I.D. Invest is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €197k and a net result of €192k. Its solvency ranks better than 33% of 8013 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
Founded in 2024, under 3 years, statistically higher risk.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2025, micro schema
Equity
€197k
Net result
€192k
Total assets
€648k
Solvency
30.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €647k
Fixed assets
€630k
Current assets
€17k
Equity and liabilities €648k
Equity
€197k
Debt
€450k
Debt finances 69.5% of the balance-sheet total.
Key figures and ratios
Solvency
30.5%
ROE
97.5%
ROA
29.7%
Debt
€450k
Debt ≤ 1 year
€450k
Income taxes
€19k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€648k
Formation expenses20€1k
Fixed assets21/28€630k
Financial fixed assets28€630k
Current assets29/58€17k
Cash at bank and in hand54/58€17k
Equity and liabilities
Total equity and liabilities10/49€648k
Equity10/15€197k
Contributions10/11€5k
Reserves13€192k
Distributable reserves133€192k
Amounts payable17/49€450k
Amounts payable within one year42/48€450k
Trade debts44€1k
Suppliers440/4€1k
Taxes, remuneration and social security45€19k
Taxes450/3€19k
Other amounts payable47/48€430k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€334
Gross operating margin9900€-3k
Operating profit (loss)9901€-3k
Financial income75/76B€215k
Recurring financial income75€215k
Financial charges65/66B€12
Recurring financial charges65€12
Profit (loss) for the period before taxes9903€212k
Income taxes67/77€19k
Profit (loss) for the period9904€192k
Profit (loss) for the period to be appropriated9905€192k
Appropriation of the result
Profit (loss) to be appropriated9906€192k
Transfer to equity691/2€192k
To other reserves6921€192k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mons
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Allende 17021 MonsGround area
1,588 m²
Building footprint
218 m²
Parcel 53038C0179/00P002, Wallonia. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53038C0179/00P002 | Wallonia | 1,588 m² | 1 · 218 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,760. 13,515 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-10-2024
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.