I.E.S.
ActiveThe computed 12-month bankruptcy probability of I.E.S. is 2.9% (moderate). The 2024 annual accounts show equity of €10k and a net result of €9k. Its solvency ranks better than 55% of 36382 sector peers (fiscal year 2024). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2024
Axes
Profitability100
Solvency75
Growth-
Stability67
Bankruptcy probability, 12 months
2.9%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity tight (current ratio 1.08), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.1%
Return on assets
50.6%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2024
61 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€10k
Total assets
€19k
Net result
€9k
Working capital
€733
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €19k
Fixed assets
€9k
Current assets
€10k
Equity and liabilities €19k
Equity
€10k
Debt
€9k
Debt finances 48.9% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€10k
Solvency
51.1%
Current ratio
1.08
Quick ratio
1.08
Debt / equity
0.96
ROE
99.0%
ROA
50.6%
Interest coverage
28.63
Debt
€9k
Debt ≤ 1 year
€9k
Income taxes
€2k
Filed annual accounts
As filed with the NBB · 2024
Balance sheet
Code2024
Assets
Total assets20/58€19k
Fixed assets21/28€9k
Tangible fixed assets22/27€9k
Plant, machinery and equipment23€5k
Furniture and vehicles24€4k
Current assets29/58€10k
Amounts receivable within one year40/41€8k
Trade receivables40€6k
Other amounts receivable41€2k
Cash at bank and in hand54/58€1k
Deferred charges and accrued income490/1€469
Equity and liabilities
Total equity and liabilities10/49€19k
Equity10/15€10k
Contributions10/11€100
Reserves13€9k
Distributable reserves133€9k
Amounts payable17/49€9k
Amounts payable within one year42/48€9k
Taxes, remuneration and social security45€2k
Taxes450/3€2k
Other amounts payable47/48€7k
Accrued charges and deferred income492/3€239
Income statement
Code2024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€268
Other operating charges640/8€387
Gross operating margin9900€13k
Operating profit (loss)9901€12k
Financial charges65/66B€437
Recurring financial charges65€437
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€2k
Profit (loss) for the period9904€9k
Profit (loss) for the period to be appropriated9905€9k
Appropriation of the result
Profit (loss) to be appropriated9906€9k
Transfer to equity691/2€9k
To other reserves6921€9k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kluisbergen · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Buissestraat 409690 KluisbergenGround area
637 m²
Building footprint
109 m²
Volume, LiDAR
544 m³
Parcel 45043C0604/00K000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I.e.s.
since 20242.360.521.823
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45043C0604/00K000 | Flanders | 637 m² | 1 · 109 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MORAR CONCEPT
BE 1021.700.703
Wemmel · Eq €10k
RDV BATI
BE 1000.018.926
Dilbeek · Eq €9k
ZM CONSTRUCT
BE 0759.896.119
Seneffe · Eq €9k
ENERGISO
BE 1012.194.604
Colfontaine · Eq €10k
ISMT
BE 1003.776.982
Wetteren · Eq €10k
Of 4,057 companies in sector 43240 we hold annual accounts for 1,615. 876 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-05-2024
Fiscal year end31-12
Activities, NACEBEL
43240Other construction installation
43299Specialised construction activities
33130Repair, maintenance and installation of machinery and equipment
33200Installation of industrial machinery and equipment
43211General electrical installation work
43212Electrical installation work in industrial facilities
43222Installation of electric heating, air conditioning, cooling and ventilation
43230Insulation installation
43291Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 08-09-2026. Scores and ratios are computed by Checked and are not a credit decision.