I.D. STRUCTURE
ActiveI.D. STRUCTURE has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €331k and a net result of €109k. Equity is growing by ~104% per year across the filed fiscal years. Its solvency ranks better than 64% of 4533 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
80
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability92▲+83
Solvency81▲+36
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 5.41 in 2024; short-term debt: 26.6% and cash: 9% of total assets), and 43.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
56.3%
Return on assets
18.6%
Age of the figures
15 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 18-02-2026, 18 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
18 d late
2024
3 d late
2023
on the day
2022
40 d early
2021
4 d early
2020
9 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€109k
2024 · €-84k
2019: €-10k
2020: €67k
2021: €46k
2022: €6k
2023: €249k
2024: €-84k
2019 → 2025
Working capital
€295k▼ 60.4%
2024 · €746k
2019: €-67k
2020: €3k
2021: €-206k
2022: €-203k
2023: €273k
2024: €746k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€50k-€57k▲ 12.7%€306k▲ 438%€221k▼ 27.6%€331k▲ 49.4%
Operating result€67k-€27k▼ 60.2%€108k▲ 303%€-45k€158k
Net result€46k-€6k▼ 86.0%€249k▲ 3,782%€-84k€109k
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €158k after a loss of €45k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€136k▼ 22.2%
Current assets
€451k▼ 50.7%
Equity and liabilities €587k
Equity
€331k▲ 49.4%
Debt
€257k▼ 70.5%
The debt ratio falls from 79.7% to 43.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€197k▲
2024 · €-20k
Cash flow
€149k▲
2024 · €-59k
Solvency
56.3%▲
2024 · 20.3%
Current ratio
2.89▼
2024 · 5.41
Quick ratio
0.47▲
2024 · 0.08
Debt / equity
0.78▼
2024 · 3.93
ROE
33.1%▲
2024 · -38.1%
ROA
18.6%▲
2024 · -7.7%
Interest coverage
39.17▲
2024 · -0.60
Debt
€257k▼
2024 · €869k
Debt ≤ 1 year
€156k▼
2024 · €169k
Debt > 1 year
€101k▼
2024 · €700k
Income taxes
€45k▲
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.09M€587k▼
Formation expenses20€504€44▼
Fixed assets21/28€175k€136k▼
Intangible fixed assets21€158k€122k▼
Tangible fixed assets22/27€16k€13k▼
Plant, machinery and equipment23€14k€12k▼
Furniture and vehicles24€1k€898▼
Financial fixed assets28€1k€1k=
Current assets29/58€915k€451k▼
Stocks and contracts in progress3€901k€378k▼
Stocks30/36€901k€378k▼
Amounts receivable within one year40/41€6k€20k▲
Trade receivables40€364€158▼
Other amounts receivable41€6k€20k▲
Cash at bank and in hand54/58€5k€53k▲
Deferred charges and accrued income490/1€3k€781▼
Equity and liabilities
Total equity and liabilities10/49€1.09M€587k▼
Equity10/15€221k€331k▲
Contributions10/11€6k€6k=
Reserves13€2k€111k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133-€109k
Profit (loss) carried forward14€213k€213k=
Amounts payable17/49€869k€257k▼
Amounts payable after more than one year17€700k€101k▼
Financial debts170/4€700k€101k▼
Amounts payable within one year42/48€169k€156k▼
Trade debts44€79k€111k▲
Suppliers440/4€79k€111k▲
Taxes, remuneration and social security45€123€45k▲
Taxes450/3€123€45k▲
Other amounts payable47/48€90k€367▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€39k▲
Other operating charges640/8€4k€2k▼
Gross operating margin9900€-16k€198k▲
Operating profit (loss)9901€-45k€158k▲
Financial income75/76B€214€2k▲
Recurring financial income75€214€2k▲
Financial charges65/66B€34k€5k▼
Recurring financial charges65€34k€5k▼
Profit (loss) for the period before taxes9903€-79k€155k▲
Income taxes67/77€5k€45k▲
Profit (loss) for the period9904€-84k€109k▲
Profit (loss) for the period to be appropriated9905€-84k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€213k€323k▲
Profit (loss) brought forward from the previous period14P€298k€213k▼
Transfer to equity691/2-€109k
To other reserves6921-€109k
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 18 days late
2025
30-06
Financial
Back to profitnet €109k
Net result €109k after one loss-making year.
03-02
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 3 days late
2024
30-06
Financial
Weakest financial yearnet €-84k ▼134%
Net result drops to €-84k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €249k ▲3782%
Net result €249k, the highest in the series.
30-06
Financial
Liquidity quadruplescurrent ratio 3.15
Current ratio from 0.74 to 3.15; short-term debt falls from €766k to €127k.
30-06
Financial
Equity above €200kEq €306k ▲438%
4 profitable years in a row build equity to €306k.
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
22-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
30-06
Financial
Liquidity times 6current ratio 1.01
Current ratio from 0.18 to 1.01.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
14-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
05-12
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
23-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Allende 17021 MonsGround area
1,588 m²
Building footprint
218 m²
Parcel 53038C0179/00P002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Rue Allende 1, 7021 Mons
since 20112.196.843.231
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53038C0179/00P002 | Wallonia | 1,588 m² | 1 · 218 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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RDF Invest
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BE 0421.297.328
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STAL VAN DE MORETTE
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BELION
BE 0896.458.657
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WIM PAUWELS
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Of 9,695 companies in sector 68121 we hold annual accounts for 7,383. 5,089 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-03-2011
Fiscal year end30-06
Activities, NACEBEL
68121Development of residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.