I.C.C.
ActiveI.C.C. has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €395k and a net result of €-26k. Equity is shrinking by ~6.5% per year across the filed fiscal years. Its solvency ranks better than 51% of 13936 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
64
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+47
Solvency56▼-2
Growth52▼-26
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity short (current ratio 0.91 against 0.95 in 2024; short-term debt: 69.3% and cash: 2.1% of total assets), and 69.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
30.7%
Return on assets
-2%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 28-12-2025, 34 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
34 d early
2024
52 d early
2023
40 d early
2022
9 d early
2021
31 d early
2020
3 d early
2019
128 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close17-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€395k▼ 6.1%
2024 · €420k
2019: €258k
2020: €581k
2021: €549k
2022: €482k
2023: €416k
2024: €420k
2019 → 2025
Total assets
€1.28M▲ 1.1%
2024 · €1.27M
2019: €1.12M
2020: €2.00M
2021: €2.11M
2022: €1.66M
2023: €1.58M
2024: €1.27M
2019 → 2025
Net result
€-26k
2024 · €4k
2019: €-5k
2020: €323k
2021: €-32k
2022: €-66k
2023: €-66k
2024: €4k
2019 → 2025
Working capital
€-79k▼ 84.9%
2024 · €-43k
2019: €-649k
2020: €-16k
2021: €22k
2022: €-20k
2023: €-63k
2024: €-43k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€549k-€482k▼ 12.1%€416k▼ 13.7%€420k▲ 0.9%€395k▼ 6.1%
Operating result€-101k-€-94k▲ 6.5%€-68k▲ 28.0%€-45k▲ 33.0%€-30k▲ 33.7%
Net result€-32k-€-66k▼ 106%€-66k▲ 0.7%€4k€-26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €30k in 2025 against €45k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.28M
Fixed assets
€474k▲ 2.3%
Current assets
€811k▲ 0.4%
Equity and liabilities €1.28M
Equity
€395k▼ 6.1%
Debt
€890k▲ 4.6%
The debt ratio rises from 66.9% to 69.3%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €-17k
Cash flow
€10k▼
2024 · €33k
Solvency
30.7%▼
2024 · 33.1%
Current ratio
0.91▼
2024 · 0.95
Quick ratio
0.57▼
2024 · 0.60
Debt / equity
2.25▲
2024 · 2.02
ROE
-6.5%▼
2024 · 0.9%
ROA
-2.0%▼
2024 · 0.3%
Interest coverage
11.68▲
2024 · -33.52
Debt
€890k▲
2024 · €851k
Debt ≤ 1 year
€890k▲
2024 · €851k
Income taxes
€407▼
2024 · €503
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.27M€1.28M▲
Fixed assets21/28€463k€474k▲
Tangible fixed assets22/27€463k€474k▲
Land and buildings22€456k€434k▼
Plant, machinery and equipment23€485€1k▲
Furniture and vehicles24€7k€39k▲
Current assets29/58€808k€811k▲
Stocks and contracts in progress3€301k€301k=
Stocks30/36€301k€301k=
Amounts receivable within one year40/41€13k€12k▼
Trade receivables40€848€39▼
Other amounts receivable41€12k€12k▼
Current investments50/53€474k€468k▼
Cash at bank and in hand54/58€14k€27k▲
Deferred charges and accrued income490/1€5k€3k▼
Equity and liabilities
Total equity and liabilities10/49€1.27M€1.28M▲
Equity10/15€420k€395k▼
Contributions10/11€270k€270k=
Reserves13€311k€311k=
Distributable reserves133€311k€311k=
Profit (loss) carried forward14€-161k€-186k▼
Amounts payable17/49€851k€890k▲
Amounts payable within one year42/48€851k€890k▲
Trade debts44€343k€178k▼
Suppliers440/4€343k€178k▼
Taxes, remuneration and social security45€503€0▼
Taxes450/3€503€0▼
Other amounts payable47/48€507k€712k▲
Accrued charges and deferred income492/3€27€22▼
Income statement
Code20242025
Non-recurring operating income76A€30k€23k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€29k€36k▲
Other operating charges640/8€4k€4k▼
Gross operating margin9900€-12k€10k▲
Operating profit (loss)9901€-45k€-30k▲
Financial income75/76B€56k€5k▼
Recurring financial income75€1€81▲
Non-recurring financial income76B€56k€5k▼
Financial charges65/66B€6k€479▼
Recurring financial charges65€494€479▼
Non-recurring financial charges66B€6k€0▼
Profit (loss) for the period before taxes9903€4k€-25k▼
Income taxes67/77€503€407▼
Profit (loss) for the period9904€4k€-26k▼
Profit (loss) for the period to be appropriated9905€4k€-26k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-161k€-186k▼
Profit (loss) brought forward from the previous period14P€-165k€-161k▲
The notes to these accounts (15 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
28-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
10-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Back to profitnet €4k
Net result €4k after 3 loss-making years.
2023
22-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Weakest financial yearnet €-66k
Net result drops to €-66k, the lowest in the series; recovery starts the following year.
2021
31-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-06
Financial
Back to profitnet €323k
Net result €323k after one loss-making year.
30-06
Financial
Equity above €500kEq €581k ▲125%
Equity rises from €258k to €581k.
2019
25-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
03-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
23-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
27-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2006
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 1089050 GentGround area
3,095 m²
Building footprint
2,335 m²
Volume, LiDAR
17,095 m³
Parcel 44362B0014/00G002, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
I.C.C. BVBA
since 20062.156.893.384
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44362B0014/00G002 | Flanders | 3,095 m² | 1 · 2,335 m² | 9.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
IMMO FARO
BE 0841.188.453
Oupeye · Eq €395k
AGENCE DUNIMMO
BE 0887.362.631
De Panne · Eq €395k
IMMO BREUGELMANS
BE 0848.497.107
Nijlen · Eq €395k
JANSSENS & PARTNERS
BE 0460.484.239
Tielt-Winge · Eq €395k
BOW TIE INVEST
BE 0685.735.065
Oudergem · Eq €395k
Of 11,751 companies in sector 68310 we hold annual accounts for 6,908. 4,772 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded11-10-2006
Fiscal year end30-06
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 19 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:vecomcorp@zeelandnet.nl
Phone:0479200702