I-Corizon is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €156k and a net result of €152k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 83% of 9864 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 17-06-2025, 44 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
not confirmed
2024
44 d early
2023
127 d early
2022
159 d early
2021
174 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€156k▼ 55.4%
2023 · €350k
2021: €41k
2022: €183k
2023: €350k
2021 → 2024
Net result
€152k▼ 8.8%
2023 · €166k
2021: €37k
2022: €142k
2023: €166k
2021 → 2024
Total assets
€182k▼ 49.5%
2023 · €361k
2021: €61k
2022: €239k
2023: €361k
2021 → 2024
Solvency
85.6%▼ 11.4pp
2023 · 97.0%
2021: 67.1%
2022: 76.5%
2023: 97.0%
2021 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2021202220232024Trend
Equity€41k-€183k▲ 349%€350k▲ 90.8%€156k▼ 55.4%
Operating result€46k-€184k▲ 299%€213k▲ 15.9%€211k▼ 0.7%
Net result€37k-€142k▲ 287%€166k▲ 16.9%€152k▼ 8.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 1% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €182k
Fixed assets
€221▼ 34.4%
Current assets
€182k▼ 49.5%
Equity and liabilities €182k
Equity
€156k▼ 55.4%
Debt
€26k▲ 141%
The debt ratio rises from 3.0% to 14.4%. Equity is lower and debt is higher.
Key figures and ratios
Solvency
85.6%▼
2023 · 97.0%
ROE
97.4%▲
2023 · 47.6%
ROA
83.4%▲
2023 · 46.2%
Debt
€26k▲
2023 · €11k
Debt ≤ 1 year
€26k▲
2023 · €11k
Income taxes
€65k▲
2023 · €50k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€361k€182k▼
Fixed assets21/28€336€221▼
Tangible fixed assets22/27€336€221▼
Plant, machinery and equipment23€336€221▼
Current assets29/58€360k€182k▼
Amounts receivable within one year40/41€25k€28k▲
Trade receivables40€25k€26k▲
Other amounts receivable41-€2k
Current investments50/53€300k€0▼
Cash at bank and in hand54/58€35k€153k▲
Deferred charges and accrued income490/1€710€861▲
Equity and liabilities
Total equity and liabilities10/49€361k€182k▼
Equity10/15€350k€156k▼
Contributions10/11€4k€4k=
Reserves13-€152k
Distributable reserves133-€152k
Profit (loss) carried forward14€346k€0▼
Amounts payable17/49€11k€26k▲
Amounts payable within one year42/48€11k€26k▲
Trade debts44€367€372▲
Suppliers440/4€367€372▲
Taxes, remuneration and social security45€8k€24k▲
Taxes450/3€8k€24k▲
Other amounts payable47/48€2k€2k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€116€116=
Other operating charges640/8€580€592▲
Gross operating margin9900€214k€212k▼
Operating profit (loss)9901€213k€211k▼
Financial income75/76B€4k€7k▲
Recurring financial income75€4k€7k▲
Financial charges65/66B€835€877▲
Recurring financial charges65€835€877▲
Profit (loss) for the period before taxes9903€216k€217k▲
Income taxes67/77€50k€65k▲
Profit (loss) for the period9904€166k€152k▼
Profit (loss) for the period to be appropriated9905€166k€152k▼
Appropriation of the result
Profit (loss) to be appropriated9906€346k€497k▲
Profit (loss) brought forward from the previous period14P€179k€346k▲
Transfer to equity691/2-€152k
To other reserves6921-€152k
Profit to be distributed694/7-€346k
Return on contributions (dividend)694-€346k
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
12-08
State Gazette act
Resignations & appointmentsGeneral meeting · Director appointment · Mandate compensation3 facts ▸
State Gazette act
Resignations & appointments
General meeting · Director appointment · Mandate compensation3 facts ▸
- General meeting, 07/08/2026
- Director appointment, Kathleen Thienpont (bestuurder)
- Mandate compensation, Kathleen Thienpont
2025
17-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
26-03
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2021net €166k ▲16.9%
Operating result €213k, net result €166k, both a record.
31-12
Financial
Liquidity times 8current ratio 33.14
Current ratio from 4.25 to 33.14; short-term debt falls from €56k to €11k.
31-12
Financial
Equity above €200kEq €350k ▲90.8%
3 profitable years in a row build equity to €350k.
22-02
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €150kEq €183k ▲349%
2 profitable years in a row build equity to €183k.
07-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2026
Kathleen Thienpont
CurrentDirector · since 01-09-2026
01-09-2026
Appointed as Director
Location & real-estate footprint
Registered office, Nazareth-De Pinte · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Nazarethstraat 139840 Nazareth-De PinteGround area
1,545 m²
Building footprint
138 m²
Volume, LiDAR
810 m³
Parcel 44012A0047/00B002, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I-Corizon
since 20212.322.052.514
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44012A0047/00B002 | Flanders | 1,545 m² | 1 · 137 m² | 9.4 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 56 companies in sector 64929 we hold annual accounts for 40. 18 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded16-09-2021
Fiscal year end31-12
Activities, NACEBEL
64929Financial service activities, except insurance and pension funding
70100Activities of head offices
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
71113Urban planning and landscape architecture
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.