financial fixed assets28€278k€278k=
Current assets29/58€700k€801k▲
Stocks and contracts in progress3€68k€65k▼
Stocks30/36€68k€65k▼
Amounts receivable within one year40/41€620k€645k▲
Trade receivables40€35k€20k▼
Other amounts receivable41€585k€625k▲
Cash at bank and in hand54/58€11k€90k▲
Deferred charges and accrued income490/1€842€842=
Equity and liabilities
Total equity and liabilities10/49€2.31M€1.91M▼
Equity10/15€1.74M€1.84M▲
Contributions10/11€31k€31k=
Reserves13€1.71M€1.81M▲
Distributable reserves133€1.71M€1.81M▲
Amounts payable17/49€569k€76k▼
Amounts payable after more than one year17€26k€26k=
Financial debts170/4€26k€26k=
Amounts payable within one year42/48€543k€50k▼
Current portion of amounts payable after more than one year42€24k€0▼
Financial debts43€500k€0▼
Credit institutions430/8€500k€0▼
Trade debts44€3k€6k▲
Suppliers440/4€3k€6k▲
Taxes, remuneration and social security45€15k€25k▲
Taxes450/3€4k€14k▲
Remuneration and social security454/9€11k€11k▼
Other amounts payable47/48€0€19k▲
Accrued charges and deferred income492/3€1k€0▼
Income statement
Code20242025
Non-recurring operating income76A-€142k
Remuneration, social security and pensions62€118k€117k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€34k▼
Other operating charges640/8€11k€11k▲
Gross operating margin9900€151k€281k▲
Operating profit (loss)9901€-14k€119k▲
Financial income75/76B€15k€16k▲
Recurring financial income75€15k€16k▲
Financial charges65/66B€29k€22k▼
Recurring financial charges65€29k€22k▼
Profit (loss) for the period before taxes9903€-29k€113k▲
Income taxes67/77-€10k
Profit (loss) for the period9904€-29k€103k▲
Profit (loss) for the period to be appropriated9905€-29k€103k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-29k€103k▲
Transfer from equity791/2€29k€0▼
Transfer to equity691/2-€103k
To other reserves6921-€103k
Social balance
Average headcount (FTE)90873.13.1=
The notes to these accounts (17 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
24-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial
Back to profitnet €103k
Net result €103k after 3 loss-making years.
31-12
Financial
Liquidity times 12current ratio 15.99
Current ratio from 1.29 to 15.99; short-term debt falls from €543k to €50k.
24-07
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
25-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
21-07
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
23-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €73k
Net result €73k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-72k ▼209%
Net result drops to €-72k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 3.43
Current ratio from 1.41 to 3.43; short-term debt falls from €1.09M to €390k.
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
01-10
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 62 days late
2017
31-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 153 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wervik · 1 establishment unit since 1995
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Speiestraat 1628940 WervikGround area
1,865 m²
Building footprint
67 m²
Volume, LiDAR
165 m³
Parcel 33029B0655/00E002, Flanders · tallest building 3.0 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
DEL-FLOOR
since 19952.070.324.448
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33029B0655/00E002 | Flanders | 1,865 m² | 1 · 67 m² | 3.0 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,637 companies in sector 64210 we hold annual accounts for 19,690. 11,128 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-1994
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
74151
77110Renting and leasing of cars and light motor vehicles
77210Renting and leasing of sports and recreation goods
77340Rental and leasing activities
82300Organisation of conventions and trade shows
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.